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SSPN, Skim Simpanan Pendidikan Nasional
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rinapua
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 Apr 9 2024, 08:49 PM
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Getting Started
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QUOTE(ah_Keng @ Apr 9 2024, 11:50 AM) my case took 7 days, i did on last monday morning via app, received last night. yesterday i went to office to do withdrawal as well, luckily the online one shown completed on Sunday, else if got online transaction still pending, then you cant do withdrawal from counter. withdraw from office no limit? they will transfer into your bank account how many days after? |
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rinapua
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May 26 2024, 06:52 PM
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Getting Started
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I cannot find my account during 1st time using new ptptn website, do I need to re-register new account?
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rinapua
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May 28 2024, 12:05 PM
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Getting Started
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I got balance RM30K in PTPTN (include pump in 8K this year) and never withdrawal before. Now I plan to withdraw 20K.
I went PTPTN branch this morning. The staff told me if according to my plan above, the withdrawal calculation will be minus this year money pump in RM8K + balance in account RM12K. Meaning it will count as I didn't pump in any money in this year so will not entitle for 8K tax relief for 2024. Is it true?
As what I understand from all the sifu (expert here), the calculation is totally different.
This post has been edited by rinapua: May 28 2024, 12:09 PM
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rinapua
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Jun 23 2024, 09:57 AM
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Getting Started
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QUOTE(MUM @ May 28 2024, 01:13 PM) Simpanan bersih. assuming no dividend received value. You got balance 22k at start of the year You take out 20k. You got balance of 2k, then You added in 8k this year. Your new balance is 10k. Your simpanan bersih for this year is -12k (-20k out +8k in) I'm sorry...my calculation are not good. I dont understand.  |
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rinapua
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Jun 23 2024, 09:58 AM
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Getting Started
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QUOTE(ronnie @ May 28 2024, 01:51 PM) 31 Dec 2022 : RM22,000 balance 1 May 2023 : +RM8,000 = RM30k balance 1 Jun 2023 : -RM20,000 = RM10k balance Tax relief uses NETT deposit for the current year : +RM8,000 -RM20,000 = -RM12,000 sorry...I dont understand... |
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rinapua
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Jun 23 2024, 10:32 PM
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Getting Started
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QUOTE(Barricade @ Jun 23 2024, 11:16 AM) U put in 8k but u take out 20k. Take out more than put in. So no tax relief. Simple as that. U want tax relief u need to put in more than take out. Understand? For example: now I got balance 50K in there, this year I add in 8K. Balance 58K. When only I can take out the money in my account for that 50K? |
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