Has anyone went PTPTN office/counter?
any freebies like tabung/ umbrella?
Used to get some prior to Covid whenever I go deposit

Can you describe more on this? In what way you increased the earning?

I don't know. For tax relief you can't withdraw until your child is of age, I heard. SSPN accounts for own self don't enjoy tax relief.

This tactic is possible? Thinking of doing this for this year for tax refund

So rewards vs interest using kipplepay and the likes. Will be missing dividen payment for the month.

Pls dont believe oral answer from agent. Recorded date in system display matters if not how to dispute, and like all deposit taking instituition, system display is the only proof you have. Like i have previously said maybe in some other thread , its just their personal opinion. Try to deposit earlier next time.

I did a deposit from Maybank2u before and the system display date is not to my liking, so henceforth i only use fpx.

If I withdraw on between 6-30 of each month & deposit back before 5th on the following month, will I still entitle for the dividend for each month when SSPN announce dividend in the following year?

Hi....if use shopee pay to put in money...how many shopee coin can get? Thanks.

Example: pump in RM1000.

since you have asked and determined that outside package will cost more than getting from SSPN i plus,
and since you needed one,...then the answer to your " can ask is it better to get the SSPN plus with the monthly commitment for insurance coverage or the normal top up one?"...is clear

hope you did compare other things/benefits other than just the Accidental Death/TPD

May I know 1 coins is equal to how many RM if we use it to deposit to SSPN?

Hi, based on my deposited and withdraw for year 2021 for SSPN prime, i suppose to get 1.2k interest if based on their calculator, but at the end my interest only RM150. is it something wrong?

if based on this calculator, if i deposit before 5th of every month and withdraw after 5th, i suppose to get whole month interest.
this is what i understand

I have 2 sspn account, 1st one is under my name open in 2008 for ptptn, 2nd one is under my kid name for tax relief.
For the recent ganjaran kesetiaan 1%, should will still get the 1% at the end if I take out all from my 2nd account and put into 1st account right?

It's a little bit tricky here, in short, to entitle the dividend for the month, you need to deposit by 5th and stay till end of the month.

If you make a deposit on 6th April, you will not get any dividend for the month of April even no withdrawal, you will get dividend of May if you make withdrawal on/after 1 June.

When come to deposit, make it as late as 5th, if you missed 5th, then stay in KDI Save, net month put in SSPN before 5th.

When come to withdrawal, do not perform end of month, wait till 1st of the month.

So practically you can earn one month dividend by putting in only 25days (Feb), 27days or 28days.

Hi guys, when we want to withdraw we have to key the bank account no. for them to transfer in the money to the particular bank account? How long it takes to transfer? thanks.

i suspect those go in and out ,
use it more to swipe credit cards for benefit and cash.
I doubt they can earn any interest of significance doing that way, better go do it at KDI,

just wondering how to go for "both"?
when if i am not mistaken,...the current discussion pinned on,...

"if top up and withdraw quite frequent,"..... and "those go in and out"

while yours is just "IN"

Two possibilities.

1. Deposit RM8000.00 after 5 December 2020 so it became January 2021 deposit.
2. Account suspended

Show screenshot of 2020 statement then everything become clear.

Yup, if my memory serves me right, omly deposited somewhere in dec to get the tax relief, same for 2021 as well only deposited on the last few days of dec to get tax relief.. now i know... must deposit earlier 😅 nvr really checked previously