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Credit Cards CIMB Bank Credit Cards V1

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superwoman
post Mar 13 2012, 01:44 PM

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QUOTE(Human Nature @ Mar 13 2012, 01:00 PM)
pls tell them that VS is missing one signature reward
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yes. No more complimentary GSC movie ticket.

Here is the latest update benefits from CIMB Visa Signature

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MOMOchacha
post Mar 13 2012, 02:03 PM

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Must make a call to service centre to check?
ronnie
post Mar 13 2012, 02:05 PM

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QUOTE(MOMOchacha @ Mar 13 2012, 02:03 PM)
Must make a call to service centre to check?
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That's the best n quickest method to check your CC application status.
MOMOchacha
post Mar 13 2012, 02:06 PM

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QUOTE(ronnie @ Mar 13 2012, 02:05 PM)
That's the best n quickest method to check your CC application status.
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Oic, thank you
superwoman
post Mar 13 2012, 09:31 PM

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QUOTE(MOMOchacha @ Mar 13 2012, 02:03 PM)
Must make a call to service centre to check?
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Pm me your ic no, tmr I will check system in my office.
bertdeen30
post Mar 13 2012, 10:54 PM

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I just got my world card..what the best use of this card, my first sub card from my dad....wink.gif ..
xiaodong
post Mar 14 2012, 07:32 AM

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QUOTE(superwoman @ Mar 13 2012, 12:56 PM)
I had a meeting with our marketing dept, as they updating with CIMB SMART DRIVERS CARDS and CIMB VISA SIGNATURE.

Card qualifications :
CIMB GOLD petronas mastercard and touch & go visa- annual income 24k and above

CIMB PLATINUM petronas mastercard and touch & go visa - Annual income 48k and above

CIMB Visa Signature - annual income 100k and above and must be degree holder or any professional membership

credit card guidelines - for those income less than 36k and below only can hold 2 credit card from different bank
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CIMB PLATINUM petronas mastercard and touch & go visa - Annual income 48k and above??
Really or not?? shocking.gif
if i got cimb gold CL 10K and annual income 53K++,can Upgrade for this? brows.gif
Gen-X
post Mar 14 2012, 09:26 AM

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QUOTE(bertdeen30 @ Mar 13 2012, 10:54 PM)
I just got my world card..what the best use of this card,  my first sub card from my dad....wink.gif ..
*
Liquor at Eraman Duty Free and Tai Thong Group of Restaurants and also Thai restaurants. Click below link to read more

CIMB Credit Card Promotion 2012
superwoman
post Mar 14 2012, 07:59 PM

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QUOTE(xiaodong @ Mar 14 2012, 07:32 AM)
CIMB PLATINUM petronas mastercard and touch & go visa - Annual income 48k and above??
Really or not?? shocking.gif
if i got cimb gold CL 10K and annual income 53K++,can Upgrade for this? brows.gif
*
yes. it is true. you can upgrade your current gold card to Platinum petronas mastercard or touch n go visa .

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fahrur_07
post Mar 14 2012, 11:46 PM

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CIMB Petronas CC
only 2% rebate???
lol...OCBC Titanium can give 5% rebate at ANY petrol station, not just petronas
better dont link the card with Petronas name
chemistry
post Mar 15 2012, 12:43 AM

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QUOTE(fahrur_07 @ Mar 14 2012, 11:46 PM)
CIMB Petronas CC
only 2% rebate???
lol...OCBC Titanium can give 5% rebate at ANY petrol station, not just petronas
better dont link the card with Petronas name
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2% rebate is indeed miserable. CIMB is advised to revise the cashback rate ASAP. At least a 5% at Petronas will suffice.
Can't even beat Amex Gold's 5X TP (equivalent to ~2.5% rebate), not to mention OCBC Ti / Maybankard 2Amex / UOB One Card.
Human Nature
post Mar 15 2012, 12:49 AM

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You all so direct shoot CIMB Petronas card haha.

Anyway, the 2% rebate is capped to to a max pending of RM2500 at any petronas service station. Wonder what this statement mean?

bertdeen30
post Mar 15 2012, 01:49 AM

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QUOTE(Gen-X @ Mar 14 2012, 09:26 AM)
Liquor at Eraman Duty Free and Tai Thong Group of Restaurants and also Thai restaurants. Click below link to read more

CIMB Credit Card Promotion 2012
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Thanks for your info..thanks you very much.

superwoman
post Mar 15 2012, 07:40 AM

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QUOTE(Human Nature @ Mar 15 2012, 12:49 AM)
You all so direct shoot CIMB Petronas card haha.

