Sorry to tell you, but your total credit limit is RM2K i.e. RM2K for both cards.
The CL granted to you is kind of low for a Gold Card 

anyone knows wats the interest rate of taking money out from atm using AMEX?

y do we need PIN for CC?
no info here but i know dell online store accepts AMEX.

Hi guys,

for me, the interest rate for both of these cards are quite low! 8.88% only?

My current maybank visa charges about 13% per year.

So, is it a good idea for me to take this new cards?
Need opinions from you guys! thanks..

for credit cards, you do not register from within M2U
the link is here

2k is nothing i tell you. so can i refuse to take the card? I still didn't take the card from the bank.

is there any other bank than can give a good CL since Im going to let my wife be supplementary user. she study phd and always travel overseas for conference and seminars. because she is student and dont have ea form and epf, so its really hard for her to get her own credit card. currently im using aeon (cl:4k) and mbb petronas alikhwan (cl:5k).

Just curious, why did you apply for AEON?
From what I read here, that's probably one of the worst cc. 

@shado: You can use your CC to withdraw CASH BUT it's cash advance, high interest. You don't need the TAC as you have an pre-exisiting M2U account. TAC is required for customers without M2U logon

If I do not have M2u logon and I go to the MBB branch 2 apply for a M2U , do I still need a TAC? 

You can request to open M2U account once your CC is approved.

Just curious, why did you apply for AEON?
From what I read here, that's probably one of the worst cc. 

i just get my delivery maybankard 2 gold card today...
how do i get the pin number?
do i need to register something before i can swipe my card at overseas?

I figured that you have yet to encounter problems while travelling overseas. Several situations may arise namely
1. The bank flag your transaction as fraudulent thus your current transaction is blocked (the one that you are currently trying pay). Or in a more complicated scenario, the bank locks your account and you can't use your card until the bank successfully verifies you.
2. You are travelling to multiple countries ... you are successful in using your card in one and the next country your card get locks up because it looks suspicious in their system. This risk intensifies when you are travelling between regions.
3. Encounter problems with the foreign cc terminal. You can't use your card and you have no idea what's going on despite that you are sure you have enough CL to cover your expenses.
4. You need emergency cash and cannot execute cash withdrawal despite the terminal show Cirrus and/or Plus sign. Going to multiple ATMs does not help and you are scrambling to get cash. It worsens when it is the weekend, so you can't exactly walk into the foreign bank and use your passport to withdraw cash.
5. Bank tries to call you ... you cannot be called while overseas for multiple reasons - time zone difference so you are sleeping, the call did not come through or your mobile does not have roaming capability. You need to bear the roaming charges which can be a bomb since the bank will need to verify you before doing anything else and they work slowly as they think you are still in Malaysia. Let's face it, roaming are not necessarily very reliable. There are countries which the roaming system are absolutely problematic. Worst still, there are CS who does not understand the time difference factor and thinks the world is still in the local time.

To avoid problems, common practice or not ... just call the bank. The phone call is a whole lot cheaper and practical then needing to go through all sort of mess if you encounter problems. At the least, the bank knows you are currently overseas and if they (really) need to call you, they will hurry through the call and call you only if necessary.

I'm speaking from experience. There are times I called the bank and there are times I took it for granted and just forgo that call. Unfortunately disaster strikes when I forgo that call.

5% of amount withdraw or RM10 for max

anyone knows wats the interest rate of taking money out from atm using AMEX?

it's 5% of amount withdrawn or RM10, whichever is HIGHER
and then interest of 18% per annum calculated daily

PBB impose 5.0% or min RM20
SCB 5.0% or min RM25
OCBC 5.0% or min RM15
CIMB 5.0% or min RM15

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Added on March 31, 2011, 2:22 pmJust received a call from an MBB branch. It was a follow up on my complaint regarding poor handling when opening M2U for cardmembers who don't have SA/CA with MBB.

There was no outcome/conclusion after the conversation. It sounded like he just wanted to hear the voice of complainant.

Bought my notebook at HP store at Midvalley. They accept AMEX

The 5% rebate works on weekends only... (Sat & Sun). Today is not a weekend wor....

yeah, easily can get rm50 via cashback if purchase is made on weekend...

It is not possible to pay Maxis bills with AMEX even via paypal.

Bought my notebook at HP store at Midvalley. They accept AMEX