Anybody have actually done it?
SSPN, Skim Simpanan Pendidikan Nasional
SSPN, Skim Simpanan Pendidikan Nasional
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Nov 23 2018, 10:35 PM
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Senior Member
1,752 posts Joined: Dec 2013 |
Very creative
Anybody have actually done it? |
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Nov 24 2018, 08:44 AM
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
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Nov 24 2018, 09:15 AM
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All Stars
11,954 posts Joined: May 2007 |
Very hassle to withdraw.
They should come out with online withdraw |
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Nov 24 2018, 10:50 AM
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Senior Member
6,260 posts Joined: Jul 2005 From: UEP Subang Jaya |
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Nov 24 2018, 11:36 AM
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All Stars
11,954 posts Joined: May 2007 |
Let think other way round.
Why they allow payment to PTPTN via credit card? If their intention is good, they will not allow payment via credit card as it may cause the payee to default in credit card payment if they did not clear the credit card bill. |
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Nov 24 2018, 01:10 PM
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All Stars
14,857 posts Joined: Mar 2015 |
This post has been edited by MUM: Nov 24 2018, 02:24 PM |
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Nov 24 2018, 11:31 PM
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Senior Member
6,260 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(MNet @ Nov 24 2018, 11:36 AM) Let think other way round. How to jump from SSPN withdrawal to PTPTN payment? Anyway PTPTN payment the priority is for payment to be made, hence accept forms of payment which facilitate that. Not their job to worry about whether the payee knows how to handle finances.Why they allow payment to PTPTN via credit card? If their intention is good, they will not allow payment via credit card as it may cause the payee to default in credit card payment if they did not clear the credit card bill. |
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Nov 25 2018, 10:39 AM
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Senior Member
1,061 posts Joined: Feb 2006 From: Out of Service |
by tax relief definition it is on tahun semasa.
so if i save 6k in 2018 in 2019 i withdraw all in 2020 i just save 6k i can get the tax relief d right? |
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Nov 25 2018, 01:00 PM
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Senior Member
8,188 posts Joined: Apr 2013 |
but then he/she would have "missed" the tax relief for year 2019
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Nov 25 2018, 06:10 PM
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Junior Member
157 posts Joined: Sep 2007 |
QUOTE(rapple @ Nov 24 2018, 08:44 AM) Erm, not something new. Thank you for validating the theory.I already did it in:- Nov/Dec 2015 - Deposit 6k then withdraw in Jan 2016 Nov/Dec 2016 - Deposit 12k then withdraw in Jan 2017 Nov/Dec 2017 - Deposit 18k then withdraw in Feb 2018 Will start this program effective this year. |
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Nov 26 2018, 07:58 PM
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Senior Member
1,061 posts Joined: Feb 2006 From: Out of Service |
QUOTE(yklooi @ Nov 25 2018, 01:00 PM) yes correct. i ask like that coz got something to do in 2019 so need to wdraw all remain min balance only and start back on 2020. if withdraw now 18k, later save 6k per yr until 2023 only can get rebate then no point d. |
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Nov 26 2018, 10:24 PM
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Senior Member
1,752 posts Joined: Dec 2013 |
QUOTE(rapple @ Nov 24 2018, 08:44 AM) Erm, not something new. Nice. Now with the plus account its 12k relief even better rightI already did it in:- Nov/Dec 2015 - Deposit 6k then withdraw in Jan 2016 Nov/Dec 2016 - Deposit 12k then withdraw in Jan 2017 Nov/Dec 2017 - Deposit 18k then withdraw in Feb 2018 |
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Nov 27 2018, 01:43 AM
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Senior Member
546 posts Joined: Apr 2010 |
PELANGGAN YANG DIHARGAI & DIKASIHI.
TERIMA KASIH KERANA TERUS MENABUNG BERSAMA SSPN SUDAHKAH ANDA MEMBUAT PENABUNGAN DEPOSIT KE DALAM AKAUN SSPN ANAK-ANAK ANDA UNTUK TAKSIRAN PENGECUALIAN CUKAI DARI RM6,000.00 HINGGA RM12,000.00 PADA TAHUN 2018 ? got this in email??? up to 12 K, what did I miss? This post has been edited by michaelho: Nov 27 2018, 01:44 AM |
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Nov 27 2018, 01:51 AM
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Senior Member
546 posts Joined: Apr 2010 |
QUOTE(rapple @ Nov 24 2018, 08:44 AM) Erm, not something new. workable but a bit of hassle, btw, how long before the money gets deposited in your account?I already did it in:- Nov/Dec 2015 - Deposit 6k then withdraw in Jan 2016 Nov/Dec 2016 - Deposit 12k then withdraw in Jan 2017 Nov/Dec 2017 - Deposit 18k then withdraw in Feb 2018 |
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Nov 27 2018, 02:23 AM
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All Stars
14,857 posts Joined: Mar 2015 |
QUOTE(michaelho @ Nov 27 2018, 01:43 AM) ..... SUDAHKAH ANDA MEMBUAT PENABUNGAN DEPOSIT KE DALAM AKAUN SSPN ANAK-ANAK ANDA UNTUK TAKSIRAN PENGECUALIAN CUKAI DARI RM6,000.00 HINGGA RM12,000.00 PADA TAHUN 2018 ?[/b] got this in email??? up to 12 K, what did I miss? hope they can provides you with some info while you wait for responses.... SSPN i-plus 12K tax relief oh SSPN i-plus 12K tax relief http://ck5354.blogspot.com/2016/10/sspn-i-...-oh-sspn-i.html https://www.thestar.com.my/news/education/2...he-last-minute/ |
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Nov 27 2018, 02:25 AM
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Senior Member
6,260 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(michaelho @ Nov 27 2018, 01:43 AM) PELANGGAN YANG DIHARGAI & DIKASIHI. 6K is SSPN specific.TERIMA KASIH KERANA TERUS MENABUNG BERSAMA SSPN SUDAHKAH ANDA MEMBUAT PENABUNGAN DEPOSIT KE DALAM AKAUN SSPN ANAK-ANAK ANDA UNTUK TAKSIRAN PENGECUALIAN CUKAI DARI RM6,000.00 HINGGA RM12,000.00 PADA TAHUN 2018 ? got this in email??? up to 12 K, what did I miss? The other 6k is the SSPN-i-plus or whatever they're calling it. That one is claimable under different category (the life insurance/EPF one). Useless for most of us who have regular EPF contributions and/or a life insurance plan which may hit the 6k mark already. |
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Nov 27 2018, 02:55 AM
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Senior Member
546 posts Joined: Apr 2010 |
QUOTE(MUM @ Nov 27 2018, 02:23 AM) hope they can provides you with some info while you wait for responses.... SSPN i-plus 12K tax relief oh SSPN i-plus 12K tax relief http://ck5354.blogspot.com/2016/10/sspn-i-...-oh-sspn-i.html https://www.thestar.com.my/news/education/2...he-last-minute/ QUOTE(LostAndFound @ Nov 27 2018, 02:25 AM) 6K is SSPN specific. OK Thanks ... The other 6k is the SSPN-i-plus or whatever they're calling it. That one is claimable under different category (the life insurance/EPF one). Useless for most of us who have regular EPF contributions and/or a life insurance plan which may hit the 6k mark already. |
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Nov 27 2018, 09:02 AM
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Senior Member
1,061 posts Joined: Feb 2006 From: Out of Service |
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Nov 27 2018, 10:11 AM
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
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Nov 29 2018, 10:00 AM
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Senior Member
8,259 posts Joined: Sep 2009 |
If walk in to SSPN branch to put 6K, any freebies now?
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