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 SSPN, Skim Simpanan Pendidikan Nasional

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fruitie
post Jan 10 2024, 04:00 PM

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QUOTE(eugenepoon @ Jan 10 2024, 03:59 PM)
That would mean a trip to PTPTN Counter.
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Yes, both app and website. I also have to bring my mom to withdraw from the counter and they don't open on weekends.. doh.gif
fruitie
post Jan 10 2024, 04:40 PM

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QUOTE(beLIEve @ Jan 10 2024, 04:03 PM)
They claim myptptn can withdraw (after they kill the website) but not sure how true it is or how soon it will be implemented.
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The new website was up since last year and it has no withdrawal button since its launch.
fruitie
post Jan 10 2024, 04:58 PM

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QUOTE(beLIEve @ Jan 10 2024, 04:49 PM)
i meant after they decom the old site.

Sila rujuk gambarajah : https://forum.lowyat.net/index.php?showtopi...ost&p=108861745
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Unless my eyes are playing a trick, I don't see anything about "pengeluaran"? hmm.gif

QUOTE(DawnOnYou @ Jan 10 2024, 04:54 PM)
Is there any fee for withdrawals via BIMB?
Thinking of setting up an account
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RM 0.50 per transaction using online Bank Islam.
fruitie
post Jan 10 2024, 05:53 PM

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QUOTE(poweredbydiscuz @ Jan 10 2024, 04:59 PM)
First picture, last point.
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Oh ya. laugh.gif Just saw. blush.gif

QUOTE(khai0412 @ Jan 10 2024, 05:44 PM)
So I guess we just wait till 15th then see how

user posted image
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Hopefully there will be, really don't want to perform anything over the counter.
fruitie
post Jan 11 2024, 10:41 AM

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QUOTE(Avangelice @ Jan 11 2024, 10:24 AM)
How? I don't see any options for withdrawal
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The function is on Bank Islam online.
fruitie
post Jan 18 2024, 11:14 AM

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It's so easy to do withdrawal via BI; the only pain is you will need to go to the branch for account application. At least, this was what I went through early last year. Luckily the bank officer handled my application is friendly. I opened mine at KL Sentral branch.

This post has been edited by fruitie: Jan 18 2024, 11:14 AM
fruitie
post Feb 15 2024, 01:03 PM

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I initiated a withdrawal via an app on 09th Feb, then followed by the CNY holidays; I only got the fund yesterday morning. After that, I immediately initiated another withdrawal by noon and got the money yesterday evening. thumbup.gif I did it again last night to see if I would get anything today. tongue.gif
fruitie
post Apr 16 2025, 02:40 PM

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Hmm. Is there any issue with withdrawing using Bank Islam? I haven't done this for almost a year now. Is there any limitation that I'm not aware of?

Context: My ShopeePay screwed up, I reloaded RM 3k to make payment to an offline merchant, but the payment failed due to security purposes blah blah blah. I escalated to CS because I need to make payment to the merchant, and they needed time to solve it. Now, my fund is stuck inside, and I need to find a legitimate way to withdraw my money in case I cannot make this payment. So, I am considering transferring it to my SSPN account and withdrawing it using BI. I need to find an alternative rather than waiting for their CS to solve for me.

This post has been edited by fruitie: Apr 16 2025, 02:41 PM
fruitie
post Apr 17 2025, 12:40 PM

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QUOTE(datolee32 @ Apr 17 2025, 05:46 AM)
Early this month I withdrew from SSPN to my BI account, there was no issue and 50 cents transaction fee. Do take note withdraw and transfer share the same quota, meaning if you withdraw RM30k, you only have balance RM20k quota to transfer.
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Thanks for this information. RM 50k is more than enough for me. tongue.gif
fruitie
post Jul 3 2025, 04:35 PM

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QUOTE(ylihao @ Apr 23 2025, 08:47 PM)
You can withdraw to any bank via PTPTN’s web portal or app,
but limited to RM1,000 per withdrawal and you have to wait for the previous withdrawal to clear before you can initiate another withdrawal, usually a few days. If you want to withdraw more than 1K it has to be Bank Islam, will charge 50 sen per withdrawal, and transfer is instant.
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QUOTE(ideaplus @ Jul 3 2025, 03:44 PM)
Actually can the withdrawal from app, or need to go to the branch?
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fruitie
post Jul 4 2025, 10:33 AM

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QUOTE(ideaplus @ Jul 4 2025, 08:26 AM)
Thanks for the reply. So, it is necessary to have Bank Islam CASA to perform this transaction
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Not necessary but good to have.
fruitie
post Jul 4 2025, 01:08 PM

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QUOTE(ideaplus @ Jul 4 2025, 11:33 AM)
Thanks for the reply. May I ask if I can determine the withdrawal amount if I have no plan to have a CASA from BIMB?
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Yes, via the app but max only RM 1k per transaction and have to wait it is cleared only, can only put in the following requests.
fruitie
post Jul 4 2025, 02:10 PM

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QUOTE(ideaplus @ Jul 4 2025, 01:56 PM)
Thank you for your reply. I like that it is better to open a CASA BIMB online, which would be much more flexible for withdrawal purposes.
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Can open BIMB online? I opened mine 2.5 years ago in a branch though.
fruitie
post Jul 5 2025, 09:32 PM

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QUOTE(ideaplus @ Jul 5 2025, 08:06 PM)
Yes, I had opened online and see it is active now. But still cannot more than RM1K/day

user posted image
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MyPTPTN is only RM 1k per transaction regardless of banks. Once it’s cleared only you can perform second transaction.

If you use BIMB app you can perform withdrawal (>RM1k) using their app and service charge is RM 0.50 per transaction.
fruitie
post Jul 5 2025, 10:26 PM

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QUOTE(ideaplus @ Jul 5 2025, 09:50 PM)
Yes, I know. That's why I opened a Bank Islam Basic Savings Account-i. Still, only RM1K/day. Maybe I need to go the branch to clarify.
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There’s nothing wrong with your BIMB account. You need to withdraw using BIMB app and not MyPTPTN. MyPTPTN is only RM 1k per transaction.
fruitie
post Jul 10 2025, 11:18 AM

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QUOTE(Haloperidol @ Jul 10 2025, 11:08 AM)
diu, i just called PTPTN, they say 7 to 14 working days..
How about the Bank Islam - SSPN withdrawal method, i'm aware that it has 0.50 service charge, but is it instant / within a day ?

- yeah i read it already, Bank Islam is instant.
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Not so long la. My experience just a few days, like 3 working days or something. Not sure now.

Yes, BIMB is instant.
fruitie
post Jul 21 2025, 04:54 PM

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QUOTE(Haloperidol @ Jul 21 2025, 04:46 PM)
i went to BIMB to open account, had to apply a debit card, coz the linking need a Debit card account.

the officer say need to do it like Tabung Haji way (i'm not muslim) so i dunno...
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Yes, there is a debit card. It is BSA only.

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