All Credit Card are (Worldwide Acceptable) & also for Install. Plan....
DA or Direct Access was a Sub Brand(Division) from CIMB  Similiar like  HSBC Amanah Card (HSBC),Mach Card (Hong Leong Bank)...
You can keep Your DA card for maybe 6 months  then later You can Call them to Upgrated the card to CIMB card later...lah

Hi there, would like to find out what the heck is this PMPC ANNUAL FEE listed on my statement? RM 8 they makan. 

First time coming across this statement. Is it just CIMB or it also applies to other bankcards?