Dear Gen-X, quoted from ur blog

To qualify for the card, you need to have minimum income of RM36,000 p.a. or at least have another credit card for no less than a year. To apply you can either go to their branch or download the application form and faxed back to them.

Do this means that 1 could apply for ocbc titanium if he has a credit card more than a year but income not reach RM36000?