Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards CIMB Bank Credit Cards V1

views
     
victorywp
post Nov 4 2013, 03:43 PM

V.I.P
********
All Stars
11,741 posts

Joined: Oct 2013
From: Her Heart



have anyone tried before calling cimb to absorb your rm50 gst and success?

just to share, 2 months ago i called to cancel my cimb cc and the cs tried to stop me from cancelling the card by offering me the exact points to offset the gst.
but i rejected the offer and cancelled the card.

i know many banks did that to keep/maintain their customers, but i never know cimb did that too. hmm.gif

This post has been edited by victorywp: Nov 6 2013, 02:29 PM
victorywp
post Nov 4 2013, 11:12 PM

V.I.P
********
All Stars
11,741 posts

Joined: Oct 2013
From: Her Heart



QUOTE(suadrif @ Nov 4 2013, 07:53 PM)
i feel like CIMB is the worst customer service that i had deal with
lodge an official complain thru email for 3 days, got 2 acknowledgement receipt, means there is 2 staff already read my official complain, but till now there is no news regarding on it.

less benefit compared to others
less user friendly compared to others

i really dont want to use this card anymore mad.gif
*
QUOTE(nothingz @ Nov 4 2013, 11:09 PM)
true, their customer service is really the worst compare with other banks i have dealt with.  they can't provide answer straight away, always need to delegate the issue to respective departments which may take days to come out with the solution and may not be able to solve the issue on the spot.

i feel your pain
*
this was the main reason i terminated my card with them 2 months ago. good for me to have ended this torturing once and for all... rclxms.gif

This post has been edited by victorywp: Nov 4 2013, 11:13 PM
victorywp
post Nov 19 2013, 09:43 AM

V.I.P
********
All Stars
11,741 posts

Joined: Oct 2013
From: Her Heart



QUOTE(suadrif @ Nov 18 2013, 01:36 PM)
guys
if i have CIMB petronas platinum card, can i enjoy CIMB 0% easy pay installment?
becoz i didnt see this in CIMB Petronas benefit list, but it does appear in other cards benefit
rclxub.gif
*
yes, of course. you may check the participating merchants here: http://www.cimbbank.com.my/creditcard/index.php?rp=42
victorywp
post Nov 19 2013, 10:28 AM

V.I.P
********
All Stars
11,741 posts

Joined: Oct 2013
From: Her Heart



QUOTE(suadrif @ Nov 19 2013, 10:07 AM)
no.
what i mean is, cimb does have 0% installment with easypay
but the problem is, other CIMB credit card does mention that 0% easypay is one of the card's benefit, but in CIMB Petronas credit card, the 0% easypay is not in the benefit list
*
0% epp should be a feature for all cimb credit cards.
victorywp
post Nov 19 2013, 04:53 PM

V.I.P
********
All Stars
11,741 posts

Joined: Oct 2013
From: Her Heart



QUOTE(mrpoliebaba @ Nov 19 2013, 04:34 PM)
nope..never waive this RM 50 one la...what you can do is to ask them to use the points to deduct la..if not mistaken..all bank don't waive this government tax one
*
what i mean is the cimb cs is offering/giving me the exact points (not my own accumulated points) to be converted for the gst deduction.
but i rejected it and cancelled bcs cimb card cash back features not that interesting if compared to others.

This post has been edited by victorywp: Nov 19 2013, 04:55 PM
victorywp
post Dec 13 2013, 10:34 AM

V.I.P
********
All Stars
11,741 posts

Joined: Oct 2013
From: Her Heart



QUOTE(Human Nature @ Dec 13 2013, 10:20 AM)
as far as i know, all CIMB cards...but good luck finding an outlet that will accept credit card..usually terminal rosak
*
you are right. even if the terminal is not rosak also they will just say rosak. doh.gif
victorywp
post Dec 13 2013, 02:52 PM

V.I.P
********
All Stars
11,741 posts

Joined: Oct 2013
From: Her Heart



QUOTE(lucas114 @ Dec 13 2013, 02:35 PM)
I tried to google for the 5% rebate at KFC using CIMB cc and I could only find out-dated promotions.  blush.gif  hmm.gif
*
it's an on-going promotion since years ago... not sure whether they extended...

