So I'm getting a Visa Signature soon. Other than the complimentary GSC tickets and 2 entries to Airport Lounge (which is so little), it seems got the below as well..


CIMB Premier Club Rewards - Enjoy privileged savings when you use your CIMB Visa Signature at any of our participating merchants.

CIMB Bank Smart Rewards - Enjoy year-long discounts at over 500 dining, retail and lifestyle outlets bringing you privileges and benefits wherever you go.

I want to know where can I find the list of 'participating merchants/restaurants instead of having to call them. Thanks.

yah 500 outlets, I also want to know. Why don't you email them for the list and post it here

In the meantime, click below link

http://www.cimbbank.com.my/index.php?tpt=c...on_list&do=card

http://creditcardsmalaysia.blogspot.com/20...ource=BP_recent

Direct Access and this Visa Signature. What's the difference?

Very different. Direct Access is a wholly-owned subsidiary of CIMB Group offering banking services through a virtual branch to graduates only whilst VISA Signature is a a credit card. Both CIMB Bank and Direct Access do offer VISA Signature.

Can we upgrade from Direct Access Platinum Visa to Direct Access Visa Signature ?

I only see Visa Infinite listed on http://www.directaccess.com.my/index.php?c...t=cimb_da&cat=3

CIMB offers both VS and VI, while DA issues VI and no VS at this moment. Generally, there is not much difference between CIMB VS and CIMB/DA VI. As a CIMB VS cardholder, you can enjoy all the privilege and discount given to CIMB/DA VI members, except some golfing benefits which are only applicable to CIMB/DA VI.

I see. Then if I'm looking for the benefits of discounts at restaurants, I guess the CIMB VS will be good enough.

What's the unique point of the Direct Access card? Other than that it's only available to graduates.

There are hidden promotion that CIMB never announced.

Shogun 15% discount. I only knew it when I went there.

I personally feel that CIMB is better than DA, even though DA is under CIMB. My DA card was not recognised by some merchants on a few occasions, although it rarely happened.

I have never encountered such a problem. The only problem that I faced was that, I was teased and looked down by the SA who approached me for cc application.
A approached me for CC application, showed A my DA Plat. A was very excited and told B that I got a Plat at my young age. B said, what a big deal, since DA only has Plat and not Gold.

Felt like saying, mine is the Professional Partner and not the ordinary DA card. Even if it were, at least I am a degree holder. Not many can apply DA, lol.

DirectAccess only has Platinum but not gold? Really?

There is a significant different of CIMB VS and VI (DA or CIMB), VS is collecting reward points but VI is only for cash rebate.

they used to have gold but have since stopped it.

Then everyone who applies get a platinum right away?

yes.

Hmm. I just got mine 2 months back. It's a gold. So I suppose mine was like the final batch of gold

huh? how come? i tot they stopped it last years

http://www.directaccess.com.my/index.php?c...t=cimb_da&cat=1

Really. I got mine at March. It's a genuinely gold coloured DA Mastercard.

If I have the time I'll go ask them to change the colour for me

RM 80,000/annum, wow such a big leap from its previous RM 24,000/annum.
Surprisingly, if you Google you still can find the card from its website.

https://www.cimbbank.com.my/index.php?ch=da...c=2&tpt=cimb_da

I just called the CS for some matters, forgot to ask him about this.

Anyway, what I love about it, it's the CS, no hanky panky and straight to the point. Not forgetting effective! Maybank still has a lot to learn from them.