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 Maybankard 2 Gold and Platinum Credit Cards, AMEX with Visa or MasterCard

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TongCN
post Apr 24 2011, 06:17 PM

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Hi guys. Recently the Maybank CS just offered me the Maybankard 2 Gold and whereas i didn't apply it by myself laugh.gif

And so now i received the cards by collecting at the centre and here are some questions that i would like to ask:

(i) Is there 2.5% cash rebate for the Mastercard and Amex when i make payment or purchase?

(ii) If the above question is yes, then if i swipe Amex during weekend, would it be 2.5% + 5% cash rebate?

(iii) It's my first credit cards, so I would like to know that how does the interest charge if I fail/forgot to make payment before due date.

Thanks.
TongCN
post Apr 24 2011, 06:25 PM

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QUOTE(David83 @ Apr 24 2011, 06:21 PM)
(i) No. the 2.5% is estimation from point redemption.

(ii) If you swipe AMEX in the weekend, you'll be get 5% cash rebate capped at RM 50 per month on top of the 5x TP on other days. The cash rebate will be credited into your account in 2nd or 3rd of the following month.

(iii) 8.88% p.a for first year.
*
Oh ok. So i just have to make the payment before the due date to ensure 0% interest, right ?

Thanks .
TongCN
post Apr 24 2011, 06:34 PM

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All right, thanks biggrin.gif

Yesterday used Mastercard to purchase from Play-asia. But yet appear in my m2u transaction there. Wonder is it because of weekend hmm.gif

But gonna utilize my Amex cash rebate as April coming to end of month liao tongue.gif
TongCN
post Apr 24 2011, 06:40 PM

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I see. Normally i used the Visa Debit/ATM card to swipe and straight away appear in my transaction list.
TongCN
post Apr 24 2011, 06:43 PM

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Thanks for the information thumbup.gif
TongCN
post Apr 24 2011, 06:53 PM

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QUOTE(zenquix @ Apr 24 2011, 06:51 PM)
Play-Asia only charges your card when the item is shipped. usually appears in statement 2 days later.
*
Ok, will take note on this next time smile.gif But too bad it doesn't accept Amex sad.gif
TongCN
post Apr 24 2011, 07:23 PM

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Hmm ... if i make a purchase on today using Maybankard Amex, but the bank only approve by tomorrow, does it count as Weekend purchase?
TongCN
post Apr 25 2011, 07:30 AM

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QUOTE(erry- @ Apr 25 2011, 03:17 AM)
how can purchase today and bank approve tomorrow?
if u swipe at terminal bank will approved immediately.
or u purchase online? then it will follows the date of transaction.


Added on April 25, 2011, 3:19 amYES.
*
Yea, online purchasing tongue.gif
TongCN
post Apr 26 2011, 07:15 AM

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Weird ... why my purchase still haven't been made O.o since Saturday till now...

M2U still showing zero balance.
TongCN
post Apr 26 2011, 06:04 PM

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QUOTE(beyond86 @ Apr 26 2011, 07:23 AM)
outstanding balance got include the amount?
*
Still zero since it's my first purchase using this card. The item i ordered already shipped out XD
TongCN
post Apr 27 2011, 12:20 PM

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Maybank still haven't charged my credit cards for what i purchased, lol ... Happy or Sad case ?

And my eFixed deposit also not yet deduct from my Saving account to FD =.=ll What is Maybank doing eh
TongCN
post Apr 27 2011, 03:33 PM

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QUOTE(ronnie @ Apr 27 2011, 03:28 PM)
Happy case..pray hard they won't post the transactions

eFixed Deposit New Account creation takes 1 working day to appear... it would use the start date on when you create the eFD account.
Subsequent, eFD accounts will be created instantly
*
I created the eFD on Sunday and today still haven't shown up, weird ...

Just checked and still nothing post under my Credit card transaction, lol .. Showing RM0.00 also XD
TongCN
post May 3 2011, 08:39 AM

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Hmm... so Maybank Credit card only determine the transaction date on shipment date ?

I purchased on Saturday and it delivered on Tuesday, the m2u transaction date was on Tuesday >.<

Means if i use Amex on Saturday purchase through online, I won't enjoy the 5% cash back since it still in progress and the transaction cannot get approve until business day or etc ? sad.gif
TongCN
post May 3 2011, 09:00 AM

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Same, i also made the purchase on 29th that day and still not yet posted into M2U and the other party also in Verifying for payment status.

The item delivered was on previous week. No cash rebate :'(
TongCN
post May 3 2011, 12:41 PM

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Saw it charge to my Amex M2U balance there already but no Transaction History stated or M2U History. No treat points given also sad.gif

Only payment balance stated: RMX,XXX

lol ... Others N/A
TongCN
post May 3 2011, 12:54 PM

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Ok smile.gif

But at least my item is going to receive soon smile.gif Hopefully get it after my nightmare test this Friday T_T

Btw, i purchased it on Saturday but now only the transaction proceed, means I won't be entertained with the 5% cash rebate during weekend?


Added on May 3, 2011, 1:06 pmJust received a call from Amex, lol ...

This post has been edited by TongCN: May 3 2011, 01:06 PM
TongCN
post May 4 2011, 02:08 PM

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Normally how long should i pay for my payment for M2Kard ?

Say like i purchased 2 weeks ago, it shows the amount under my m2u account but without the payment due date which only show N/A.

So when should i pay ?

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