does it mean if i earn more than Rm36k per annum , i can have more than 2 cards?

Currently I hold more than 2 cards..

OMG!

Anybody got idea what will happen to me as a credit card holders as i am a student status 

Will it affected me ?

This is so irony. Their CC is not the best in the town.

When I read the PDF, I nearly wanted to laugh out loud!

right after pumping petrol using cc, then u received an sms..dangerous? 

agreed... when fraud really happen, then blame the banks... or scold the bank by saying this is an international calls you know... very expensive...

sorry tumpang thread,

does the maximum RM250 on fraud charges (no matter how much the conman did to your card, your maximum to pay to the bank is RM250) still apply on this new BNM ruling?

also i think they should seperate the pin number behind the card into a seperate document instead, every time i pay with the card and the cashier always glance at the back but not actually comparing my signature instead is very stressful ><

So how can we still apply with a reference card or is it not possible only after the announced budget?

Ok i just applied for one. Still works for now. Hopefully I will get it on Friday fingers crossed.

Citibank. Through branch. The officer told me i will get 15k CL. As forumers say, better be fast before before next month with new budget. Otherwise i doubt you can use reference card as credit limit justification.

Likely same rule applies. BNM 2 cards/income rule did not differentiate whether it is self owned business or employed.
For example, if the business income is RM36K per annum, it would not be different from a personal (salaried) income of RM36K unless my mathematics is wrong.