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 SSPN, Skim Simpanan Pendidikan Nasional

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familyfirst
post Feb 17 2021, 12:28 PM

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QUOTE(cempedaklife @ Feb 17 2021, 11:40 AM)
waiting too. dah ada bullet on boost to trigger. but better wait. i was not eligible for all the prior ones.
last year was very close to be eligible. this year should be eligible.

plus waiting divvy announcement too biggrin.gif
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Why last year not eligible?
familyfirst
post Feb 17 2021, 01:02 PM

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QUOTE(WaCKy-Angel @ Feb 17 2021, 12:40 PM)
sspn account too new i guess. same like me not eligible
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QUOTE(cempedaklife @ Feb 17 2021, 12:40 PM)
Started not long enuf i think. I think i started 2017. Eligible was 2016
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Oh ok. Understand. I started contributing more than 10 yrs ago.
familyfirst
post Feb 24 2021, 11:07 AM

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So can start bank in already from today onwards to be eligible for the 1% additional ganjaran?

familyfirst
post Feb 24 2021, 11:20 AM

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QUOTE(familyfirst @ Feb 24 2021, 11:09 AM)
No guarantee lah, we wont know how many ppl are selling in order to catch some.
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QUOTE(MUM @ Feb 24 2021, 11:09 AM)
has the T&C for this year out already?
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Not yet although the official FB Live launch was suppose to be at 11am today ... still waiting.
familyfirst
post Feb 24 2021, 04:02 PM

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QUOTE(kochin @ Feb 24 2021, 03:43 PM)
i only saw one agent contact after screening through 130 comments. and the agent is based in johor. sad.gif

thanks anyway.
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Fatmawati Binti. Sade <fatmawati@ptptn.gov.my
Mohamad Shafik Bin . Mohamad Shamsudin <m_shafik@ptptn.gov.my
Farah Raihana Binti. Abd Hamid <f_raihana@ptptn.gov.my
Khairul Effandy bin. Bahari <khairul_effandy@ptptn.gov.my

I have 4 that contacted me directly previously. Do give them a try.

This post has been edited by familyfirst: Feb 24 2021, 04:03 PM
familyfirst
post Feb 25 2021, 09:35 AM

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Looks like the CNY Angpow campaign and Ganjaran Kesetiaan campaign got overlap. So if I join the CNY campaign today via the special top-up link, should be automatically eligible for the ganjaran kesetiaan right?
familyfirst
post Feb 25 2021, 09:50 AM

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QUOTE(MGM @ Feb 25 2021, 09:41 AM)
Problem is most liquid assets in ASM and EPF, 0 FD.
At most can take out RM60k from EPF for this campaign and put back in July, but would lose (April to July EPF dividend). After calculation looks like better to keep it if EPF>5%.
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Better not to touch EPF. Just dump in any extra $$$ into SSPN would be worthy enough. Me too zero in FD these days.
familyfirst
post Feb 25 2021, 10:12 AM

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user posted image

So i made 3 transactions today, one via clicking on CNY Angpow banner and another 2 via the Ganjaran Kesetiaan banner. Both brought me to the same top-up link. Wondering if they can differentiate the 2 campaigns or it does not matter and all 3 transactions should qualify for both campaigns?
familyfirst
post Feb 25 2021, 10:51 AM

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QUOTE(Left4Dead2 @ Feb 25 2021, 10:50 AM)
Tipu one, last time promotion campaign in Jul-Sep20 also no news, not sure got announce winner
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Got announcement, you need to check on the website. To be honest, I won Rm860 from last year CNY angpow campaign and they bank into my account 2 months after end of campaign. I didnt know until I randomly checked the website campaign winner list and also then my account.
familyfirst
post Feb 25 2021, 06:29 PM

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SSPN is slowly turning to be a better deal when there is ganjaran kesetiaaan compared to ASM where you spent days and days hunting for it.
familyfirst
post Mar 15 2021, 01:17 PM

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QUOTE(Mervin1234 @ Mar 15 2021, 12:42 PM)
Hi, i have a 6 digit figure to transfer into sspn for the 1% ganjaran, what is the best way i can do it in 1 go ? I am currently using maybank and the limit is only 30k a day, it will take me few week to complete the transfer.

Hope someone can suggest something more fast to make the transfer.

Thanks In Advance.
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Max eligible for interest is RM800,000 so divided by 30k a day = 26 transactions.
familyfirst
post Mar 19 2021, 12:52 PM

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QUOTE(Sammie7 @ Mar 19 2021, 11:38 AM)
Dear sifus

1. in order to open sspn account, it has to be done over the counter or can be  done online?

2. what's the requirement?

3. Usually at what age you guys open account for your children?

Thanks
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Can open online.
Decide if you want savings + insurance coverage (sspniplius) or just normal savings (sspni)
Started saving as soon as we had a child (so that can start income tax relief). you can withdraw anytime so no need wait till kid is 18 or something.


familyfirst
post Mar 25 2021, 11:05 AM

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Quick question on this 1% ganjaran kesetiaan.

So if I bank in RM10k during this campaign period in February, I should not withdraw it till end June (say total 4 mths keep in there).
And only July, they will bank in the 1% interest into our account?
If so, will the interest paid in July be 1% of RM10k or prorated to 4 months interest only?
familyfirst
post Apr 13 2021, 01:48 PM

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QUOTE(Aurora Boreali @ Apr 13 2021, 01:42 PM)
Thanks for the information!
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And interest still better than FD tongue.gif
familyfirst
post Apr 14 2021, 08:49 AM

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QUOTE(tsutsugami86 @ Apr 13 2021, 01:55 PM)
but interest (Dividend) pay out once a year  biggrin.gif
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I always go for 1 year FD so no issue for me. Just a good alternative to FD.
familyfirst
post Apr 16 2021, 04:13 PM

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QUOTE(Mervin1234 @ Apr 16 2021, 04:09 PM)
wanna ask, the 1% ganjaran only applies to the additional amount top up to SSPN am i correct.

Let say i have a balance on 1 Jan 2021 Rm 10,000.00
I top up Rm 105,000.00 for the ganjaran.

So the 1% ganjaran is using Rm 25,000.00 total in account or only 15,000.00 for the amount top up for the calculation ?
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Since you top up RM105,000 then they pay you 1% of this amount. Must top up within campaign period only (Feb-Apr)
familyfirst
post May 3 2021, 09:04 AM

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QUOTE(jiaen0509 @ May 1 2021, 04:50 PM)
anyone withdraw 50k sspn sekali?
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Yeah would like to know too. Im planning a 50k withdrawal as well once the ganjaran payment is banked-in around July. Possible?
familyfirst
post May 19 2021, 02:52 PM

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QUOTE(MUM @ May 19 2021, 02:45 PM)
2 more yrs from when to when?
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Means you can get tax exemption for YA 2021 and YA 2022. Whether this benefit will be extended or not beyond 2022, will be announced in the Budget in 2022 (usually October).
familyfirst
post Jul 7 2021, 02:38 PM

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QUOTE(MGM @ Jul 5 2021, 03:06 PM)
How many going to withdraw from sspn the amount specifically deposited for the Ganjaran campaign tomorrow 6-July?
Which method u guys going to use?
BI's ATM> CASA?
SSPN portal direct withdrawal?
BI's online account?
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Ya would like to know too. My account is not Bank Islam so which would be the fastest way please?
familyfirst
post Jul 8 2021, 03:37 PM

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Wuah, until now 1% ganjaran tak masuk lagi.

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