Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsBNM New Rulings on CC, No more card to card approve
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 Nov 15 2011, 03:00 PM
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All Stars
26,528 posts Joined: Jan 2003 
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QUOTE(MilesAndMore @ Nov 15 2011, 01:22 PM) By the way, one will get 3,000 free TP after you've submitted your income document. There is also a Maybankard brochure inside the envelope and the one i received is explaining the benefits of a Maybankard Gold card That's more like it    |
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Nov 15 2011, 04:05 PM
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Moderator
9,301 posts Joined: Mar 2008 
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The Malay lady CS i talked to earlier called me back as promised just a few minutes ago and informed me that she had clarified with the relevant department. Since the card was approved just this year and upon checking on their system which i belong to the earning more than RM36,000 income group, i do not have have to submit my latest payslip and was told to ignore the letter sent to me
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Nov 15 2011, 05:33 PM
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All Stars
26,528 posts Joined: Jan 2003
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Just submit for the 3000 points, thats like RM15 there
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Nov 15 2011, 06:04 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(Human Nature @ Nov 15 2011, 05:33 PM) Just submit for the 3000 points, thats like RM15 there I have only passive incomes for the time being. Not sure if they accept those and i don't want to take the risk  |
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Nov 15 2011, 06:24 PM
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Senior Member
5,156 posts Joined: Jan 2003
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I am waiting for Maybank to send me the letter but not sure if I will get it or not since I applied with 3K income this year. Free 3000 points just to do some standing up and faxing over some documents.
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Nov 15 2011, 06:37 PM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ
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QUOTE(Human Nature @ Nov 15 2011, 03:00 PM) That's more like it yea yea, send the letter to me plsi will kindly update my income  |
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Nov 16 2011, 07:15 AM
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Senior Member
8,377 posts Joined: Nov 2004
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i received call from MBB ytday about the credit limit issues which announce by BNM that allowed X2 credit limit of our total monthly salary... she request for my pay slip and fax to them soonest otherwise they will review my credit limit to lower range... wondering it there anyone received such call from any bank yet and safe to fax our salary slip to them?
hence, i just check my Maybank2U just now... found this ridiculous problem... wondering both my of cards are still usable today or not...  |
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Nov 16 2011, 07:23 AM
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Senior Member
1,481 posts Joined: Sep 2011
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ya rec'd mine from citibank
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Nov 16 2011, 07:27 AM
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Senior Member
8,377 posts Joined: Nov 2004
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QUOTE(rayng18 @ Nov 16 2011, 07:23 AM) ya rec'd mine from citibank u will fax ur salary slip to them? |
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Nov 16 2011, 07:31 AM
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Senior Member
1,010 posts Joined: Apr 2005 
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2x...
monthly salary slip + year end bonus + <any other fees> send together can? cos if monthly salary slip only, guess my card will be rendered useless judging by the limit i have now..  anyone? |
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Nov 16 2011, 07:35 AM
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Senior Member
8,377 posts Joined: Nov 2004
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QUOTE(alpha33 @ Nov 16 2011, 07:31 AM) 2x... monthly salary slip + year end bonus + <any other fees> send together can? cos if monthly salary slip only, guess my card will be rendered useless judging by the limit i have now.. anyone? i think they based on monthly FIXED salary instead which no included additional bonus... perhaps u can give a try instead... This post has been edited by gkl83: Nov 16 2011, 07:37 AM |
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Nov 16 2011, 07:42 AM
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Senior Member
8,739 posts Joined: Aug 2009
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This is already in active beginning this month
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Nov 16 2011, 08:28 AM
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Senior Member
2,388 posts Joined: Sep 2004
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maybe i'm still quiet newusing the CC
never receive such call from them at the moment |
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Nov 16 2011, 08:31 AM
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Senior Member
1,495 posts Joined: Sep 2005 From: Damansara Perdana - KL
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Heard on the radio this is per BNM's directive for wage earners below RM36k per annum.They really do act fast don't they.
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Nov 16 2011, 09:48 AM
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Senior Member
1,168 posts Joined: Jun 2006
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BNM 1st to tighten the rule of CC application. Now already moving to Car Loan, they tighten the car loan application recently, then slowly move to Personal Loan, Housing Loan...
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Nov 16 2011, 09:49 AM
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Elite
8,601 posts Joined: Jan 2003 From: KL 
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QUOTE(Lord_Ashe @ Nov 16 2011, 08:31 AM) Heard on the radio this is per BNM's directive for wage earners below RM36k per annum.They really do act fast don't they. It was announced in March this year. Please refer to pinned thread. Click below to read The Star article posted online today http://thestar.com.my/news/story.asp?file=...8825&sec=nation |
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Nov 16 2011, 10:57 AM
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Senior Member
755 posts Joined: Oct 2008
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only affects those under rm36k per annum salary only:
- limit max 2 principal cards - max 2 x monthly salary credit limit those who currently have more than 2 principal cards will be forced to settle the rest of the chosen cards till have 2 left only. max is 24 months to clear the amount owed on the other cards. those who can't clear, can say hello to bankruptcy filling. 1 malaysia, rakyat didahulukan, pencapaian diutamakan |
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Nov 16 2011, 10:58 AM
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Senior Member
1,922 posts Joined: Apr 2009 From: Constellation Cygnus
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QUOTE(Lord_Ashe @ Nov 16 2011, 08:31 AM) Heard on the radio this is per BNM's directive for wage earners below RM36k per annum.They really do act fast don't they. min 3k per month..woohoo |
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Nov 16 2011, 10:59 AM
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Senior Member
1,481 posts Joined: Sep 2011
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QUOTE(gkl83 @ Nov 16 2011, 07:27 AM) u will fax ur salary slip to them? no. will cancel some of the cards tho to 2 to comply. No outstanding so no worry and no problem with reduced limit. my income not certain coz on comm not fixed salary, last 2 yrs comm not much that's why falls under 36K |
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Nov 16 2011, 11:08 AM
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Senior Member
8,377 posts Joined: Nov 2004
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QUOTE(rayng18 @ Nov 16 2011, 10:59 AM) no. will cancel some of the cards tho to 2 to comply. No outstanding so no worry and no problem with reduced limit. my income not certain coz on comm not fixed salary, last 2 yrs comm not much that's why falls under 36K perhaps can send them ur latest salary slip... so the bank will update your information & convert you to "above 36k" range in their database... |
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