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 SSPN, Skim Simpanan Pendidikan Nasional

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smartfreak
post Mar 3 2021, 11:58 AM

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Dividen calculator:
https://www.ptptn.gov.my/KalkulatorDividen/Utama
smartfreak
post Mar 3 2021, 01:52 PM

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QUOTE(canjeth @ Mar 3 2021, 01:02 PM)
Finally! Since when they have this?
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Not sure. I just found out today.
smartfreak
post Mar 3 2021, 02:12 PM

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QUOTE(WaCKy-Angel @ Mar 3 2021, 01:23 PM)
What if employer late make payment?
for eg Jan they made payment on 10 Jan, so the amount need combine with Feb amount key in at Feb column?
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I assume deposit on Jan 10 falls under Feb interest calculation according to the table (06/01 - 05/02).

smartfreak
post Mar 3 2021, 09:34 PM

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QUOTE(MGM @ Mar 3 2021, 03:47 PM)
My understanding is let say u have 50k on 6-Mar or after, if deposit in sspn u get nothing until 4-April. But if put in PSA during the same time u got almost a month of interest. Please CMIIAW.
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If not mistaken, need to consider minimum balance for that month also.

1) Pengiraan Dividen dikira atas baki terendah setiap bulan dan transaksi sebelum 06hb setiap bulan.
There is a chart shared by others before:
https://forum.lowyat.net/index.php?showtopi...ost&p=100109214

smartfreak
post Mar 6 2021, 08:20 AM

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QUOTE(guy3288 @ Mar 4 2021, 06:48 PM)
My terperinci list too long, i  give u main points

Acc1
Start 1.1.20 RM23.98
1.1.20 Div RM3.64
30.9.20 JomRaya RM500
11.6.20 Ganjaran RM392.80
End 31.12.20 RM1096.10
Acc2
Start 1.1.20 RM27319.08
1.1.20 Div RM45.08
11.6.20 Ganjaran RM549.89
End 31.12.20 RM57730.74
Acc1
Start 1.1.20 RM23978.61
1.1.20 Div RM29.78
11.6.20 Ganjaran RM481.35
End 31.12.20 RM1062.12
they all blur blur lah, people in here better than them
my ganjaran more than that, with wife's acc in i remeber 1.7K+
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Awesome, you won 3rd prize for state level last year?
Hadiah Ketiga : Duit Raya bernilai RM500 x 1
smartfreak
post Mar 7 2021, 12:00 AM

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QUOTE(MGM @ Mar 6 2021, 08:37 PM)
This link is no longer available, any idea where can I find it cos i want to assure the correct calculation.
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I search for "interest calculation"
https://forum.lowyat.net/index.php?showtopi...post&p=99992903
smartfreak
post Mar 8 2021, 06:08 PM

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QUOTE(Afterburner1.0 @ Mar 8 2021, 02:40 PM)
The cons of SSPN I Plus is: https://www.sspniplus-online.com/pengeluaran

And if u need to withdraw money fast only can do in PTPTN office or ATM ( bank islam and bank rakyat)

We can't withdraw from normal banks like maybank? etc... anyone can advise?
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For instant withdrawal, can withdraw online using bank islam that is linked to your SSPN-i account with 50 cent charge. Other banks cannot link to your SSPN-i account to do withdrawal, only bank islam and bank rakyat can I heard so far.
SSPN-i also have their own online withdrawal feature but it is not instant, need few working days to get the money.
smartfreak
post Mar 9 2021, 01:59 PM

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QUOTE(TrustULoveU @ Mar 9 2021, 01:57 PM)
if i dont have kid, can i put in just for dividen ? their dividen more higher than FD
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Can
smartfreak
post Mar 10 2021, 09:45 AM

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QUOTE(mycolumn @ Mar 10 2021, 08:22 AM)
Have you all received the 4% dividend in your sspn i account?
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Yes
QUOTE(talexeh @ Feb 24 2021, 02:01 PM)
Dividend is already in. Check your statement now.
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QUOTE(ico12 @ Feb 26 2021, 12:58 PM)
Yahoo dividend sudah masuk
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smartfreak
post Mar 14 2021, 05:42 PM

