Hi ronnie and all, thanks for this great thread. I have used this card since April 2011. Great card I must say.
I have read through all 98 pages before posting this. Read that you said not worth to use this card for insurance premium, but would like to share my recent experience.

eTiQa Takaful Mesra plan auto debit : 5%!

I thought it would be 1%. Until I get my first statement on this new payee. I called CS, they said the MCC is 5968 (the pdf shows "Direct Marketing – Continuity/Subscription Merchan") suppose to be 1% but system wrongly gave 5%, they will correct it. I was like...sheee, should not have called up. I demanded him to recheck. He verified and called me 2 days later and told me it is a new MCC for this merchant and will be 5%. Great!

Now I have a problem (a good problem), as my etiqa is well over 1k. Hence if I just autodebit 1k and I can keep the card in my drawer liao (except other promo la). And I need to offload my remainder Takaful amount to other cards. I have MBB2 cards as well. Considering HLB Essential. Can recommend any other cards? I know this maybe OT, but I believe many have overshot the RM50 cap and will become relevant.

1. Any other cc give high rebates? Especially on utility bill. (just the card name, I will do further research.)
2. Can we hold > 1 ocbc Ti card? (crazy thought I must admit.)
3. Wify is housewife but ocbc premier banking customer with FD, RM said cannot get ocbc Ti card without income source. Anyone have any experience?
4. Any other way to get another ocbc Ti card?

Thank you.

He said same code, 5968, 5%.
What he meant was it is a very new code...for this merchant...probably just assigned.

This post has been edited by tbheng: Mar 27 2012, 10:27 AM

Will try to get her to apply and see...dun think the chance is high
hire her? cannot la...unless i run a biz...
Any way to get another ocbc Ti card?

Yes, I got 5% from eTiQa Takaful Mesra Plan auto debit. TS has updated at 1st post.
I have max out the RM50 cash rebate quota for the past 2 months (and all future months) just this eTiQa alone.
I have switched to use my Maybank2kard for all other expenses and max out RM50 cash rebate as well.
Need to look for other card that give 5% rebates. Anyone?