I've just redeemed my 5000 bonus points from my CIMB WMC last week, for RM25 cash back. I was quite pleasantly surprised at the efficiency as I did the redemption online and the RM25 was already credited the next morning. My Citi PremierMiles redemption took 2 working days.

http://www.cimbbank.com.my/index.php?ch=cb_rwd&tpt=cimb_bank
Just select Up to 5,000 Bonus Points category and leave the rest blank. I believe you need to have the Bonus Points in your account before you can redeem.

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Added on October 11, 2012, 10:05 amI see what you mean now by spend first or redeem as credit. I'm not too sure about that, cos I did have a balance when I redeemed. But I think you can redeem as a credit though.

This post has been edited by Explorer II: Oct 11 2012, 10:05 AM

You are welcome
By the way, RM25 for 5,000 points is the best rate for cash back redemption, though we can earn points faster with other cards.

Yea.. My Amex's rate is also 10,000 for RM50, but I earn twice as fast at 2 points for each RM1 spent.
By the way, did SCB change their cashback redemption rate? It used to be 14,000 points for RM50, but I think it's now 40,000 for RM100? That's not competitive at all, at 10,000 for RM25! Anyway, I'm sticking with my SCB VI for its unlimited worldwide airport lounge access benefit

This post has been edited by Explorer II: Oct 11 2012, 10:51 AM

Yea, true.. The bonus points are just for consolation

Yup, I did. The exact text - RM0.00 Swipe and win the new iPhone with min RM50 spend in single receipt with CIMB credit/debit card. 5X entries for OVERSEAS spend. 2 winners daily. T&C apply

You are right. Can't seem to find it on their website.

The Swipe and Win the New iPhone promo is up on CIMB website already.
Spend RM50 1X entry
Spend RM50 overseas 5X entries
Sign up for BT 10X entries
Sign up for CIMB Debit card and spend RM50 10X entries
Sign up for CIMB Credit card and spend RM50 20X entries

Not sure if this link works in here:
http://www.cimbbank.com.my/index.php?ch=43...b_bank&bb=12678

I use it for 15% off at Eraman, Malaysia's largest duty-free chain, 15% off at Manhattan Fish Market, and 50% off 2-person dining at the Westin and other Starwood Hotels.

This post has been edited by Explorer II: Nov 7 2012, 10:51 AM

CIMB 50% Rebate offer extended to 31 March 2013 for new-to-bank WMC, VI, VS and Petronas Platinum cardholders.

@Human Nature
You got your card already? Did you apply for the WMC or VI?

This post has been edited by Explorer II: Jan 31 2013, 12:23 PM

Oh I see. Haha..

All the best and hope to hear your good news soon!

This post has been edited by Explorer II: Jan 31 2013, 01:51 PM

However, CIMB does not normally waive the RM50 Government service tax.

Congrats on your VS

But my CIMB WMC has white edges.
My Maybank VI's are black though.

Upgrades from Platinum to Infinite is entirely possible. The Infinite is not downgraded, it is still positioned above the Signature, on par with their World Mastercard. And the Signature is still available.

Visa Infinite i is a higher ranked card with a requirement of annual income RM1 million or assets under management of RM1 million, whereas the Visa Infinite only requires an annual income of RM200,000.

I have heard of cases of CIMB WMC and VI with RM60,000 limit.

Not downgrading. The RM60,000 cases that I know of were approved more than 2 years ago.

Anyway, CIMB has already introduced a higher ranked premier card, the Visa Infinite i, with RM1 million annual income requirement or asset under management.

This post has been edited by Explorer II: Mar 13 2013, 10:17 AM

I did that too for my Citibank card, but not CIMB.