Sspn-i check balance site down?
SSPN, Skim Simpanan Pendidikan Nasional
SSPN, Skim Simpanan Pendidikan Nasional
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Dec 13 2019, 09:43 AM
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#41
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2,965 posts Joined: Jul 2014 |
Sspn-i check balance site down?
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Dec 16 2019, 08:13 AM
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#42
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To be simple, balance end of the year - balance at the beginning of every year = the amount u can claim tax relief for the year.
Bal 31Dec - Bal 1Jan = Amount can claim tax relief. * Assuming not transaction on both dates. This post has been edited by avinlim: Dec 16 2019, 08:15 AM |
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Dec 16 2019, 11:49 AM
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#43
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QUOTE(alexanderclz @ Dec 16 2019, 11:31 AM) managed to open BSA from Bank Islam. Was told got one time RM12 debit card fee, but yet to see it. got 2 option for BSA. One with fees, one without fees.link it to ATM by inserting IC and SSPN number, and voila. transferred some of it to my BSA with charge of RM0.50. |
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Dec 16 2019, 11:53 AM
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#44
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QUOTE(alexanderclz @ Dec 16 2019, 11:50 AM) yes just to add on, i opened BSA without annual fee. but the guy told me for one time rm12 debit card charge, though i haven't seen it. i open and ask for no fees, no kena charge a cent.my fren open, and no tell which one. bank open with annual fees RM12, terus charged. deduct from account. |
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Dec 16 2019, 11:59 AM
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#45
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Dec 16 2019, 12:27 PM
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#46
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QUOTE(balf @ Dec 16 2019, 12:02 PM) This bank is way better lo...BSN doesnt even have INSTANT transfer at their online banking yet. lolQUOTE(MGM @ Dec 16 2019, 12:07 PM) So withdrawal via Bank Islam is thru ATM, with 50sen fees if withdrawal done via MEPS ATM. Same for Bank Rakyat? QUOTE(balf @ Dec 16 2019, 12:12 PM) let say if i dont want to withdraw cash, just want to move the SPN fund to BSA, can i do this with ATM? yes, 50sen each transaction. either ATM transfer to BSA or withdrawal, withdraw cash only RM1500/time. Direct to bank limit is 30k if no mistaken.I dont want to withdraw it then use CDM to deposit to BSA again, sounds stupid. |
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Dec 16 2019, 05:27 PM
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#47
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Dec 17 2019, 08:03 AM
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#48
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QUOTE(cybpsych @ Dec 16 2019, 06:01 PM) https://www.ptptn.gov.my/esmas-open-acc-web/#/openAccount Means to be eligible for tax relief, example,account is opened under Pendeposit (depositor). you need to enter the details for Penerima Manfaat (beneficiary) --- for your kid or yourself. FAQ >> https://www.ptptn.gov.my/faq-simpanan-side/faq-sspn-i 23. Siapakah yang layak mendapat insentif pelepasan taksiran cukai pendapatan? Ibu bapa dan ibu bapa angkat/ penjaga yang sah dari segi undang-undang yang menyimpan dalam akaun SSPN-i untuk manfaat anak diberi pelepasan taksiran cukai pendapatan sehingga maksimum RM8,000.00 setahun berdasarkan jumlah simpanan bersih tahun semasa. Kategori kelayakan adalah seperti berikut: Taksiran Berasingan : Pelepasan taksiran cukai pendapatan sehingga maksimum RM8,000 SEORANG setahun. Taksiran Bersama : Pelepasan taksiran cukai pendapatan sehingga maksimum RM8,000 setahun. Individu yang menyimpan untuk diri sendiri TIDAK LAYAK untuk mendapat pelepasan taksiran cukai pendapatan. I (father, A) open account using my IC as Pendeposit (depositor), and put my son B as beneficiary to get tax relief? or I need open account using my son, B IC as depositor, and put myself as beneficiary? |
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Dec 17 2019, 08:17 AM
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#49
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QUOTE(louis198920 @ Dec 17 2019, 08:12 AM) Depositor - the one who deposits money (aka father/mother) Beneficiary - the one who receives the money (aka son/daugther) QUOTE(cybpsych @ Dec 17 2019, 08:12 AM) okok. what if I already have account(individual, no tax relief) under my own name.After have children, can open again another account with my IC again but add child as beneficial? scare later cannot get tax relief, and money stuck at child IC account. |
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Dec 17 2019, 08:26 AM
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#50
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Dec 17 2019, 08:46 AM
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#51
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QUOTE(cybpsych @ Dec 17 2019, 08:27 AM) can ok. more less know the thg ady, just need do actual work to understand better. tq1 depositor -> 1 beneficiary only multiple depositors (no limit) -> 1 beneficiary 4) Setiap pendeposit hanya boleh membuka satu akaun untuk penerima manfaat yang sama. 7) Pendeposit yang berbeza boleh membuka akaun SSPN-i bagi penerima manfaat yang sama dan tiada had bilangan akaun bagi setiap penerima manfaat. |
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Dec 17 2019, 04:49 PM
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#52
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Apr 8 2020, 10:25 AM
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#53
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No charges for SSPN direct to bank....lets see how.
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Apr 8 2020, 10:39 AM
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#54
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Apr 8 2020, 03:53 PM
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#55
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Apr 8 2020, 08:58 PM
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#56
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QUOTE(Barricade @ Apr 8 2020, 05:52 PM) For RM0.50 you can calculate until like that? 😣 don like that..haha..I think the time you took to write that long essay above, if you spend that energy on something productive maybe you can earn more? 🙄 This is the fun part of this forum, we have all the experts to explain from A-Z. Appreciation~ |
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Aug 2 2021, 09:24 AM
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#57
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Aug 2 2021, 10:57 AM
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#58
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Aug 2 2021, 11:41 AM
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#59
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Aug 5 2021, 09:27 AM
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#60
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QUOTE(xeon1989 @ Aug 4 2021, 11:45 AM) I think i saw someone mention the SSPN withdrawal to local bank takes 2 - 3 days. 30 is Friday. So you probably will get on Monday/Tuesday. They dont work on weekend.I tried to do the same on 30-Jul, but until now still no news. SSPN Online shows status "Selesai". Could it be the first withdrawal will take time, or it's normal to take this long? Edit: Ok... 3 min ago i receive an email said that IBG transfer approved. I guess asking in forum did help. |
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