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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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tgeoklin
post Nov 30 2011, 05:55 PM

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QUOTE(tifosi @ Nov 30 2011, 01:44 PM)
Don't pay them. DON'T! Do a dispute. Allowing 4 times straight petrol purchase without calling you is your strong argument point.

You are supposed to be only liable for RM 250. A rule set by the BNM. Read those links below.

http://thestar.com.my/news/story.asp?file=...36271&sec=focus

http://www.themalaysianinsider.com/mobile/...-loyaburok.com/


Added on November 30, 2011, 1:55 pmBtw, I did 2 petrol transaction within 15 minutes and Public Bank straight away called me for verification last time.
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4 times petrol purchase is not in anyway illegal and can be pretty norm, especially for person with more than 1 vehicle etc. Unless you had specifically informed the bank concerned regarding your own unique circumstances, they cannot be held legally liable. Each and every case has its own merit, so unless your circumstances is the same, cannot just take here and there and assume the same outcome smile.gif
tgeoklin
post Dec 1 2011, 05:24 PM

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QUOTE(tifosi @ Nov 30 2011, 06:12 PM)
4 petrol purchases within 3 hours is a norm? Tell me who does that? What are the odds? They rely on your pattens. If you consistently pump 4 times in a short period, then probably after a few times, the system will register as a norm but if you had not done that since like ever before and 4 transaction within 3 hours, there gotta be something wrong.

Even when I pumped 2 times within 15 minutes, the system already trigger Public Bank to call me.
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Pls understand, when you are talking legal terms, it is not illegal and unless such is mentioned in your T&C of your card agreement, it is subjective and hard to prove either way. And contrary to your assertion, it is a norm for me to pump 3 times petrol within an hour since I own a few cars and pump them in batch tongue.gif
tgeoklin
post Dec 1 2011, 07:17 PM

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QUOTE(den @ Dec 1 2011, 06:51 PM)
you have your family driving all the cars to petrol station and pump?
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Nolah, me drive myself, one after another ..... tongue.gif

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