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Credit Cards Ways to CANCEL your credit card, Updated since 30/07/12

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Human Nature
post Apr 21 2011, 01:09 PM

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QUOTE(ronnie @ Apr 21 2011, 01:05 PM)
Just cancelled SCB and Direct Access... just one call away
- SCB said they will call me within 5 working days to confirm the cancellation.
- DA said no letters will be sent out
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why cancel the SCB?
Human Nature
post Aug 12 2011, 06:51 PM

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I sent the termination letter to CIMB using email instead of fax. The cancellation request has been forwarded to the respective department.


This post has been edited by Human Nature: Aug 16 2011, 12:29 PM
Human Nature
post Aug 16 2011, 12:30 PM

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Something to share. A CIMB staff (I believe from the card retention department) called to offer 7500 points to offset the GST. Only 75% because it is a gold card and upgrading is too much of a hassle. I didnt take the offer. I would have retained it if given full points to offset, for the Eraman discounts though, but my request was declined lol.

According to the CS, CIMB will send a notification letter upon the succesful termination of my card, which is good smile.gif
Human Nature
post Aug 17 2011, 09:34 AM

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cardcentre@cimb.com
Human Nature
post Aug 19 2011, 04:46 PM

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QUOTE(Human Nature @ Aug 16 2011, 12:30 PM)
Something to share. A CIMB staff (I believe from the card retention department) called to offer 7500 points to offset the GST. Only 75% because it is a gold card and upgrading is too much of a hassle. I didnt take the offer. I would have retained it if given full points to offset, for the Eraman discounts though, but my request was declined lol.

According to the CS, CIMB will send a notification letter upon the succesful termination of my card, which is good  smile.gif
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Just received SMS notifying that my card has been cancelled. 7 days.
Human Nature
post Oct 3 2011, 05:56 PM

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QUOTE(ronnie @ Oct 3 2011, 01:06 PM)
My SCB Business Visa Platinum has been cancelled without a single call from SCB to confirm. There goes my RM100 free cash to retain me.
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First the CS offered you RM100, you accepted it and then now they decided to cancel it?
The 11k free points is a separate offer altogether right?
Human Nature
post Oct 26 2011, 04:58 PM

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If you refer to first page, you can observe that some banks require their customer to submit a card termination form. Best way, is to get a black and white proof that your card has been terminated.
Human Nature
post Nov 23 2011, 08:57 PM

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QUOTE(Irresistible @ Nov 23 2011, 05:11 PM)
I already applied a new credit card.

How do I cancel my old credit card ? Urgent.... Due date on November 2011 ?
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If you refer to 1st post, the cancellation methods are listed for most banks.
Human Nature
post Jan 1 2012, 01:16 PM

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you rather pay RM50 and get nothing? doh.gif
Human Nature
post Jan 4 2012, 07:41 PM

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QUOTE(SaltyBean @ Jan 4 2012, 07:23 PM)
I rather pay RM50 than to pay addtional RM300 or maybe more just to get that refund. They might issue other charges..
I can get better cash back with my UOB card than AMB.
2% cash back and is subject to minimum amount blocks is no good compared to UOB.
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your choice man, it's your card wink.gif
Human Nature
post Feb 28 2012, 11:01 AM

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QUOTE(eau-rouge @ Feb 28 2012, 10:52 AM)
is it normal to have the credit card number in our records although we have cancelled it?

i have cancelled my PBB CC and the account is still there whenever i logon to internet banking to access my savings account
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it is normal for cimb and maybank. not sure what is PBB procedure. you have to contact CS to remove or go to the branch.
Human Nature
post Apr 15 2012, 06:35 PM

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card from which bank?
Human Nature
post May 10 2012, 07:24 PM

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QUOTE(lung85 @ May 10 2012, 02:37 PM)
goin bank 2 service pc, the office force me to sign cimb credit card. i own a maybank card and i refuse it, but he keep pushing me and said try to fill , i told him my salary v low but he say he will adjust for me, he fill the form n ask me to sign and take my maybank card n ic to photocopy, can i call cimb card center to cancel my application before they charge me rm50 goverment tax?????????
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If you have proof that the officer force you, then you may complain to Bank Negara. No one can force you to apply for a credit card.
Human Nature
post May 26 2012, 12:41 AM

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QUOTE(fruitie @ May 25 2012, 11:37 PM)
I just realised my CIMB DA's anniversary is every year's 06.

Before they charge me again on the GST, can I cancel the card? I still have one more installment to pay, June is the final month. I can even pay the amount now and close everything.

If anyone has the similar encounter, please share or I'll call the CS soon. smile.gif
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I settled mine with CIMB before. Just give a call to CS and ask if it is possible.
Human Nature
post Jun 27 2012, 01:19 PM

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QUOTE(ubuntu @ Jun 27 2012, 12:00 PM)
Hi all, I just called citibank to cancel my credit card, according to CS, they won't provide any confirmation of cancellation in writting, but it will reflect in my next month statement? Is that the case? I'm just worried next month they would still charging me GST.
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to be safe, complete and fax the form (page 1) to them as black and white
Human Nature
post Jul 30 2012, 11:44 AM

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QUOTE(maverickng @ Jul 30 2012, 11:42 AM)
stupid rhb bank i apply for 1 CC they pos me 3 CC...since i just need use of 1 CC
the other 2 i never activate,and i wanna cancel it..so i just cut the card and post back to them??
icon_question.gif
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i suggest you to write a formal complain to RHB and cc to BNM if you want. you apply through agent?
Human Nature
post Jul 30 2012, 02:03 PM

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QUOTE(maverickng @ Jul 30 2012, 11:52 AM)
i apply HP loan from rhb,and a bank person called me asked do i need a CC,since i dont have visa CC so i agree to have 1 visa CC,but they posted me 2 visa 1 master rclxub.gif
i will enclose a formal letter with both cutted card and send to RHB..frens told me cancel like that
since i go branch nearer my area they say cant cancel becos that CC not apply at here rclxub.gif


Added on July 30, 2012, 12:19 pmand the letter i should send to rhb HQ address or thier Peti Surat??
or send the letter to the branch that issue me CC??

thank all sifu for help notworthy.gif
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Main branch. Make copies your the letter and destroyed card. Cut the chip and magnetic strip. Request confirmation of termination.

This post has been edited by Human Nature: Jul 30 2012, 02:03 PM
Human Nature
post Jul 31 2012, 11:52 AM

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QUOTE(williamjr @ Jul 31 2012, 08:43 AM)
But if one did not cancel the cc in the last month and instead cancel it 2-3 months before the gst month, then you can use the 5000 points they offer, spend RM25 and then cancel it before paying for the gst.
That's what I did for my SC cc  tongue.gif
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Interesting, didnt think about this last time laugh.gif
Human Nature
post Jan 21 2013, 05:01 PM

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For reference

Day 1 - email cancellation letter to SCB
Day 8 - received call from SCB to verify/inquire
Day 12 - received SMS confirmation

This post has been edited by Human Nature: Jan 21 2013, 05:01 PM
Human Nature
post Feb 20 2013, 12:43 AM

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QUOTE(ronnie @ Feb 20 2013, 12:04 AM)
I submitted cancellation of all my SCB Platinum & Gold CCs via fax.... just retaining the Preferred World MasterCard.

I wonder whether the SCB Retention dept will call to offer me $$$
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Do you still get any benefits with the Pref WMC? Do you still remember whether it is eligible for 2 years annual fee waiver when you applied for it? I am choosing between this or Plat MC to retain and hold the Choice Points.

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