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 Pumping Petrol with your Credit Cards, What cards reward you?

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ClarenceT
post Feb 28 2018, 02:56 PM

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QUOTE(suadrif @ Feb 28 2018, 01:52 PM)
For Petrol cashback,i wonder which one of this is the best two combo?

MBB Ikhwan - 5% Friday & Saturday
MBB Petronas - 8% weekend only
MBB FCB - 2% every day
CIMB Cash Rebate - 2% every day

currently i am using Ikhwan and CIMB, is there any other choice to maximize the cashback?
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Change your CIMB cash rebate to CIMB Petronas Mastercard (3% or 7% everyday).
rhodon
post Feb 28 2018, 04:33 PM

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QUOTE(ClarenceT @ Feb 28 2018, 02:56 PM)
Change your CIMB cash rebate to CIMB Petronas Mastercard (3% or 7% everyday).
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need RM3000 and above only got 7%?
ClarenceT
post Feb 28 2018, 05:00 PM

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QUOTE(rhodon @ Feb 28 2018, 04:33 PM)
need RM3000 and above only got 7%?
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Yes. But 3% if statement balance < RM3k.
Sometime I need to pump RM10 only during Mon-Thu then I can use other cards on Friday-Sunday (5-8%).
confusedway
post Mar 1 2018, 04:31 PM

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QUOTE(ClarenceT @ Feb 28 2018, 05:00 PM)
Yes. But 3% if statement balance  < RM3k.
Sometime I need to pump RM10 only during Mon-Thu then I can use other cards on Friday-Sunday (5-8%).
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Just wondering why not just use MBB VS where everyday got 5% CB just use it on weekday la... weekend you have a Petronas 8%...


ClarenceT
post Mar 1 2018, 05:29 PM

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QUOTE(confusedway @ Mar 1 2018, 04:31 PM)
Just wondering why not just use MBB VS where everyday got 5% CB just use it on weekday la... weekend you have a Petronas 8%...
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I never apply for MBB VS due to Annual Fee (not cheap) and the petrol rebate is only 5%.
I had been using CIMB Petronas MC, Maybank 2 Amex, OCBC Titanium, HLB Wise and Ikhwan Petronas for petrol from 2009-2017, mostly at 5-10% rebate.
Last year I used Public Bank credit card to get 10-12% return on Petrol expenses (special cashback campaigns)
Till lately, I have successfully "hedged" my petrol expenses till end of this year at average 20-30% discount with Petronas Giftcards.
So I am reluctant to get Maybank VS (but I hold FC Barcelona VS) to cover Petrol & Groceries expenses.

suadrif
post Mar 3 2018, 09:18 AM

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QUOTE(ClarenceT @ Feb 28 2018, 02:56 PM)
Change your CIMB cash rebate to CIMB Petronas Mastercard (3% or 7% everyday).
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but this only limited to Petronas right?
acejlsh
post Mar 3 2018, 09:57 AM

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QUOTE(ClarenceT @ Mar 1 2018, 05:29 PM)
I never apply for MBB VS due to Annual Fee (not cheap) and the petrol rebate is only 5%.
I had been using CIMB Petronas MC, Maybank 2 Amex, OCBC Titanium, HLB Wise and Ikhwan Petronas for petrol from 2009-2017, mostly at 5-10% rebate.
Last year I used Public Bank credit card to get 10-12% return on Petrol expenses (special cashback campaigns)
Till lately, I have successfully "hedged" my petrol expenses till end of this year at average 20-30% discount with Petronas Giftcards.
So I am reluctant to get Maybank VS (but I hold FC Barcelona VS) to cover Petrol & Groceries expenses.
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Those Petronas Giftcards from Lazada and Shopee both comes in physical cards right ( I am asking like that because on the lazada comments, seems someone got pins or vouchers instead of cards)? Any problems faced thus far using it at the self service terminal? Planning to try on these cards also but heard East Malaysia here not every stations can use, don't know how true is that.
ClarenceT
post Mar 3 2018, 10:22 AM

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QUOTE(suadrif @ Mar 3 2018, 09:18 AM)
but this only limited to Petronas right?
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Of course. Who will give incentives to buy competitor's products?
ClarenceT
post Mar 3 2018, 10:42 AM

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QUOTE(acejlsh @ Mar 3 2018, 09:57 AM)
Those Petronas Giftcards from Lazada and Shopee both comes in physical cards right ( I am asking like that because on the lazada comments, seems someone got pins or vouchers instead of cards)? Any problems faced thus far using it at the self service terminal? Planning to try on these cards also but heard East Malaysia here not every stations can use, don't know how true is that.
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Lazada: Usually at RM95. Magnetic strip card, RM100 value (but max RM80 per petrol transaction) and reloadable at cashier. Can be swiped at pumps nationwide.
https://www.lazada.com.my/products/petronas...s173940141.html

Shopee (MESRA E-SHOP): Usually at RM78. Magnetic strip card, RM80 value. Can be swiped at pumps nationwide.
https://shopee.com.my/Petronas-x-Shopee-Gif...95651.822160256

11street (RM5/pc, minimum buy 2pc, max buy 30pc), e-vouchers and redeemable at cashiers only. Just extended to selected stations nationwide since February.
http://www.11street.my/productdetail/petro...ations-48882540

I use both Lazada's and Shopee's in Kuching. I had been using the Petronas Giftcard (redemption of credit card rewards) since many years ago without problems.

