I deposited at the branch this evening around 5pm, just checked after saw your post and it's already reflected

I only deposit, didn't withdraw

Just understand the term NETT DEPOSIT for that year, that will tell you how much tax relief you can get for the coming year

exclude

It's not divided, it's deposit amount OR balance

why want to do that when you and wife both can get 8k tax relief for the same year ?

so is it better to take out by the time the kids turning 18 ?

He mentioned he got no money to top up for that year. So that means he won't get that year's tax saving anyway even he didn't withdraw all the money.

No need to download, amount deductible will be reflected in your online tax submission

Sure U can download for safe keep

Looking at your 2020 contribution, I believe you did the same last minute lump sum contribution in 2019 (after 5th of the month)

If that's the case, u won't get any dividend for the year 2019. However, next year you will get the dividend for the 8k u contributed in 2019 and again, the 8k u just contributed this month will not yield any dividend for 2020.

Take out for other investment with higher return ok la.. put in FD like no purpose as historically PTPTN dividend higher than FD interest

The 8k u put in 2019 will get you dividend for 2021 not 2020. Just like the 8k u put in dec 2020 presumably after the 5th will not earn u any dividend when dividend is announced in 2021

Aiyo, still need to open before 2018

My account opened in 2018

I thought this year woild be eligible but no ... Sigh

There are a few ways to withdraw but to answer your question , yes u can withdraw online

Possible also ah, like I applied credit card and they give me rm500 cash. End up I only need to pay the sst rm25 and untung bersih rm475 without the need to use the card at all. Sometimes, when they are chasing numbers or market share, they would spend these as marketing/opportunity costs

You can check eligibility here

https://www.ptptn.gov.my/Ganjaran/Utama

Tried kiplepay. Registered, topup and made transfer to sspni on 1st June. Transaction reflected in sspni statement on 3rd June with transaction date recorded as 1st of June.

Not bad, save me a trip to the nearest branch.

Looks like it's the time of the month again. Don't worry too much, should be back in a while

Very obvious leh