Outline ·
[ Standard ] ·
Linear+
Credit Cards CIMB Bank Credit Cards V1
|
Human Nature
|
 Jul 2 2013, 06:07 PM
|
|
QUOTE(jialitrading @ Jul 2 2013, 05:55 PM) Just came back from CIMB Card Centre Sunway Pyramid.. Applied for CIMB Signature CC @ 4PM Received SMS @ 4.30PM saying application was rejected! I'm earning more than RM9K a month but still rejected... Actually was eagerly waiting to collect the card and go on the spot but turned out to be opposite way.. If i apply thru email or thru branch is it got higher approval rate? Me very sad  1st CC? lack of income docs? |
|
|
|
|
|
Human Nature
|
Jul 10 2013, 05:42 PM
|
|
|
QUOTE(periwater @ Jul 10 2013, 05:34 PM) Hi, I received a call back from CIMB after terminating my card. They are offering me either a Visa Signature or Infinite in order to retain me. Which card is better card to keep? Moreover they are also offsetting the GST and offer to rebate RM50 if I spent RM200 in 30 days. Seems like quite worthwhile to keep for another year. (1) RM200 in 30 days, did you try to negotiate that term? (2) How often you swipe your current card? (3) That VS or VI offer is upgrade offer OR you get another card and retain the current one? This post has been edited by Human Nature: Jul 10 2013, 05:46 PM |
|
|
|
|
|
Human Nature
|
Jul 10 2013, 05:58 PM
|
|
|
QUOTE(periwater @ Jul 10 2013, 05:54 PM) (1) No, given straight away before I say anything (2) I used to spent more than RM10k a month a year ago before I switched to Maybank 2 cards. Now I hardly swipe anything, except occasional meals at Absolute Thai. (3) it is an upgrade offer. So which card is better or they are similar? Not much difference between these two, but I would take the VI as it gives cash rebate instead of points. Sometimes VI will give higher discount at certain dining partners too. |
|
|
|
|
|
Human Nature
|
Jul 10 2013, 09:36 PM
|
|
|
QUOTE(periwater @ Jul 10 2013, 09:29 PM) Visa Signature Hotelclub gives away a complimentary nights and it seems more attractive compare to the discounts on dining. Correct me if I'm wrong that Amex gives good discount on dining too comparable to Visa Infinte. On another hand, even booking hotel via Agoda using Maybank is only 7% discount. So, in terms of saving, a complimentary night is much better, right? I couldn't find any info on cash rebate, do you mind to provide the link to me? Many thanks. QUOTE 2X cash rebate for overseas retail spend
Enjoy 1% cash rebate for every RM1 you spend on overseas retail transactions.
0.5% cash rebate for every RM1 spent locally
Earn 0.5% cash rebate for every RM1 spent on your everyday expenses. http://www.cimbbank.com.my/creditcard/inde...&pg=cc_lu&ac=10Well yeah, it depends on you need. I will need to check on the complimentary nights  add: you better compare the rates offered by HotelClub and other sites. They are comparatively higher in my dummy searchs. No indication of the complimentary night though. This post has been edited by Human Nature: Jul 10 2013, 09:41 PM |
|
|
|
|
|
Human Nature
|
Jul 11 2013, 08:13 PM
|
|
|
QUOTE(periwater @ Jul 11 2013, 07:53 PM) Yes, thanks for the reminder. For the Hotelclub, I tried to check via this link: www.hotelclub.com/CIMB. As it needs the 6 digits credit card number to enter, I am yet to check their rates. Current promotion is additional 15% off and the additional complimentary night is on valid for the selected hotels being featured in the month only. Anyway it still looks good to me. The VI cash rebate is only 0.5%, how does it compare with MBB Amex? Am not holding the Amex card (not MBB 2), so unable to comment there  |
|
|
|
|
|
Human Nature
|
Jul 13 2013, 12:15 PM
|
|
|
All Airlines
20% additional rebate (capped at RM50)
Till end of 2013
This could be a winner! Need to check the T&C though
This post has been edited by Human Nature: Jul 13 2013, 12:18 PM
|
|
|
|
|
|
Human Nature
|
Jul 14 2013, 10:57 PM
|
|
|