Anyway, the 2% rebate is capped to to a max pending of RM2500 at any petronas service station. Wonder what this statement mean?
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The maximum spending to get the maximum RM50 cash rebate per month.
ronnie
post Mar 15 2012, 09:53 AM

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@superwoman: Bring to your marketing dept to revise to 8% to gain more users
Gen-X
post Mar 15 2012, 10:30 AM

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QUOTE(ronnie @ Mar 15 2012, 09:53 AM)
@superwoman: Bring to your marketing dept to revise to 8% to gain more users
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I second the above thumbup.gif

Or better still, ask your boss to employ Miles, Hye and me too as advisers to come out with the best credit card in Malaysia tongue.gif
boonykun
post Mar 15 2012, 12:00 PM

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@superwoman

Hire those people will help you easier smile.gif

8% is too much, for such a small little bank.. +it's VISA/master, not AMEX where higher charges are applicable.

make it this way. Something like What Citibank has done previously, and Esso is doing for the PBB Currently... (Tier Based for Both Fuels and Expenses, and MUST tele together... means to hit Tier 1, one must spend at least RM20 on something, and if you spend 1k for fuel and RM50 for anything, you will still stay @ Tier 2 instead of Tier 4.

By doing this, you will enCourage people to spend not only on the cards main point, but on other stuffs as well.

Tier-Based ones... Sounds easier for MOST of the people out there
1. RM200 Fuels +Telcos (With Max 2 Highest Bills) With -> RM20 Purchases of Anything -> 2% (RM4 Cashback total for Fuel, and RM0.04 for other expenses)
2. RM400 Fuels + Telcos (With Max 2 Highest Bills) With -> RM50 Purchases of ANything -> 3.5% (RM14 Cashback For Fuel and RM0.10 for other Expenses)
3. RM700 Fuels + Telcos (With Max 2 Highest Bills) With -> RM100 Purchases of Anything -> 6% (RM42 Cashback for Fuel and RM0.20 For other Expenses)
4. RM1000 Fuels + Telcos (With Max 2 Highest Bills) With -> RM150 Purchases of Anything ->7.5% ( RM75 Cashback for Fuel and RM0.30 For Other Expenses)
Max cap @ 1k spending for cashback for fuels, and no limit for Anything

Anything Means ANYTHING... Bills, retails, Etc ETc ETc.. Heck Rm150 purchases is easy as pie if he does basic Groceries... like Toothpastes and etc

1k Fuels are hard to achieve, but 700 is easy for frequent Travellers.. and you will find yourself Much Heavy Fuel Pumpers.. Or Ron97 users Using this card as hell as possible.

the cash Rebates of % only applicable to Fuels... or if you felt that a little Guilty, give 0.7% Unlimited Cashback for Everything Purchases lu...

Telco Charges is to prevent those with multiple Bills like 2 phone bills + internet bills + 3G internet Bills + etc etc etc..

So overall Calculation
Without 0.2% cashback Calculation
1. 1.81% Cash Rebates, Approximately... ~
2. 3.1% Cash Rebates, Approximately~
3. 5.25% Cash Rebates Approximately~
4. 6.52% Cash Rebates Approximately~

It may lose to AMex, but it will grant himself a easy fight compared to others~ Especially u know Who, same 1k just different way to achieve it.

Give them a BIG Chunk of Interest Rate... 18.88% per annumm.. and bet 20% out of the 100% customer base will forgot to Pay the bills in Time.

Since basic is 2.5K, give priority to those who has higher education and haven't own a card yet... so therefore they will be the one to benefit the most smile.gif

Following the style of MBB of 1 hour application is considerable also, or just for online registration give them something in return la~ biggrin.gif

My thinking biggrin.gif

My way of thinking.
ronnie
post Mar 15 2012, 01:23 PM

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@boonykun : We prefer not to have Tier-based cash back which what we call "insincere" like Citibank or HSBC. Either you give x% or don't give at all (+ lose customer base)
Human Nature
post Mar 15 2012, 01:42 PM

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Exactly, we dont want to get headache biggrin.gif
Gen-X
post Mar 15 2012, 01:55 PM

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QUOTE(ronnie @ Mar 15 2012, 01:23 PM)
@boonykun : We prefer not to have Tier-based cash back which what we call "insincere" like Citibank or HSBC. Either you give x% or don't give at all (+ lose customer base)
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agree 100% with you ronnie

QUOTE(Human Nature @ Mar 15 2012, 01:42 PM)
Exactly, we dont want to get headache biggrin.gif
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not only we don't want headache, we don't want the public to be mislead by insincere marketing promotions stating "up to x%" where most would think they will get x%

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