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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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calvinsn
post Aug 18 2011, 10:12 PM

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Just opened a 12 month OCBC FD account today with RM15K deposit. I got my first application rejected sometime around march, now since OCBC is giving promotion rate of 3.6% for their FD, might as well open FD with them and reapply the TMC. I apply via pay slip. My anual income is much more than required for the card as well. Any idea what are the chances of getting approved and the expected CL?
calvinsn
post Aug 18 2011, 11:08 PM

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QUOTE(ubuntu @ Aug 18 2011, 10:38 PM)
My application was rejected previously, after I made an appeal, my CC agent told me that some of the staff who handle your application would simply approve or reject. I'm quite surprised she told me this, 2 days later my application was approved, get the card within a week, CL is 2X salary.
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Did you appeal through email or by phone?
calvinsn
post Aug 24 2011, 02:25 PM

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I receive SMS from OCBC today urging me to submit my documents. I called customer service just to find out that OCBC lost my financial supporting documents. The only thing that reaches the credit card department is my application form and biometrics information. The fact is, my application was made at a OCBC branch, this is so unprofessional and unacceptable! Now i have to resubmit my docs again!

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