QUOTE(EvOKIdZ @ Jul 14 2013, 10:04 PM) using Cimb petronas mastercard, can i request to change to normal cc but not petronas card? They just charge me RM50 last week. Any idea can avoid to pay the annual fee? The RM50 is for GST, paid to the government. You can offset it using points. For Petronas card, there is no annual fee. You may request to upgrade your card to another one, or apply a new card and cancel the old one. Either way, RM50 GST is chargeable. |
|
|
|
|
|
Human Nature
|
Jul 19 2013, 10:16 AM
|
|
|
QUOTE(truth_seeker_09 @ Jul 19 2013, 10:09 AM) how to check the credit card approval status? Call up CS |
|
|
|
|
|
Human Nature
|
Jul 25 2013, 06:18 PM
|
|
|
QUOTE(AVFAN @ Jul 25 2013, 03:34 PM) about to get a new cimb visa signature card. a quick one if anyone can help... am i rite that this card does not get any rebate for buying petrol, groceries, pharmacies? think it has a points rewards-gift redemption, is that correct? Yup. Only RM1 = 1 bonus point  |
|
|
|
|
|
Human Nature
|
Jul 30 2013, 05:38 PM
|
|
|
QUOTE(tAmp0i @ Jul 30 2013, 05:03 PM) So basically what's the benefit for existing customers? None? Yeah, none. Just the current discounts and promos. Not only CIMB is doing this. |
|
|
|
|
|
Human Nature
|
Aug 5 2013, 03:55 PM
|
|
|
Looks good and simple: http://www.cimbbank.com.my/creditcard/inde...g=pm_list&ac=65Just spend RM1,000 in a week and be rewarded with RM250 Cash Back. Only with CIMB Bank credit and debit cards. |
|
|
|
|
|
Human Nature
|
Aug 5 2013, 05:15 PM
|
|
|
QUOTE(ronnie @ Aug 5 2013, 04:21 PM) Will DirectAccess MasterCard be eligble ? Don't think so. Not listed as the participating card. |
|
|
|
|
|
Human Nature
|
Aug 5 2013, 05:16 PM
|
|
|
QUOTE(periwater @ Aug 5 2013, 04:23 PM) Single or multiple transactions worth RM1,000? Their T&C didn't mention at all. Multiple is acceptable too Upon successful registration as per Clause 5 above, the Eligible Cardholder must spend a minimum cumulative total spending of RM1,000 (“Minimum Weekly Transactions”), within ONE (1) Participating Week (as defined below). |
|
|
|
|
|
Human Nature
|
Aug 5 2013, 06:52 PM
|
|
|
QUOTE(periwater @ Aug 5 2013, 06:49 PM) Yes, that's right. But since it is complimentary and I won't be using it, I thought might be good to pass to my friends to use it. Thanks, any idea when the week starts? Hi, it is best to read the T&C to get a clearer picture 5 August 2013 to 13 October 2013 |
|
|
|
|
|
Human Nature
|
Aug 5 2013, 08:50 PM
|
|
|
QUOTE(idoblu @ Aug 5 2013, 08:47 PM) As usual, I can't send SMS to register. I wonder if it has something to do with my iphone 5 or u-mobile No problem with android. Fyi, you will receive another SMS to thank you for participating right after you send. |
|
|
|
|
|
Human Nature
|
Aug 18 2013, 01:21 AM
|
|
|
QUOTE(OldKidz @ Aug 18 2013, 01:07 AM) Wonder cause of this issue whether there's walkaround like register thru CC service center etc.....  Even I js applied my new cash bask credit card but it is not viewable thru my online CIMB click, how should I deal with it? Just applied or already approved? Call up CS if it is still not there in 1-2 days. |
|
|
|
|
|
Human Nature
|
Aug 18 2013, 12:35 PM
|
|
|
QUOTE(MGM @ Aug 18 2013, 10:02 AM) Log into CIMBClicks Click <Credit Card> Enter your new CC number Link it with your CASA listed Done!! but will take 3 days to process. Good for them to have this facility now. It was auto for mine previously. |
|
|
|
|
|
Human Nature
|
Aug 27 2013, 12:18 PM
|
|
|
QUOTE(MGM @ Aug 27 2013, 12:06 PM) Can't believe that the minimum sms alert threshold is rm1000 for CB Platinum card. Scared to use it for e-commerce. Request for it to be changed to your preference. |
|
|
|
|
|
Human Nature
|
Sep 1 2013, 10:42 PM
|
|
|
haih, everything for kl peeps |
|
|
|
|
|
Human Nature
|
Sep 2 2013, 01:37 PM
|
|
|
QUOTE(maru @ Sep 2 2013, 01:36 PM) u mean online purchase? for malaysia website only? refer to the post above mine |
|
|
|
|
Quote
0.0410sec
0.48
7 queries
GZIP Disabled