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 SSPN, Skim Simpanan Pendidikan Nasional

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MGM
post Jul 28 2025, 04:54 PM

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QUOTE(leanman @ Jul 28 2025, 04:49 PM)
Based on previous experience, FPX in ptptn app reflected immediately…31/7 is too risky, why want to that that risk?
*
Will do partially on 30-July cos some funds might come in late.
MGM
post Jul 28 2025, 05:27 PM

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Just want to confirm cos havent participated for couple of years.
For the 1% Ganjaran campaign:
DAD, MUM, CHILD as depositors.
3 sspn prime accounts:
Depositor-DAD Beneficiary-CHILD, NO funds withdrawn during campaign.
Depositor-MUM Beneficiary-CHILD, funds in&out during campaign.
Depositor-CHILD Beneficiary-CHILD, funds in&out during campaign.

Can still participate by using Depositor-DAD Beneficiary-CHILD account, right?

t&c:
• Tidak membuat pengeluaran, pindahan dan/ atau
penutupan dari mana-mana akaun di bawah pendeposit
yang sama dalam tempoh kempen, termasuk akaun yang
tidak layak menyertai GK, jika ada.
• Tidak membuat pengeluaran, pindahan dan/ atau
penutupan dari akaun yang LAYAK terima GK dalam
tempoh pengekalan.

This post has been edited by MGM: Jul 28 2025, 06:01 PM
MUM
post Jul 28 2025, 07:05 PM

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QUOTE(MGM @ Jul 28 2025, 05:27 PM)
Just want to confirm cos havent participated for couple of years.
For the 1% Ganjaran campaign:
DAD, MUM, CHILD as depositors.
3 sspn prime accounts:
Depositor-DAD Beneficiary-CHILD, NO funds withdrawn during campaign.
Depositor-MUM Beneficiary-CHILD, funds in&out during campaign.
Depositor-CHILD Beneficiary-CHILD, funds in&out during campaign.

Can still participate by using Depositor-DAD Beneficiary-CHILD account, right?

t&c:
• Tidak membuat pengeluaran, pindahan dan/ atau
penutupan dari mana-mana akaun di bawah pendeposit
yang sama dalam tempoh kempen, termasuk akaun yang
tidak layak menyertai GK, jika ada.
• Tidak membuat pengeluaran, pindahan dan/ atau
penutupan dari akaun yang LAYAK terima GK dalam
tempoh pengekalan.
*
Previuosly was mentioned in ...

https://ringgitplus.com/en/blog/personal-fi...l-1-return.html





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guy3288
post Jul 29 2025, 09:13 AM

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QUOTE(fuddle_duddle @ Jul 28 2025, 11:38 AM)
Already successfully paid and no cancel this morning. I tested it with rm100 first
*
sure Lazada can pay sspn i?

you check transaction and see
it is in the process of cancellation
to be refunded later, correct?
MGM
post Jul 29 2025, 09:18 AM

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Why use Lazada to pay sspn when it charges 1% for topup?
xiaomoon
post Jul 29 2025, 09:22 AM

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QUOTE(MGM @ Jul 29 2025, 09:18 AM)
Why use Lazada to pay sspn when it charges 1% for topup?
*
lazada where got 1% fee? sspn rm1 fee only

QUOTE(guy3288 @ Jul 29 2025, 09:13 AM)
sure Lazada can pay sspn i?

you check transaction and see
it is in the process of cancellation
to be  refunded later, correct?
*
just try pay, succesful now

This post has been edited by xiaomoon: Jul 29 2025, 09:30 AM
guy3288
post Jul 29 2025, 09:50 AM

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QUOTE(xiaomoon @ Jul 29 2025, 09:22 AM)
lazada where got 1% fee? sspn rm1 fee only
just try pay, succesful now
*
which payment option success?

Lazada wallet
Lazada pay later?
Duit now QR?
xiaomoon
post Jul 29 2025, 09:54 AM

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QUOTE(guy3288 @ Jul 29 2025, 09:50 AM)
which payment option success?

Lazada wallet
Lazada pay later?
Duit now QR?
*
lazada wallet, topup by cc
lowyat101
post Jul 29 2025, 10:05 AM

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Just noticed about this 1% ganjaran ending 31/7. From the app I see the deposit limit is 30k. May I know is this per transaction or per day's limit?