This post has been edited by victorywp: Dec 13 2013, 02:54 PM
victorywp
post Dec 13 2013, 03:19 PM

V.I.P
********
All Stars
11,741 posts

Joined: Oct 2013
From: Her Heart



QUOTE(ronnie @ Dec 13 2013, 03:13 PM)
Just called in to cancel my DirectAccess MasterCard.....
Retention Offer : Spend RM200 within 30 days to get RM50 sad.gif sad.gif

Cancellation completed !!!!
*
oh, the good old directaccess cc under southern bank...
one of the earliest cc with 2% rebate for petrol at any stations...
-love story ended-
victorywp
post Mar 3 2014, 08:58 AM

V.I.P
********
All Stars
11,741 posts

Joined: Oct 2013
From: Her Heart



QUOTE(lucas114 @ Mar 3 2014, 08:53 AM)
Let's say for CIMB Cash Rebate Platinum Credit Card,

Total Outstanding balance : RM500
Rebate : RM150 (Welcome Bonus)
Outstanding balance (need to pay) : RM350?

1. Is the rebate (Welcome Bonus) received offset the outstanding balance automatically?
2. Is it necessary to call CS to use the Welcome Bonus to offset the outstanding balance?

unsure.gif
*
it will offset automatically without the need to call cs.
victorywp
post Mar 3 2014, 12:32 PM

V.I.P
********
All Stars
11,741 posts

Joined: Oct 2013
From: Her Heart



QUOTE(lucas114 @ Mar 3 2014, 11:50 AM)
Thanks. Actually, I assume the same. But, there are Finance Charges in my statement, even though I have paid fully days before the due date (considering the RM150 Welcome Bonus + money paid for the remaining outstanding balance). The amount of the Finance Charges is calculated to be for an overdue amount of RM150.

Called CS and he said with the rebate and money paid, it is considered fully paid and the Finance Charges will be credited back in the next statement.

With the reversal there will be no bad record, right?
*
to avoid all the trouble, you should have paid all the outstanding including the rm150 (if the rm150 welcome bonus delayed to show up in your statement). so when the rm150 is added to you later on, you can use it to offset your future transactions with the cc (unless you are not using the cc anymore).
victorywp
post Mar 3 2014, 01:10 PM

V.I.P
********
All Stars
11,741 posts

Joined: Oct 2013
From: Her Heart



QUOTE(lucas114 @ Mar 3 2014, 01:03 PM)
Actually, I assume there will be no trouble at all because,

1. The statement date was on 28 Jan.
2. The RM150 Welcome Bonus was credited on 30 Jan.
3. And I made the remaining payment via CIMBClicks on 13 Feb.

All payments were transacted and posted before the due date, 17 Feb.

Anyway, it is just a sharing.  blush.gif
*
yes, if this was the case (confirming rm150 was credited on 30/1), then it shouldn't be a problem at all.
this should be cimb problem then... hmm.gif

and yes, when the reversal takes place, you won't have a bad record. nod.gif
victorywp
post Mar 3 2014, 02:51 PM

V.I.P
********
All Stars
11,741 posts

Joined: Oct 2013
From: Her Heart



TeraPox

it's time for v2 thread. brows.gif
victorywp
post Mar 17 2014, 12:39 AM

V.I.P
********
All Stars
11,741 posts

Joined: Oct 2013
From: Her Heart



QUOTE(ronnie @ Mar 16 2014, 11:45 PM)
Anybody to take over V2 ?
*
i think you are the most qualified to take over.

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0379sec    0.53    7 queries    GZIP Disabled
Time is now: 11th December 2025 - 08:56 AM