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Credit Cards CIMB Bank Credit Cards V1

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ronnie
post Oct 8 2012, 04:18 PM

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QUOTE(Human Nature @ Oct 8 2012, 02:23 PM)
it is their way to retain card holders
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It's 4x lower than SCB's offer... nevertheless, it's free to take.
I will take and STILL cancel the card later.
goatbernard
post Oct 8 2012, 05:26 PM

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QUOTE(ronnie @ Oct 8 2012, 04:18 PM)
It's 4x lower than SCB's offer... nevertheless, it's free to take.
I will take and STILL cancel the card later.
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then i should try cancel my DA card see whether they got offer me points or not...
nghj
post Oct 8 2012, 05:52 PM

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QUOTE(ronnie @ Oct 8 2012, 10:52 AM)
Called up Direct Access to cancel my MasterCard.... received 5000 Bonus Points, which can be converted to RM25 cash to offset my CC bill.

I will cancel it in December ;-)
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5k points only, not 10k?
gold or platinum card?
ronnie
post Oct 8 2012, 09:06 PM

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QUOTE(nghj @ Oct 8 2012, 05:52 PM)
5k points only, not 10k?
gold or platinum card?
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Mine's a Platinum card....
Their SOP is give 5000 Bonus Points or proceed to cancel.
I wonder I will get another 5k when cancel in the next few months.
frost99
post Oct 9 2012, 12:04 AM

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I too am planning to cancel my trusty DA card. Served me well but the benefits are too few and no longer competitive.
shiroikun
post Oct 9 2012, 12:35 PM

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CIMB Smart Rewards Fiesta 2012, this coming weekend at Mid Valley

OCT 12 - OCT 14
kokleong725
post Oct 9 2012, 03:59 PM

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want to ask: the installment plan for cimb cc still available?
lamode
post Oct 9 2012, 04:27 PM

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QUOTE(lamode @ Sep 21 2012, 11:28 PM)
Been holding the card since Sep 2011, used it for BT last year and few huge transactions, all payments cleared in time.

GST due earlier this month, i have paid it, and then request on cimb clicks to cancel the card due to GST on wed, as of today, i see the available CL become 0 on cimb clicks, I guess the card is cancelled  sweat.gif
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fast forward 2 weeks+ and this morning CIMB called me, they will rebate RM50 and reactive the card for me...

sorry guys, i didn't ask about BT, but i believe shouldn't be a problem based on the conversation. rclxms.gif rclxm9.gif
ronnie
post Oct 10 2012, 09:34 AM

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My "cancellation" 5000 Bonus Points has been creditted into my account.... planning to spend it at MPH via CIMB Pay With Points.

This way I will not incur more Bonus Points....since plan to cancel it
Explorer II
post Oct 11 2012, 08:24 AM

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QUOTE(ronnie @ Oct 10 2012, 09:34 AM)
My "cancellation" 5000 Bonus Points has been creditted into my account.... planning to spend it at MPH via CIMB Pay With Points.

This way I will not incur more Bonus Points....since plan to cancel it
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I've just redeemed my 5000 bonus points from my CIMB WMC last week, for RM25 cash back. I was quite pleasantly surprised at the efficiency as I did the redemption online and the RM25 was already credited the next morning. My Citi PremierMiles redemption took 2 working days.

ronnie
post Oct 11 2012, 08:34 AM

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QUOTE(Explorer II @ Oct 11 2012, 08:24 AM)
I've just redeemed my 5000 bonus points from my CIMB WMC last week, for RM25 cash back. I was quite pleasantly surprised at the efficiency as I did the redemption online and the RM25 was already credited the next morning. My Citi PremierMiles redemption took 2 working days.
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Which URL to redeem online ?
Do we have to spend first before redeem or can redeem as a credit ?
Explorer II
post Oct 11 2012, 10:02 AM

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QUOTE(ronnie @ Oct 11 2012, 08:34 AM)
Which URL to redeem online ?
Do we have to spend first before redeem or can redeem as a credit ?
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http://www.cimbbank.com.my/index.php?ch=cb_rwd&tpt=cimb_bank
Just select Up to 5,000 Bonus Points category and leave the rest blank. I believe you need to have the Bonus Points in your account before you can redeem.


