you ned to use 6k - interest (=dividend) credited in 2014. dividend credited 2014 is for 2013. so you know how much you have.

If I put less than 6K. Then the calculationfor tax relief will be

Amount deposited in 2014 + dividend received in 2014

Right?

yes, that's how i understand it. if you look at the tax receipt for 2013 you can see sthg like this:

1. BAKI AWAL PADA 1HB JANUARI 2013 : 15.326,16
2. SIMPANAN SETAKAT DISEMBER 2013 : 6.396,36 (divident + 6k deposit - i overdeposited in 2013)

PELARASAN TRANSAKSI (RM)
1. TRANSAKSI TAHUN 2012 YANG TELAH DIKEMASKINI PADA TAHUN 2013 : 0,00
2. BAKI TRANSAKSI BELUM DIKEMASKINI TAHUN 2013 : 0,00

BAKI KESELURUHAN PADA 1HB JANUARI 2013 (A) : 15.326,16
BAKI KESELURUHAN PADA 31HB DISEMBER 2013 (B) : 21.722,52
BAKI TRANSAKSI TAHUN 2012 YANG TELAH DIKEMASKINI PADA TAHUN 2013 © : 0,00
BAKI TRANSAKSI BELUM DIKEMASKINI TAHUN 2013 (D) : 0,00
TAMBAHAN / (KURANGAN) SIMPANAN BERSIH BAGI TAHUN 2013 (B-A-C+D) : 6.396,36
AMAUN LAYAK PELEPASAN CUKAI BAGI TAHUN TAKSIRAN 2013 : 6.000,00

if you look at your current statement you can see that the interest for 2013 is shown in 2014 as follows:

1. BAKI AWAL PADA 1HB JANUARI 2014 : 21.722,52
2. SIMPANAN/PENGELUARAN BERSIH SEHINGGA OKTOBER 2014 : 668,21
3. SIMPANAN MELALUI FPX : 0,00
4. BAKI SIMPANAN PADA OKTOBER 2014 : 22.390,73


BAKI KESELURUHAN SIMPANAN SEHINGGA OKTOBER 2014 : 22.390,73

so i can top up on Dec31st 6k - 668.21 to max out the tax rebate.

TQ

Less than 2 months to go to decide... hmmm

ptptn website always down

https://epay.ptptn.gov.my/penyata/index.html

No, it's up http://epay.ptptn.gov.my/saving/sspnlogin.html

down again...

Final call... Anyone going to invest for tax relief purpose for 2014?

Yes sure, must do it for tax purpose.

Today is only 17 Dec still got another 10 days to go before we go deposit in SSPN right?

What is the max amount for tax deduction for 2014? Is it still the same at RM6k?

eh - SSPN investment ka?
more like for tax relief with FD rate + chance to get education loan for child next time

yes - me, around Christmas heheh (last LAST minute)

6k

Just open SSPN account today...

Deposit 3K

Still short of 3K to maximize tax relief..

Sspn officer say withdrawal can be done any time and non subject to Max of 10%. Any confirmation?

I am new.. need others to confirm.

But hope we wont be needing this money for many many years la... If need, use our emergency fund!

Understand tax rebate maxnRm6k per year. Can i confirm tax rebate programme till when?

YA 2017

When is the divided date ?

usually abt 2 months after EPF announcement.