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 SSPN, Skim Simpanan Pendidikan Nasional

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mikeeeee
post Aug 7 2021, 12:16 PM

*~Tien9Chi~*
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QUOTE(mizkentz @ Aug 7 2021, 12:08 PM)
Any possibility of using credit card to top up sspn?
*
I'm now using kiplepay , so easy and no fee charged.

Cc -> kiplepay -> sspn
mikeeeee
post Aug 20 2021, 03:01 PM

*~Tien9Chi~*
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QUOTE(lwpin728 @ Aug 20 2021, 02:47 PM)
Hi. Can I top up with credit card into kiple pay and make payment to SSPN-I?
*
Yes
mikeeeee
post Sep 18 2021, 08:59 PM

*~Tien9Chi~*
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QUOTE(sunami @ Sep 18 2021, 08:49 PM)
mind to share what the benefits using kiplepay wallet for sspn?
i try search their web...seems like nothing special..
TIA
*
Can topup from CC, so indirectly u getting the benefits that comes along with CC. Eg, cash back, points, tiered interest etc etc
mikeeeee
post Sep 21 2021, 11:00 PM

*~Tien9Chi~*
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Relax a bit la guys, so far I don't think there are cases of missing deposits. At most some delay only. No need to micro monitor every few hours 🤣
mikeeeee
post Oct 23 2021, 04:26 PM

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That 3k basically is for insurance tax relief if u purchase any life insurance or takaful. Not new thing
mikeeeee
post Nov 21 2021, 10:12 PM

*~Tien9Chi~*
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QUOTE(MGM @ Nov 21 2021, 09:32 PM)
I tried to deposit into sspn via kiplepay using diff sspn accounts but all got the msg record not found", anyone else having the same issue?
*
Don't worry too much, sometimes I want to deposit to my own account thru kiplepay also account not found 😅

Normally it will be back to normal when after a few retry later
mikeeeee
post Nov 27 2021, 07:47 PM

*~Tien9Chi~*
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QUOTE(lee82gx @ Nov 27 2021, 06:02 PM)
Need to get some advise for those tax savvy -
This year up to now, I have nett withdrew RM8k for use.

As of now, I think I may only be able to come up with 10-12k cash before end of the year, max. It is possible I may just end with RM5k cash.

My question is in this case, should I top up PRS investment instead?
Say  3k first into PRS (I know the cons is I cannot take it out till retirement) then whatever remaining into SSPN?
My aim of course is tax relief. I don't think next year I will withdraw any nett amount from SSPN
*
Bro, did you top up anything this year ? Or purely withdraw 8k only? If you are at -8k now and only can manage deposit anything less than 8k, then no need to deposit better as u won't get any tax relief. Might as well just let this year to reset then deposit again next year.
mikeeeee
post Nov 27 2021, 08:31 PM

*~Tien9Chi~*
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QUOTE(lee82gx @ Nov 27 2021, 08:22 PM)
Bro, yeah this year I nett withdrew 8k, actually did not top up yet. In normal circumstance I would've deposited 16k, but this year have extraordinary expense.

so just to confirm, next year everything resets? icon_idea.gif  I was honestly under the impression i must fill up the -8k hole even next year, or next next year?
*
Based on their definition tax relief = net deposit max 8k for that year. So this year u let it reset, next year don't claim tax relief. Then next year masuk 8k , your year 2022 net deposit is 8k, so 2023 can claim tax relief again.
mikeeeee
post Nov 29 2021, 12:20 AM

*~Tien9Chi~*
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QUOTE(syaaron @ Nov 29 2021, 12:09 AM)
should able to get interest for dec2021 month?
*
Nope, u get nothing from sspn. To get Dec interest, the money need to be in sspn by 5th Dec and only withdrawn after 5th Jan
mikeeeee
post Dec 8 2021, 12:21 PM

*~Tien9Chi~*
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Been having alot of problem with kiplepay app. First It doesn't work on Android 12. Then somehow this month it also doesn't work with my wife's iPhone.

Have to resort to old Android phone to use the app. Then my top up limit supposed to be 1.5k perday, but dunno for what ever reason , it only allow me to top up 500 per day 😅 and weekly limit also dunno why become 1.5k only.

Dunno what's wrong as it was working fine in Nov
mikeeeee
post Dec 8 2021, 05:31 PM

*~Tien9Chi~*
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QUOTE(mikeeeee @ Dec 8 2021, 12:21 PM)
Been having alot of problem with kiplepay app. First It doesn't work on Android 12. Then somehow this month it also doesn't work with my wife's iPhone.

Have to resort to old Android phone to use the app. Then my top up limit supposed to be 1.5k perday, but dunno for what ever reason , it only allow me to top up 500 per day 😅 and weekly limit also dunno why become 1.5k only.

Dunno what's wrong as it was working fine in Nov
*
Wow, someone must be a big kiplepay fan or employee here. The above post that relates to my experience in topping up sspn prime via kiplepay was reported

What a joke
mikeeeee
post Dec 8 2021, 10:34 PM

*~Tien9Chi~*
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QUOTE(talexeh @ Dec 8 2021, 08:34 PM)
Maybe because this is the SSPN thread & not KiplePay thread?
*
Haha seriously, just because there no SSPN word in the post then it's not related to SSPN?

Just saying, with all the bugs with kiplepay, it's NOT a reliable platform to depend on if you want to max out the sspn topup within a short period of time. Have a backup channel so you don't miss the dates.
mikeeeee
post Feb 9 2022, 09:02 AM

*~Tien9Chi~*
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Deposited via kiplepay on 4th Feb, reflected in the Sspn statement today
mikeeeee
post Mar 2 2022, 01:51 PM

*~Tien9Chi~*
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QUOTE(ronnie @ Mar 2 2022, 01:47 PM)
Last year's system already can auto-detect
*
Not last year, since 2019 if not mistaken
mikeeeee
post Mar 3 2022, 11:42 PM

*~Tien9Chi~*
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After getting the dividend , if u withdraw the dividend does it count towards your keluaran bersih?
mikeeeee
post Mar 13 2022, 02:25 AM

*~Tien9Chi~*
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[
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They couldn't care less. I deposited from my account to my wife's sspni also no question asked.
mikeeeee
post Mar 22 2022, 11:08 PM

*~Tien9Chi~*
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QUOTE(ohyes_02 @ Mar 22 2022, 09:58 PM)
if based on this calculator, if i deposit before 5th of every month and withdraw after 5th, i suppose to get whole month interest.
this is what i understand
*
No, u need to deposit before 5th Jan and that money need to be in there till 6th Feb then only qualify for 1 month interest
mikeeeee
post Mar 24 2022, 01:34 PM

*~Tien9Chi~*
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So any trusted agent to share ? Planning to deposit some funds for the kesetiaan reward. Don't mind some free gifts 😝
mikeeeee
post Apr 1 2022, 06:35 PM

*~Tien9Chi~*
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I couldn't pass the eKYC 😅
mikeeeee
post Apr 6 2022, 06:59 PM

*~Tien9Chi~*
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QUOTE(king_lover23 @ Apr 6 2022, 05:41 PM)
anyone knows what is the coverage for takaful life & tpd for sspm prime account?
because i cannot find any more info on the website...
*
Sspn prime no takaful & tpd

I think u referring to sspn plus
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