Added on October 11, 2012, 10:05 am
QUOTE(ronnie @ Oct 11 2012, 08:34 AM)
Which URL to redeem online ?
Do we have to spend first before redeem or can redeem as a credit ?
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I see what you mean now by spend first or redeem as credit. I'm not too sure about that, cos I did have a balance when I redeemed. But I think you can redeem as a credit though.

This post has been edited by Explorer II: Oct 11 2012, 10:05 AM
ronnie
post Oct 11 2012, 10:11 AM

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QUOTE(Explorer II @ Oct 11 2012, 10:02 AM)
http://www.cimbbank.com.my/index.php?ch=cb_rwd&tpt=cimb_bank
Just select Up to 5,000 Bonus Points category and leave the rest blank. I believe you need to have the Bonus Points in your account before you can redeem.


Added on October 11, 2012, 10:05 am
I see what you mean now by spend first or redeem as credit. I'm not too sure about that, cos I did have a balance when I redeemed. But I think you can redeem as a credit though.
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thanks... no wonder I can't see the item CB

user posted image
minto13
post Oct 11 2012, 10:17 AM

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I have a CIMB Gold Petronas Card since 4 years back.

With the OCBC and MBB Amex card, I no longer need this card - except to buy duty free stuff at Airport.

Also, there is no reward point for this card.

Do you think I still keep this cc for the duty free. Or just cancel it now, and wait for better CC offer in future?
Explorer II
post Oct 11 2012, 10:17 AM

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QUOTE(ronnie @ Oct 11 2012, 10:11 AM)
thanks... no wonder I can't see the item CB

user posted image
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You are welcome smile.gif
By the way, RM25 for 5,000 points is the best rate for cash back redemption, though we can earn points faster with other cards.

ronnie
post Oct 11 2012, 10:27 AM

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QUOTE(Explorer II @ Oct 11 2012, 10:17 AM)
You are welcome  smile.gif
By the way, RM25 for 5,000 points is the best rate for cash back redemption, though we can earn points faster with other cards.
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Standard 0.5% cashback rate.... much better than SCB for sure.
Explorer II
post Oct 11 2012, 10:32 AM

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QUOTE(ronnie @ Oct 11 2012, 10:27 AM)
Standard 0.5% cashback rate.... much better than SCB for sure.
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Yea.. My Amex's rate is also 10,000 for RM50, but I earn twice as fast at 2 points for each RM1 spent.
By the way, did SCB change their cashback redemption rate? It used to be 14,000 points for RM50, but I think it's now 40,000 for RM100? That's not competitive at all, at 10,000 for RM25! Anyway, I'm sticking with my SCB VI for its unlimited worldwide airport lounge access benefit smile.gif

This post has been edited by Explorer II: Oct 11 2012, 10:51 AM
Human Nature
post Oct 11 2012, 09:20 PM

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QUOTE(Explorer II @ Oct 11 2012, 10:32 AM)
Yea.. My Amex's rate is also 10,000 for RM50, but I earn twice as fast at 2 points for each RM1 spent.
By the way, did SCB change their cashback redemption rate? It used to be 14,000 points for RM50, but I think it's now 40,000 for RM100? That's not competitive at all, at 10,000 for RM25! Anyway, I'm sticking with my SCB VI for its unlimited worldwide airport lounge access benefit  smile.gif
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Yes, they just revised the cashback redemption rate about 1-2 months ago, just for RM100 now and that requires 40,000. Your worldwide airport lounge access gives you much better 'return' biggrin.gif
Explorer II
post Oct 12 2012, 08:22 AM

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QUOTE(Human Nature @ Oct 11 2012, 09:20 PM)
Yes, they just revised the cashback redemption rate about 1-2 months ago, just for RM100 now and that requires 40,000. Your worldwide airport lounge access gives you much better 'return' biggrin.gif
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Yea, true.. The bonus points are just for consolation tongue.gif
jjsia
post Oct 14 2012, 01:26 PM

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Any difference between visa infinite, world master card and visa signature? I know visa signature is a tier lower than the other 2 but the benefit seems similar. 1x points for local spending n x2 for oversea spending. plus they ranked all 3 cards as premier for promotion wise. Is there any significant differences among all 3 cards? thx

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