ok... thanks!

If you withdraw over the SSPN counter, the process will be faster.

good that he check it out,.....and tell us

Both SSPN and LHDN officers?

Withdraw at bank islam atm. Instant. No need to fill any form

i have been audited twice
no problem for me
deposit december and withdrew january

did they mention anything about that?

I have been audited in 2015 and 2018
in both cases they asked me to send all the documents in which i claimed for the tax relief including the sspn statement
after they received it...they straight away replied...tiada tambahan cukai terima kasih atas kerjasama Tuan.

so i guess...no problem as claimed by certain people

I went to Bank Islam today, managed to open a basic account within 30mins (I applied online last week).


Also tried to link the Bank Islam account to SSPN via ATM machine and it works

I read old posts, some sifu recommend unlink the Bank Islam account with SSPN, only link it...when required (transfer fund). Due to security reason. Any one link their Bank Islam account to SSPN all the time? Any problems facing (such as... missing fund)?

Thanks!

not sure what risk they all talking about. it's a financial institution under bnm after all

Why not normal saving instead of bsa? I wanted to open. Js want to check why

bsa no annual fee

bsa = no annual fees?
normal saving a/c has annual fees?

Annual fees on atm? I check the bank islam website few time and it show the other way round. Can share where it stated.

What is the Bank Islam Basic Savings Account?
Generally, this is an Islamic basic savings account with no profit earning - its a great account if you wish to just park your money in a safe Syariah compliant account, at zero service or maintenance fees.
With the Bank Islam Basic Savings Account, internet banking services and ATM facilities will always be at your disposal nationwide - making all easier to keep tabs of your transactions.

What are the fees and charges?
Here's where you get to choose how you use your savings account - There will be two options. You either:
Pay RM8 a year, and get unlimited Over-The-Counter ( OTC) transactions and ATM withdrawals; or
Get 8 free ATM withdrawals a month, and pay RM0.50 for every subsequent withdrawals
If you think you will be making ATM withdrawals on a regular basis, it may be a better choice to pay the annual fee.
https://ringgitplus.com/en/savings-account/...#ReadMoreReview

This post has been edited by MUM: Jan 13 2020, 07:58 PM

I saw this but strange nothing cover in fees and charges for normal saving acct at bank islam web.

https://www.bankislam.com/personal-banking/...ings-account-i/

try this page?
https://www.bankislam.com/personal-banking/...ings-account-i/

Yaya. I mean from the fees n charges only show bsa got but not normal acct.

Will try to ask the officer

This post has been edited by sysy: Jan 13 2020, 09:38 PM

is Qard a normal saving a/c?

I am unsure any risk too, but i just follow some sifu's recommendation - unlink to SSPN, only link it, when require.

Bank Islam is near my house, use the atm card as backup plan, just in case need $ emergency... can transfer $ during weekend or holiday

Btw, spoke to the bank staff, he said no annual fee for the basic saving account, free withdraw 8 times a year (or a month... can't remember...), just need to maintain RM20 in the account.

I'm new to both SSPN and Boost, so appreciate if anyone can help:

1. Based on Tier 4 of 2 coins per MYR 1 and exchange rate of 2,700 coins for MYR 30, the "cashback" for PTPN top-up through Boost is around 2.2%? This is very good if you further include the ShakeRewards and missions.

2. If (1) above is true, would'nt we try to make out our MYR 4.5K Boost transaction limit to earn the 2.2% and then withdraw lumpsum from SSPN and leave only 8K for tax relief?