so now if want to apply da for graduate that have annual income of 24000,thats mean he cannot apply da d since the requirement jump from 24000 to 80000?da no more open to fresh grad?

Well said, 'straight to the point'.
I love that too! And the CS always keep their promise. I have very good impression with DA Card Centre.

I'm not so sure as I got mine last year, I don't think any fresh grad (not self-employed) can get such a high salary with their first employment.

Yes, that's the point. They are really good and efficient, keep to their promise and deliver according to customers' needs. I'm really happy with them.
Unlike Maybank CS which gave me a hard time.

despite how i "dislike" their service, I will have to agree with what you all say if comparing with the services rendered by the local banks. The CS service which i love the most is HSBC

Guys, just want to get double confirmation from you guys. I just got petronas mastercard from CIMB. They also gave me a visa TnG but I didn't activate that one since I see no point in using two CC with one CL. And I didn't know I still have to pay Government Tax although I only activated the mastercard. Now I have to pay that first before I can close the Visa CC.

Anyways, the 20 days free interest rate period, that is calculated from the date of purchased or from the statement date? My statement is every 21st and I made payment for my Maxis bill sometime around 10th if I'm not mistaken. So in this case, the grace period is until 10th June or 31st May?

Appreciate all the help. I got to run somewhere that's why I don't have the time to read the thread here. Thanks.

There's a few cases whereby purchase via Apple Store Malaysia using CIMB credit card gets charged another 1%.
The reason was the company charging the card is Apple South Asia Pte Ltd (based in Singapore). The invoice is in RM.

So beware !!!

From what I observe from my own usage, the 20 days grace period is calculated from the statement date. The statement also shows a due date, which is the expiry of 20 days grace period.

That 20-day is interest-free period. The actual grace period is 3 days.

Good to know. What would be the difference to pay within grace period vs interest-free period?

No difference. The grace period as mentioned by chemistry is a Bank Negara ruling that all credit cards issuers are to give cardholders 3 days grace period after the Due Date. I guess this is to allow cheques to clear if a person banks in on the Due Date or allow couple days for interbank GiRO transfer.

Forget about the grace period, just make sure you make payment on or by Due Date stated in the Statement.

+1
I'm going to do the same for my iPad 2 purchase from Apple Online (for which I was charged extra) if they don't resolve it.

the excharge charges was imposed due to the same being purchased in US$ currency?

did anyone experience before to buy something online using CIMB CC?

i have done it early this month and they charge me for "Admin Fees" when i purchased iPad 2 online at Malaysia Apple Online Store.

i got few frens also like to buy things online but other banks did not have such fees.

CIMB is dis-encourage me to buy things online....they charge me at 0.8% of the total amount. !@#$%^&*()

I plan to buy iPad 2 online too. Will the system show us the extra charge before we click "Payement" button?

This post has been edited by ks98: May 28 2011, 12:49 PM

I got my generic DA Gold last year in November and yet they no call me to offer upgrade to platinum 

NOPE... it's the amount charged in CC statement which would have 0.8-1% admin fee.
Not advisable to use CIMB/DA for buying from Apple Store Malaysia.

Been using Visa Signature for few months, and I find this card dont giving me any benefits except for the buy 1 free 1 gsc cinema ticket.

Get VI, then can get 1 more benefit of buy 1 free 1 coffee

This post has been edited by silverarrows: May 29 2011, 02:22 AM

According to some Dome outlets, VI or WMC holders can straight get a free coffee without any purchase. While some outlet said I need to at least order a drink or food to be entitled. There is also one occasion where the barista said I need to order a drink at least the same price level with the free coffee. So which one is right?

Do check out CIMB website below on the numerous promotions
http://www.cimbbank.com.my/index.php?tpt=c...on_list&do=card

or click below link to my article
http://creditcardsmalaysia.blogspot.com/20...ource=BP_recent

you get discount or offers at 5 stars hotels. delifrance, Alexis (you must go try their cakes if you have not), Tai Thong Group, San Francisco Coffee.
15% Eraman - really good if you buy liquor
FOS.

Having said that, to benefit most from CIMB, we need combination of both Visa and MasterCard where with the MC we get rebates on Sundays at KFC, burger King, Guardian and for groceries.


All the while I thought we had to order something to get the fee drink. Once I ordered a scone only and got the free coffee.

This post has been edited by Gen-X: May 29 2011, 09:38 AM