Ok i just applied for one. Still works for now. Hopefully I will get it on Friday fingers crossed.

congrat

may be bank use filter method to check the card holders income such as CL less than 6K (or other commitments e.g. total amount of car loan, house loan), and then they will call card holders to submit the income doc.

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Added on September 6, 2011, 6:51 amjust wanna to know u applied through credit card booth? which bank?

This post has been edited by psiloveu: Sep 6 2011, 06:51 AM

As far as i know, OCBC, CIMB, MBB do not accept application with other card as reference

Last two weeks, I did apply maybank dual card by just attach my other bank credit card photo copy. I done it at one u lower ground floor maybank credit card booth. I just need to fill up the application form as well as one income declaration form. Until today, the bank din call me for document verification.

then did u call MBB ? or did they send any letter to you asking you to provide them ur income slip ?

I called the maybank hotline just now 1300-88-6688. The CS staff checked for the the application status, data already entered into system but pending. He asked me to call back end of this week to check the application status again but did not inform me about the submission of the documents.

since you were at one u that day why dont just go to their maybankard service centre?

i am from outstation, i din know there is a maybank card centre there. for this application, i done it on saturday afternoon and just got a free car park ticket from the sales lady.
after i applied it, my fren told me that is a one hour application for maybank cc at one u and will entitle a RM10 starbuck voucher, i missed it.

Citibank. Through branch. The officer told me i will get 15k CL. As forumers say, better be fast before before next month with new budget. Otherwise i doubt you can use reference card as credit limit justification.

thanx for your info.

15k CL, so much

You guys do know that whatever is offered to you now can be reversed anytime when the rule comes into effect right ?

What action will they take? Cancel the cards or reduce CL?
I have 2 CC which are just been approved in August without providing any salary slips during application process.
Will I be affected?

We don't know until they release more information on how they are going to enforce the new credit card rules and will no doubt affect both new and existing credit card holders.

I will have to return all my cards to the banks should the new ruling be fully enforced. Coz I don't fulfill all those income requirements
Byebye my OCBC Titanium, byebye my Maybankard 2 Platinum.

I doubt that they will decrease all our credit limit to 2x of our income? This make our life harder... Hardly can play around with balance transfer anymore. Guess everyone will just apply personal loan with high interest rate!

For those who have credit cards and earn below 36k per annum, bank will issue a letter to them asking them to update their income status. If their income is STILL below 36k, they have no choice but to cut ur credit limit.

IF they dont want to reply the letter to them, this make their life easier. They will AUTO cut ur credit limit also.

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Added on September 7, 2011, 11:08 amno choice, they have to follow BNM rules. Earn more if you want to play BT or else spend within your mean

This post has been edited by gerrardling: Sep 7 2011, 11:08 AM

For now, BNM wanna control those income that is lesser than 3k, i wonder when they will start to control everybody in this country =.="" Another 3 years, they implement income less than 5k with the same rules?

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Added on September 7, 2011, 11:23 amThey won't cut your card but only will see plat card with 5k credit limit, VS with 10k CL and VI, WMC with 15k CL

This post has been edited by shiroikun: Sep 7 2011, 11:23 AM

out country is going down to shit. they dont want ppl to overspend. WMC with 15k CL good also what, going to other country with that card makes u feel proud but not in this country