Coz got some savings in KDI, if I withdraw now will have only 2 days to deposit it.

Thanks

canjeth
post Jul 29 2025, 10:21 AM

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QUOTE(lowyat101 @ Jul 29 2025, 10:05 AM)
Just noticed about this 1% ganjaran ending 31/7. From the app I see the deposit limit is 30k. May I know is this per transaction or per day's limit?

Coz got some savings in KDI, if I withdraw now will have only 2 days to deposit it.

Thanks
*
30k per transaction. Can repeat up to your bank's limit, usually up to 50k per day.
lowyat101
post Jul 29 2025, 12:12 PM

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Also wanna ask, for deposit via bank account FPX, must be from own bank account or 3rd party bank account also can?

Thanks

leanman
post Jul 29 2025, 01:35 PM

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QUOTE(xiaomoon @ Jul 29 2025, 09:54 AM)
lazada wallet, topup by cc
*
CC top up to Lazada wallet got 1% charge?
xiaomoon
post Jul 29 2025, 01:58 PM

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QUOTE(leanman @ Jul 29 2025, 01:35 PM)
CC top up to Lazada wallet got 1% charge?
*
no
winmxbb
post Jul 29 2025, 02:42 PM

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QUOTE(lowyat101 @ Jul 29 2025, 12:12 PM)
Also wanna ask, for deposit via bank account FPX, must be from own bank account or 3rd party bank account also can?

Thanks
*
When fpx , u can keyin any 1 id&pws, no 1 will know.
lovelyuser
post Jul 29 2025, 03:22 PM

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QUOTE(lowyat101 @ Jul 29 2025, 12:12 PM)
Also wanna ask, for deposit via bank account FPX, must be from own bank account or 3rd party bank account also can?

Thanks
*
QUOTE(winmxbb @ Jul 29 2025, 02:42 PM)
When fpx , u can keyin any 1 id&pws, no 1 will know.
*
Somehow the system will know the origin of the fund, just like Moomoo, KDI, Versa etc must be from own bank account.

The question is whether SSPN allow 3rd party transfer or not....try and update us la
cybpsych
post Jul 29 2025, 05:16 PM

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QUOTE(lowyat101 @ Jul 29 2025, 12:12 PM)
Also wanna ask, for deposit via bank account FPX, must be from own bank account or 3rd party bank account also can?

Thanks
*
FPX transfer with small amount lor, not hard to test it out now, rather than waiting last day to do it
lovelyuser
post Jul 29 2025, 05:31 PM

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QUOTE(lowyat101 @ Jul 29 2025, 12:12 PM)
Also wanna ask, for deposit via bank account FPX, must be from own bank account or 3rd party bank account also can?

Thanks
*
By the way, payment with FPX reflect in myPTPTN app immediately after the transaction successful, worth trying, and remember keep us posted on the outcome ya
winmxbb
post Jul 29 2025, 06:32 PM

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QUOTE(lovelyuser @ Jul 29 2025, 03:22 PM)
Somehow the system will know the origin of the fund, just like Moomoo, KDI, Versa etc must be from own bank account.

The question is whether SSPN allow 3rd party transfer or not....try and update us la
*
Only transfer from moomoo out, they need ur valid account.
For transfer in, they definally dun know where u are

This post has been edited by winmxbb: Jul 29 2025, 06:34 PM
MUM
post Jul 29 2025, 06:45 PM

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QUOTE(lowyat101 @ Jul 29 2025, 12:12 PM)
Also wanna ask, for deposit via bank account FPX, must be from own bank account or 3rd party bank account also can?

Thanks
*
If Direct debit by someone else other than the ptptn account owner can, ... I wonder why FPX by 3rd party is not allowed.

https://www.ptptn.gov.my/en/soalan-lazim/




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LostAndFound
post Jul 30 2025, 10:38 AM

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QUOTE(winmxbb @ Jul 29 2025, 02:42 PM)
When fpx , u can keyin any 1 id&pws, no 1 will know.
*
This is correct. I have always deposited using a variety of bank accounts just before the end of ganjaran kesetiaan period, no issue. Today and yesterday did multiple FPX transactions according to bank limits from both me and my wife's accounts. Previous years have also done from my parent's accounts.

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