I believe that's not one of the main criteria to get application approved.

This is an AMEX Malaysia promotion la.

What was the reason? Lower annual income?

Did they request payslip from you? For my case, they didn't. Sometimes I'm wondering if we can lie on the figure to ensure our application gets approved? (if our annual income doesn't reach 30k la) I know I'm naive, what if they suddenly ask for the payslip right?

This post has been edited by fruitie: May 9 2011, 12:38 AM

Surprisingly, this is my first credit card with Maybank. Earlier the only thing I have with them is my saving account.

Trolley je not lorry. Put that aside but I'm really having bad experience with their CS, told them to do A they said yes but eventually did B.
Luckily a good forummer PM me the tel number that i can make to file in my complaint. Will verify the status again tomorrow, hopefully everything is OK... Else, an official complaint on its way.

Nope, didn't do anything because I had no intention to add CC besides my CIMB DA but they called to offer me. Never heard of this Maybankard2Gold until I stumbled upon this thread.
No, I didn't fill up anything, everything via a 15 minutes phone call...

I'm not sure if my CIMB DA record is visible for them but I have never delayed any of my payment and it is 100% full payment all the time. If that is the reason then it is much justified now because my SA is really a trolley kecik.

How long does it take for the TP to reflect correctly?

Today I bought a Dell laptop online and charged it to my AMEX. Not long after that, an AMEX staff called to verify my purchase. After verification, then Dell proceeded with my order and checked my M2U, the transaction has been reflected but not the TP. Usually it is quite fast based on my previous transactions...

Don't tell me online purchase is not eligible for TP? That is 12880 TP....

Nope, Dell staff will only proceed the purchase on Mon-Fri. So, either way, my purchase will only be verified during working day.

Nevertheless, I got RM 100 discount from the Dell staff.

Now I'm worried about the TP, hopefully nothing happens.

Yeah, I shall wait till this Friday to see if the updated TP will show on my M2U.

Forgot to update about my VISA, as expected they delivered it to my hometown yesterday and parents can't sign on my behalf.

At least the CS attended to my case yesterday was rather helpful and so I just closed one eye else I'll definitely file one official complaint. Luckily I'm going back this weekend to celebrate belated Mothers' Day and sister's birthday.

Yeah, just checked and already updated.

Finally can close case this Saturday after collect my VISA from post office. So much trouble just for these two cards.

Eh, you also the same? Gosh, I thought I was the only one. My situation in summary:
1) Told them I wanted an AMEX+VISA, they gave me AMEX+Mastercard.
2) Told them to post to my office, they even called to my office to verify my address, yet they sent it to my hometown.
3) Called and scolded them. They said anybody can sign for me. Poslaju refused to allow my parents to sign on my behalf. I had to go back and collect from the collection counter.
4) Asked them to resend my VISA to office, repeated gazillion times that it must be sent to my office. All CS confirmed my office address, finally the last CS said it was already on its way to my hometown! Again!
5) Poslaju refused again and I have to go back this week to collect my VISA.

What kind of people they hire in the centre?!

I had no issue with my DA, I only told them once and they sent to my office without delay and flaw!

It's called Maybankard2card what. Surely 2 cards only. For now, three cards appear on my M2U which I'll destroy the Mastercard later when I collect my VISA this weekend...

Erm, I got my VISA, it was a miscommunication within their internal.

I think DA also lifetime fee waived right? Yeah, I don't think I'll terminate my DA too.
I got this Maybankard 2 Gold because they called and offered me. Mana tau, the hassle and frustration I got... Nevertheless, the AMEX card is really wonderful la. It actually cools down my smoke every time I'm angry.

I'm also a contract worker, no issue.
Plus contract worker has higher salary than permanent.
It should be that way la, at least for me.

No worry la.
I got my DA and Maybankard 2 Gold with my contract employment. It's the salary that matters.
If possible, I wanna continue being a contract staff until one day I wanna settle down.
Now being a consultant, on contract basis looks good for me.
Actually they didn't ask me if I'm a permanent or contract but I told Maybank telemarketer that I'm on contract basis, she said no issue on that.

Mine told them 10000 times change to VISA, eventually still sent me a MasterCard though confirmed it was taken effect.

Jackpot? More spending awaiting you.

I noticed that I tried swiping my AMEX most of the time nowadays. Seldom using cash. Good also la, the cash can be kept till end of the month to clear my debts.

Agreed. If without AMEX, it is probably one of the worst cards.
It doesn't even have interesting promotion for VISA and MasterCard.