Statement Date for CIMB/DA can be changed with a call to the CS....
Eg. Setting Statement Date to 15th of every month, the due date is usually 4th or 5th of the next month.

Hi,
Would it work?
Im planning to get the CIMB Plat.
Min income is 60,000k per annum.
I am earning >60,000k per annum. That is, inclusive of my allowance (travelling allowance etc.)
However, in my pay slip, it states 48,000k.
Do you think I can qualify?

No lar im asking why only coz im not really study the benefits of credit card compared to debit card.
My point is, by overpaying it I can use it as a debit card so meaning that let say if i plan to go to oversea or something that requires me to spend beyond my credit limit i can achieve that by overpay my credit card no? So in my opinion it has an advantage. What do u think on this?

This post has been edited by izdyharz: Aug 23 2011, 01:01 PM

Ah I see. Cause my whole family CIMB cards all due on 31st all these while, so I assume it was fixed. While other cards due on beginning of the month, some 20th something. Lol. Thanks for explaining that.

I don't know about that cause I don't think I'll even spend so much that it will reach my credit limit. Lol. Even if it does, I use other cards that haven't reach their limits so it doesn't bother me at all.

The whole benefit of using a credit card, to me, is that it doesn't deduct money from my account straight away unlike debit card. And to many people, they can delay paying their debts for long time by paying the minimal payment. I think you are mainly worried about using your credit card overseas?

Mine was due on 1st of each month.

My DA due on 3rd of each month

They do look onto the allowances as well. If your gross is constantly almost or more than the requirement, they will probably accept it. Pass them 3 months salary slip so they could assess better.

This post has been edited by krazee350: Aug 25 2011, 06:30 AM

Just now had problems calling DA Customer Care at both 03-62047878 and 03-62047979... sudah raya ke ?

may i know how u guys settle the credit cards bills? i just log in to my cimbclicks online account and there doesn't have the option to pay through there...either need to pay by cash deposit or cheque?

Maybank allow users to pay credit card statement through Maybank2u.

Apart from that, which branch you guys visit to redeem the points? can we do some purchase and pay by points?

This post has been edited by yingchai: Aug 31 2011, 12:12 PM

Transfer fund to from your saving/current acc to your credit card acc. I think you can redeem points by calling their CS. Cimb has this pay-with-points thing to selected outlet. You may wanna check cimb website for the list of outlets

Hi, when I select Transfer Fund, it doesn't show my credit card acc but only my savings and current account. Even when I click on Pay Bills > Credit Cards / Debit Cards section, there is not Cimb Card too.

Please advise...

Transfer Funds to My CIMB Accounts

If your cards doesnt appear, perhaps you need to link it to your clicks first. Try contacting the CS to ask how to do so.

Goto Account Inquiry -- View All Accounts.
Click on the credit card that you want to make payment. Go down to page bottom you'll see PAY MINIMUM / PAY STATEMENT AMT / PAY ANY AMOUNT this sort of options.
You go for PAY STATEMENT AMOUNT. Next step is easy as ABC.

Will the rewards point for cimb master card expire? If yes how long is the lifetime?

3 years shelf life for cimb points

3 years only.

That's why I got myself DA VI instead, 0.5% cash back instantly for every sen charged in Malaysia and 1% cash back for overseas transactions. I don't need to worry about points expiry, and at the same time I enjoy benefits given by CIMB.

got expiry date for point

Reward Point will be cleared to zero after 3 years.
OK, let say validity period start from now (Sep'11), expiry date should fall in Sep'14. All accumulated points (regardless of date of transaction) will expire in Sep'14.
That means, even though you just used your card in Aug'14 and earned some 1,000 pts, this 1,000 pts will stil expire in next month.

My suggestion is to redeem the points as you go because the products offered may be removed (eg shopping vouchers) or require higher points (due to inflation).

ya, now is 200 point = RM1, in future, sure more than that