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QUOTE(shadow_fax @ Mar 14 2021, 05:31 PM)
Anyone deposited to sspn but not reflected?
Oh
I deposited once 2/3, then another on 11/3... both not reflected...
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What way did you use to deposit for 2/3? If it's boost, it should be reflected by now.
smartfreak
post Mar 15 2021, 11:14 AM

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QUOTE(shadow_fax @ Mar 14 2021, 11:28 PM)
I transferred via CIMB
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FPX via CIMB? Probably need to check with CS.
smartfreak
post Mar 15 2021, 11:36 AM

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QUOTE(shadow_fax @ Mar 15 2021, 11:21 AM)
FPX? I direct transferred via CIMB Clicks.
Already mailed to SSPN on 12/3 and waiting feedback...

Just checked again, some mistakes on previous post...
This is status as of today 15/3
Transferred 2/3 : Reflected in SSPN
Transferred 5/3 : Not reflected
Transferred 11/3 : Not reflected
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top up using Financial Process eXchange usually reflected instantly.

user posted image
smartfreak
post Mar 16 2021, 07:09 AM

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QUOTE(sinbad2k @ Mar 15 2021, 07:28 PM)
not clear on the terms for withdrawing money. if it doesn't require docs, then it's essentially like a bank saving account no?
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Can withdraw almost anytime except during account closing/maintenance time for sspn-i.
smartfreak
post Mar 16 2021, 06:06 PM

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QUOTE(Afterburner1.0 @ Mar 16 2021, 01:56 PM)
any limit to the withdrawal amount from SSPN-I acc?
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Search result from "withdrawal limit"
QUOTE(guy3288 @ Dec 9 2020, 02:55 PM)
answers in my post there. No limit!!!
BI ATM transfer -Instant,  each time below RM100k, can do multiple times
PTPTN online WD, can do only 1 time, amount is whatever you have there, minus RM20, receive money  next morning in BI, other banks  in evening.
so the 14D processing  can ignore.

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smartfreak
post Mar 20 2021, 03:55 PM

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QUOTE(Sammie7 @ Mar 19 2021, 11:38 AM)
Dear sifus

1. in order to open sspn account, it has to be done over the counter or can be  done online?

2. what's the requirement?

3. Usually at what age you guys open account for your children?

Thanks
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2:
Syarat-syarat Pembukaan Akaun SSPN-i
https://www.ptptn.gov.my/syarat-buka-akaun-sspn-i-side
smartfreak
post Mar 22 2021, 05:23 PM

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QUOTE(thinkhappy @ Mar 21 2021, 04:43 PM)
hi, want to ask any one receive boost payment in sspn for 15mar & 16mar?
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16 march should be reflected today.
smartfreak
post Mar 30 2021, 10:23 AM

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QUOTE(rinapua @ Mar 29 2021, 06:52 PM)
Hi Sifu,

Can teach me how to pay SSPN-i by using boost? Thanks.
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SSPN can be found under "loans & savings"
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smartfreak
post Mar 30 2021, 07:48 PM

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QUOTE(rinapua @ Mar 30 2021, 07:01 PM)
Hi....so if i want to pay exactly 1000 into SSPN-i, then i have to transfer in 1001. correct?

one time how much i can top up for 1 account by using boost?
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Nope, rm999 + rm1 service charge. Max rm1k per transactions. Max rm4999 per account follow boost spending limit.
smartfreak
post Apr 1 2021, 08:45 PM

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QUOTE(rinapua @ Apr 1 2021, 07:30 PM)
not we transfer 1000  and boost will auto deduct RM1 for service charge and 999 will go in Sspn?
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Maybe I was confused since you mentioned rm1001 and boost limit rm1k per transactions. When you key in rm999, boost will auto add rm1 service charge, total transfer rm1k and in the end rm999 in sspn.
smartfreak
post Apr 2 2021, 06:42 PM

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QUOTE(rinapua @ Apr 2 2021, 06:31 PM)
OIC. thanks for the info.

After we transfer in, how long it takes to go in SSPN account?
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Usually is 2-3 working days.

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