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Credit Cards Chartis Purchase Protection Plan, a scam ? need help

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TSrambelpad
post Mar 29 2011, 04:51 PM, updated 15y ago

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Hi all,

need advice .

On 25 March 2011 i received a sms from 62002 .
QUOTE
Your mastercard now comes with complimentary 12mths Purchase Protection up to Rm7500. Details@ www.freeppp.my. to reject, type MC<space>NO and send to 36660


immediately i call the maybank credit card support and ask them if they involve in this protection plan. They say there is no such protection plan from maybank. They ask me dont even reply and ignore that sms.




Today, 29 March 2011 4:08PM
QUOTE
Your mastercard free 12mnths purchase protection plan underwritten by chartis malaysia will be effective from 010411. for t&c pls visit www.freeppp.my


i went to www.freeppp.my and website not exist.

i googled chartis and i found that chartis is an insurance company http://www.chartisinsurance.com.my/Chartis/index.jsp

i googled again , and i found this http://www.alantanblog.com/to-do/purchase-...ardholders.html

what should i do guys? it is a scam?

really really need advice . thanks notworthy.gif

This post has been edited by rambelpad: Mar 29 2011, 04:53 PM
hye
post Mar 29 2011, 05:03 PM

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This post has been edited by hye: Mar 29 2011, 08:24 PM
ben83
post Mar 29 2011, 05:33 PM

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This is real from Chartis but as far as I know you need to manually register via sms to activate the policy. First time I heard they send sms asking for activation instead.
choonkeong
post Mar 29 2011, 06:44 PM

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Yes, maybank do has this promo.
http://www.maybank2u.com.my/WebBank/MCPPP110310.pdf
Gen-X
post Mar 29 2011, 08:10 PM

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I did receive a sms than informed me that MC (or was it Direct Access, can't remember) providing protection plan for their cardmembers some time last year thru chartis. But when chartis called me, I just told them I not interested as I do not like deal over the phone with people I cannot confirm are genuine.

Chartis also called me once claiming they are EON Bank offering some insurance plan few months back. Gave them a piece of my mind as I knew it wasn't EON bank that called me.

Anyway, if you are buying insurance policy offered with a particular credit card, please take note if a insurance plan was jointly promoted with the card issuer and the insurance policy, you may have problem transferring the premium payments to another card should you want to cancel the credit card .

This post has been edited by Gen-X: Mar 29 2011, 08:26 PM
chemistry
post Mar 29 2011, 08:16 PM

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This PPP is real one. I saw its advertisement in major press.
hye
post Mar 29 2011, 08:24 PM

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Okie .... I take my word back. Shy already ... hahaha
chemistry
post Mar 29 2011, 08:27 PM

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QUOTE(hye @ Mar 29 2011, 08:24 PM)
Okie .... I take my word back. Shy already ... hahaha
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Cute lar u tongue.gif
TSrambelpad
post Mar 29 2011, 08:47 PM

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QUOTE(choonkeong @ Mar 29 2011, 06:44 PM)
thanks for searching it for me. btw, www.freeppp.my did not exist. that's why it sound fishy

QUOTE(chemistry @ Mar 29 2011, 08:16 PM)
This PPP is real one. I saw its advertisement in major press.
*
i never seen before..huhu



what should i do guys?

just let it happen? is it good thing? i afraid they charge me after 12 months.

or

i need to call chartis and cancel their protective plan?
chemistry
post Mar 29 2011, 09:42 PM

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QUOTE(rambelpad @ Mar 29 2011, 08:47 PM)
thanks for searching it for me. btw, www.freeppp.my did not exist. that's why it sound fishy
i never seen before..huhu
what should i do guys?
just let it happen? is it good thing? i afraid they charge me after 12 months.
or
i need to call chartis and cancel their protective plan?
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For your reference:
Attached File  Mastercard_PPP_T_C.pdf ( 188.42k ) Number of downloads: 43

alexwsk
post Mar 30 2011, 10:48 AM

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this is real, since u did not provide them with anything, just enjoy the free card protection plan for a year

come next year, u will receive a letter asking to renew, ignore that unless u want to renew

This post has been edited by alexwsk: Mar 30 2011, 10:49 AM
SeanChang
post Mar 30 2011, 01:33 PM

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QUOTE(alexwsk @ Mar 30 2011, 11:48 AM)
this is real, since u did not provide them with anything, just enjoy the free card protection plan for a year

come next year, u will receive a letter asking to renew, ignore that unless u want to renew
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my freeppp expired on feb, what is the renewal fee?

alexwsk
post Mar 30 2011, 01:48 PM

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QUOTE(SeanChang @ Mar 30 2011, 01:33 PM)
my freeppp expired on feb, what is the renewal fee?
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not sure, i thk i threw away the letter without looking thoroughly
and i also received their telemarketeer's call
chemistry
post Mar 30 2011, 01:54 PM

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jakesean
post May 24 2013, 03:53 PM

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anyone knows whether Chartis / AIG is still offering this advantage on any credit cards now?
peri peri
post Jun 3 2013, 09:42 AM

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i subscribed once and found out its sounds stupid for purchasing something through telemarketing then immediately terminate after getting a proper coverage with Pru.

 

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