But 11street's e-voucher is quite new to me and I feel troublesome to redeem the vouchers at cashier.

This post has been edited by ClarenceT: Mar 3 2018, 10:44 AM
acejlsh
post Mar 9 2018, 08:30 AM

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QUOTE(ClarenceT @ Mar 3 2018, 10:42 AM)
Lazada: Usually at RM95. Magnetic strip card, RM100 value (but max RM80 per petrol transaction) and reloadable at cashier. Can be swiped at pumps nationwide.
https://www.lazada.com.my/products/petronas...s173940141.html

Shopee (MESRA E-SHOP): Usually at RM78. Magnetic strip card, RM80 value. Can be swiped at pumps nationwide.
https://shopee.com.my/Petronas-x-Shopee-Gif...95651.822160256

11street (RM5/pc, minimum buy 2pc, max buy 30pc), e-vouchers and redeemable at cashiers only. Just extended to selected stations nationwide since February.
http://www.11street.my/productdetail/petro...ations-48882540

I use both Lazada's and Shopee's in Kuching. I had been using the Petronas Giftcard (redemption of credit card rewards) since many years ago without problems.

But 11street's e-voucher is quite new to me and I feel troublesome to redeem the vouchers at cashier.
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First try at Lazada for this very disappointing. After paid, said no stock and refund is issued within hours. Then on the bank side, money still being posted as paid to Lazada 3 days later.

Oh well, let's wait 15 business days to see when it will be refunded back. Rang up both the bank and Lazada already. bangwall.gif
ClarenceT
post Mar 9 2018, 11:27 AM

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QUOTE(acejlsh @ Mar 9 2018, 08:30 AM)
First try at Lazada for this very disappointing. After paid, said no stock and refund is issued within hours. Then on the bank side, money still being posted as paid to Lazada 3 days later.

Oh well, let's wait 15 business days to see when it will be refunded back. Rang up both the bank and Lazada already.  bangwall.gif
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How unlucky you are! You purchased at the wrong time. Try again and you will not regret.
Don't worry, you should get the refund in 3 calendar days if the refund process is initiated.
You don't have to contact the bank and Lazada. Let the dust settle.

This post has been edited by ClarenceT: Mar 9 2018, 11:30 AM
infernojester
post Apr 25 2018, 11:36 AM

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QUOTE(ClarenceT @ Mar 9 2018, 11:27 AM)
How unlucky you are! You purchased at the wrong time. Try again and you will not regret.
Don't worry, you should get the refund in 3 calendar days if the refund process is initiated.
You don't have to contact the bank and Lazada. Let the dust settle.
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I experienced with lazada refund three times. merely around 10-15 days of refund. email them everyday rclxub.gif now not interested in lazada anymore bye.gif
Fun_ent2607
post Apr 28 2018, 09:50 PM

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Hye all..
Normally how many days mesra card point will be shown in the online statement balance? 🤔
cybpsych
post Apr 28 2018, 11:46 PM

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QUOTE(Fun_ent2607 @ Apr 28 2018, 09:50 PM)
Hye all..
Normally how many days mesra card point will be shown in the online statement balance? 🤔
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about 2 days usually. u can compare ur current points vs transaction date.
besiegetank
post Apr 29 2018, 09:52 AM

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With so many good offers from petronas, I guess I should switch to petronas soon too. Currently still using shell with their lousy bonuslink points...
SUSDavid83
post Apr 29 2018, 10:01 AM

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QUOTE(besiegetank @ Apr 29 2018, 09:52 AM)
With so many good offers from petronas, I guess I should switch to petronas soon too. Currently still using shell with their lousy bonuslink points...
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What good offers? Example?
besiegetank
post Apr 29 2018, 11:01 AM

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QUOTE(David83 @ Apr 29 2018, 10:01 AM)
What good offers? Example?
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The offer from Lazada, 11street etc...much higher discount compared to shell
SUSMNet
post Apr 29 2018, 11:40 AM

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11street any offer?
sg999
post May 3 2018, 11:13 PM

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QUOTE(ClarenceT @ Mar 3 2018, 11:42 AM)
Lazada: Usually at RM95. Magnetic strip card, RM100 value (but max RM80 per petrol transaction) and reloadable at cashier. Can be swiped at pumps nationwide.
https://www.lazada.com.my/products/petronas...s173940141.html

Shopee (MESRA E-SHOP): Usually at RM78. Magnetic strip card, RM80 value. Can be swiped at pumps nationwide.
https://shopee.com.my/Petronas-x-Shopee-Gif...95651.822160256

11street (RM5/pc, minimum buy 2pc, max buy 30pc), e-vouchers and redeemable at cashiers only. Just extended to selected stations nationwide since February.
http://www.11street.my/productdetail/petro...ations-48882540

I use both Lazada's and Shopee's in Kuching. I had been using the Petronas Giftcard (redemption of credit card rewards) since many years ago without problems.

But 11street's e-voucher is quite new to me and I feel troublesome to redeem the vouchers at cashier.
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Not only max rm80
u have to key in the amount rm100.
cybpsych
post Jun 7 2018, 09:25 PM

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user posted image

BHPetrol Cash Rebate Campaign [ T&Cs ]
Campaign Period: 1 June 2018 till 30 November 2019

Fuel up and be rewarded with AFFINBANK BHPetrol Credit Card. Get Powerbank when new cardmember spend RM100 within 30 days from card issuance date.

This post has been edited by cybpsych: Jul 7 2018, 07:41 AM

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