Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsBNM New Rulings on CC, No more card to card approve
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 Aug 10 2013, 08:15 PM
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#1
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Senior Member
1,216 posts Joined: Mar 2009 From: Cut Throat Land 
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QUOTE(RobertKoon @ Jul 10 2013, 02:39 AM) My current income is less than 36k, but my credit limit is 104k , any problem with the BNM new guideline that the maximum credit limit extended to a cardholder shall not exceed two times their monthly income? I increase my credit limit by pledged the Fixed Deposit at year 2010. there you go... |
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Aug 10 2013, 08:17 PM
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#2
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Senior Member
1,216 posts Joined: Mar 2009 From: Cut Throat Land
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QUOTE(Human Nature @ Jul 6 2013, 02:07 PM) The central bank has also prohibited the offering of pre-approved personal financing products, such as unsolicited pre-approved credit cards. say oni, no real enforcements.still got banks calling up offer cards... |
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Aug 10 2013, 09:02 PM
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#3
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Senior Member
1,216 posts Joined: Mar 2009 From: Cut Throat Land
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QUOTE(Human Nature @ Aug 10 2013, 08:36 PM) Consumers should play an active role too. File a complaint to Bank Negara no proof unless i accept the card offer.I won't wanto ask the caller's name and then complain to jeopardise his job. i am sure bnm will only give warning to to bank, if there action taken. |
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