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 SSPN, Skim Simpanan Pendidikan Nasional

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SUSyklooi
post Jan 29 2019, 05:43 PM

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QUOTE(LostAndFound @ Jan 29 2019, 04:30 PM)
Do note that additional is only on savings placed between Jan/Apr 2019 (not on the full amount saved up over the years), and only applies if you never did withdrawal. Not really that attractive, mainly just to get people to deposit start of year rather than end of year.

Suspicious minds would take this as indication that PTPTN running out of money.
*
notworthy.gif notworthy.gif Thanks for the enlightenment....
I was about to deposit RM500 x 2 into it tomorrow....to be eligible for it...but then your "wordings" made me re read the sentence made by the PTPTN Chairman.....

"Wan Saiful said each eligible account holder would receive the Loyalty Reward of 0.5% on their savings made during the promotional period.
He added that the promotional period was from Jan 1 until April 30, 2019."

Read more at https://www.thestar.com.my/news/nation/2019...vimvvuJvKV2M.99

doh.gif would keep the money till later of the year...just in case i got unexpected use of it between now and then.


MUM
post Jan 29 2019, 07:10 PM

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PTPTN announces 4pct dividend for SSPN savings scheme
Bernama | Published: Today 6:13 pm

https://www.malaysiakini.com/news/462208

added reminder note for 2019...
"During the tabling of the 2019 Budget, the tax relief incentive for SSPN has been increased from RM6,000 to RM8,000 for year assessment of 2019,”
ableze_joepardy
post Jan 29 2019, 07:11 PM

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good news 4% return.

but i wonder how can they generate 4% return.
MUM
post Jan 29 2019, 07:14 PM

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QUOTE(ableze_joepardy @ Jan 29 2019, 07:11 PM)
good news 4% return.

but i wonder how can they generate 4% return.
*
maybe data from post# 26

how to buy bond
https://forum.lowyat.net/topic/4728164/+20#entry91666246

can show abit of light?
ableze_joepardy
post Jan 29 2019, 07:21 PM

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QUOTE(MUM @ Jan 29 2019, 07:14 PM)
maybe data from post# 26

how to buy bond
https://forum.lowyat.net/topic/4728164/+20#entry91666246

can show abit of light?
*
perhaps.

no fin report can be found also.
MUM
post Jan 29 2019, 07:24 PM

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QUOTE(ableze_joepardy @ Jan 29 2019, 07:21 PM)
perhaps.

no fin report can be found also.
*
at times, at certain entities....many things can be waived too....
like the ASNB FP funds? brows.gif
SUSMNet
post Jan 29 2019, 07:40 PM

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For the 4%, the fund must be deposited at 1-1-2018?
If fund deposited at 1-7-2018, the dividend will be pro-rated?
ableze_joepardy
post Jan 29 2019, 07:48 PM

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QUOTE(MNet @ Jan 29 2019, 07:40 PM)
For the 4%, the fund must be deposited at 1-1-2018?
If fund deposited at 1-7-2018, the dividend will be pro-rated?
*
prorated based on monthly min balance. but not sure when is the cut off date
ableze_joepardy
post Jan 29 2019, 07:49 PM

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QUOTE(MUM @ Jan 29 2019, 07:24 PM)
at times, at certain entities....many things can be waived too....
like the ASNB FP funds?  brows.gif
*
ya hence only they know where those money coming from.
tenchi0205
post Jan 29 2019, 08:23 PM

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QUOTE(MUM @ Jan 29 2019, 02:27 PM)
yes...it just came out....

SSPN-i education account holders to receive extra 0.5% reward

Nation, Tuesday, 29 Jan 2019, 2:11 PM MYT

Read more at https://www.thestar.com.my/news/nation/2019...KlhoTivHfuZf.99
*
I open on Jun 2016 so I not entitle...
jutamind
post Jan 29 2019, 08:38 PM

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So means need to top up at least 500 by Apr if all other conditions fulfill to entitle for this 0.5%?

QUOTE(LostAndFound @ Jan 29 2019, 04:30 PM)
Do note that additional is only on savings placed between Jan/Apr 2019 (not on the full amount saved up over the years), and only applies if you never did withdrawal. Not really that attractive, mainly just to get people to deposit start of year rather than end of year.

Suspicious minds would take this as indication that PTPTN running out of money.
*
MUM
post Jan 29 2019, 09:17 PM

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The eligibility to receive this SSPN-i Loyalty Rewards extra 0.5% dividend is:

# Account has been opened before year 2016.
# Consistent new deposit has been made during year 2016, 2017 and 2018.
# No withdrawal has been made during year 2016, 2017 and 2018.
# Minimum balance in account is at least RM1,000 by 31 December 2018.
# Accumulate at least RM500 new deposit into the account during 1 January 2019 until 30 April 2019.
# The 0.5% dividend is given for the amount of new deposit during 1 January 2019 until 30 April 2019.
# Maximum amount to be given would be RM8,000 per account.

http://voyager8.blogspot.com/2019/01/ptptn...th+Voyager)&m=1

thus assuming one put in RM8000 in the beginning of Jan......
may get about RM8000 x 0.5% extra = RM 40 extra than others this time round.

last year matching grant GS500......deposit RM500, gets RM500 thumbup.gif

This post has been edited by MUM: Jan 29 2019, 09:26 PM
LostAndFound
post Jan 30 2019, 04:26 AM

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QUOTE(jutamind @ Jan 29 2019, 08:38 PM)
So means need to top up at least 500 by Apr if all other conditions fulfill to entitle for this 0.5%?
*
Assuming you meet the other conditions.

And only for the amount you top up in this period. So if you currently have 18+k (3 years of 6k each, since 2016) inside and you deposit 8k more this year, you will get X% on the whole balance of 18+k and X+0.5% on the 8k deposit of this year.

As calculated above, max RM40 bonus interest.
kino318
post Jan 30 2019, 10:25 AM

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I just check this morning for my 3 accounts but only one account is updated with dividend. Do you guys have the same problem?
SUSyklooi
post Jan 30 2019, 10:30 AM

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QUOTE(kino318 @ Jan 30 2019, 10:25 AM)
I just check this morning for my 3 accounts but only one account is updated with dividend. Do you guys have the same problem?
*
yeap...mine too
only 1 of the 2 is updated.
will gives them a few days to completes to update process.
ableze_joepardy
post Jan 30 2019, 10:48 AM

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mine 0 of 2. so maybe they staggered key in
LostAndFound
post Jan 30 2019, 12:15 PM

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QUOTE(ableze_joepardy @ Jan 30 2019, 10:48 AM)
mine 0 of 2. so maybe they staggered key in
*
Same here, 0 out of 2. Accounts opened 2014 and 2016.
ronnie
post Jan 30 2019, 03:34 PM

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My SSPN account opened 2009 gets the Dividend.
Is it true that we won't get Dividend for the month you deposit the funds ?

Eg. For 2018, I deposit on early Nov 2018, the dividend calculated based from Dec 2018 onwards.
bluebay
post Jan 30 2019, 04:53 PM

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Anyone managed to top up sspn-i using bigpay recently? I tried yesterday the staff said no longer allowed to use bigpay.
nexona88
post Jan 30 2019, 06:10 PM

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have 1 doubt..
how SSPN can pay the dividends? where the source of $$?
their investment class portfolios?

any idea icon_question.gif

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