I remember i complaint to OCBC about their payment option, the setup of the branches is very in considerate to the customer who pay cash. Just imagine, you have 2 Cheque deposit machines, 4 ATM machines and ONLY 1 Cash Deposit Machine. What logic, they should have 2 cash deposit machines right, what non-sense no wonder their machines alway down bcos cash inside full liao.

I "Beh Ta Han" i call and ask the manager how would you expect the CDM to sustain during the weekend with 1 machine and OCBC branch dont have much branches compare to local banks. Then this manager told me I can do internet transfer and bla bla bla.. Hello, In order to do internet banking you need cash in the account first right, without bank-in the cash how would you expect the internet banking to take place.  And i have to drive to another branches just to bank in, how annoying right. Somemore they said they are upgrading their branches, they should think of this. By the way, I'm referring to Great Eastern Mall OCBC braches there, i know now they have 2 CDM there already. Dont think is me who make them change, i'm just a small potato.

if you read carefully, it's written that u can only get cards from 2 bank ISSUERS if your income is less than RM 36l per annum...so meaning the number of cards per bank is depend on the approval from the bank itself and not BNM la...well this is my 2 sen opinion...any will still keep my citibank clear & shell card..another bank to go..which one then?

Last two weeks, I did apply maybank dual card by just attach my other bank credit card photo copy.  I done it at one u lower ground floor maybank credit card booth.  I just need to fill up the application form as well as one income declaration form. Until today, the bank din call me for document verification.

I doubt that they will decrease all our credit limit to 2x of our income? This make our life harder... Hardly can play around with balance transfer anymore. Guess everyone will just apply personal loan with high interest rate!

For now, BNM wanna control those income that is lesser than 3k, i wonder when they will start to control everybody in this country =.="" Another 3 years, they implement income less than 5k with the same rules?

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Added on September 7, 2011, 11:23 am

They won't cut your card but only will see plat card with 5k credit limit, VS with 10k CL and VI, WMC with 15k CL