Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
9 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

views
     
Human Nature
post Apr 12 2011, 08:35 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
My application (a few weeks ago) was not being processed after my CC copy failed to fax through. At the same time, received my MBB2 and didnt re-fax. Now contemplating to apply again since Amex isnt widely received and can only be used on weekends.

1. Taking KFC as an example, Why is it necessary to list the location at 1st post? In the event where we get 1% instead of 5%, isnt it a clear cut case that KFC is under dining? rclxub.gif

2. What are the MCC codes for? Please tell me that we dont have to remind the cashierto key in the specific code? sweat.gif

Thanks unsure.gif
Human Nature
post Apr 12 2011, 08:48 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
QUOTE(prempenang @ Apr 12 2011, 08:42 PM)
wta: izzit the 5% rebate capped to rm50 only?
*
Yes, capped to RM50 monthly.
Human Nature
post Apr 12 2011, 09:40 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
QUOTE(ronnie @ Apr 12 2011, 09:27 PM)
@Human Nature:
1. There are cases such as Carrefour Tropicana City Mall gets 1% rebate eventhough it's should be under Grocery.

2. The MCC code is programmed into the EDC terminal by merchant bank. The cashier wont know the MCC.
*
Thanks. Once I succesfully get the card, I can contibute for eligible places in melaka smile.gif


Added on April 12, 2011, 10:10 pmCant seem to recall this on their offer previously, sounds good:

QUOTE
Guaranteed annual fee waiver for the first year


This post has been edited by Human Nature: Apr 12 2011, 10:10 PM
Human Nature
post Apr 13 2011, 09:09 AM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
QUOTE(MilesAndMore @ Apr 13 2011, 09:02 AM)
Places in Kota Kinabalu that can get 5% cash back from OCBC Titanium MasterCard.
- SESB (Sabah Electric) via OCBC Online
- Astro via OCBC Online
- TM via TMOnline
- Upperstar Cafe (Lintas Branch)
- Equatorial Restaurant Tanjung Aru Plaza
*
Question: For payment using OCBC online banking system, do you need to hold a SACA or just the CC is sufficient? thanks
Human Nature
post Apr 13 2011, 01:51 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
Since this card ia bascially 'useless' after spending RM1000 assuming all 5% rebate transaction, what is the CL that comes with your card?
Human Nature
post Apr 13 2011, 09:36 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
Can payment for education fees get the 5% rebate?
Human Nature
post Apr 13 2011, 11:11 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
QUOTE(MilesAndMore @ Apr 13 2011, 10:45 PM)
It doesn't fit in any of the 5% category. Therefore, the answer is a firm no.
*
QUOTE(chemistry @ Apr 13 2011, 10:59 PM)
Certainly cannot.
If the fee is a lot, might consider getting an OCBC Great Eastern card which gives rebate on EDUCATION/HOSPITAL/GREAT EASTERN bills.
*
Tough luck. The next best option is to use M2 Amex for 2.5% from 5x treatpoints then. Great Eastern rebate for edu is 1.5%. Thanks
Human Nature
post Apr 14 2011, 02:07 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
Hi, for the utilities payment posted at 1st page: TM via TMOnline, and Astro via OCBC Online.

Celcom via which channel? TNB no channel? Thnx




Human Nature
post Apr 15 2011, 02:08 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
Why can there be interest incurred (assuming no outstanding balance)?
Human Nature
post Apr 15 2011, 09:31 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
I submitted my application to cap@ocbc.com several days ago but no reply. So I gave my name/contact info at the application website and received a call from OCBC today (at 9 pm!) and re-submitted my application to his email address.

p/s If anyone wants the email address, just drop me a PM smile.gif



Human Nature
post Apr 16 2011, 11:55 AM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
My application is approved~

4th card in a month, friends said i gonna go bankrupt tongue.gif
Human Nature
post Apr 16 2011, 01:53 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
Anyone know where to register for Mastercard Securecode for this card? Thanks

Edit: Got it http://www.ocbccards.com.my/3DSecure/

This post has been edited by Human Nature: Apr 16 2011, 01:55 PM
Human Nature
post Apr 18 2011, 05:30 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
Received my card 2 days after the sms confirmation using normal mail (even faster than courier for MBB2 and SCB!).
Human Nature
post Apr 21 2011, 01:56 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
I am registering payee for bill payment through OCBC online but not sure about the account number.
QUOTE
ASTRO  012345678-9 (shown in bill)
ASTRO  0123456789 (shown in OCBC online)

QUOTE
TNB - BIL ELEKTRIK  0123 00456789 00 (shown in bill)
TNB - BIL ELEKTRIK  01230045678900 (shown in OCBC online)

Need help from you guys to confirm if I am doing it right. Thanks

This post has been edited by Human Nature: Apr 21 2011, 01:56 PM
Human Nature
post Apr 21 2011, 02:07 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
QUOTE(ronnie @ Apr 21 2011, 02:03 PM)
The spaces and dashes should be remove when entering into OCBC Online Banking. View the sample for clarification
*
alright thanks, thats what i need..no spaces and dashes. smile.gif
i viewed the sample but it only shows where to get the acc number.
Human Nature
post Apr 22 2011, 06:14 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
Anyone able to register TM as payee at OCBC online? The account no is D12345-678-900 and when it says succesful when I entered D12345678900 but it doesnt appear at the registered payee list. No sample is provided this time. Thanks alot..
Human Nature
post Apr 22 2011, 06:28 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
QUOTE(de.crystal @ Apr 22 2011, 06:26 PM)
u cant pay tmbil via ocbc
*
I see, thanks.

Next, I tried paying via OUB PayOnline and since the card isnt secured with MasterCard SecureCode (using 3D secure instead), it didnt ask for the OTP, and OTP was not sms-ed to me either. No record found on payment history/payment cancellation, nor i received any email yet. hmm..

This post has been edited by Human Nature: Apr 22 2011, 06:33 PM
Human Nature
post Apr 22 2011, 11:30 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
QUOTE(chemistry @ Apr 22 2011, 11:12 PM)
I am a frequent user of PayOnline.
I receive OCBC's OTP for each bill paid.  smile.gif
*
Once you confirm the payment and all, do you receive any notification, instantly or several day? The system only ask for the CC number and the CVC code nd didnt prompt for my OTP. Since I have registered for the 3D secure for online transaction, and did not key in any OTP, does it mean that my payment failed? Thanks
Human Nature
post Apr 23 2011, 12:40 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
QUOTE(SeanChang @ Apr 23 2011, 12:02 PM)
ur otp is using sms or hardware token?
for hardware token, u need to manually click the hardware to create the otp
*
SMS. This morning i received an email from PayOnline, payment status is APPROVED. So I check using:

OCBC online : The billed amount is already deducted from the available CL.
OUB PayOnline: Still no record on payment history (have emailed to inquire)
TMonline: Bill still not paid (will give several days to the system update)

My concern is on the OTP which was not sent to me and the system didnt prompt for it, so need to think twice for future online transactions. I am certain that I have registered because I received OTP sms everytime i login to OCBC. Will call CS about this..
Human Nature
post Apr 23 2011, 03:10 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
QUOTE(chemistry @ Apr 23 2011, 12:54 PM)
PBA confirm cannot.
PenangFON bill can be paid via PayOnline. Also got 5% cashback as it is a utility bill.


Added on April 23, 2011, 12:55 pm
Please disable your AdBlocker. You might have blocked the OTP page from popping up.
*
Yeah, already disabled.
How can the payment go through. For Verified by Visa and Mastercard Securecode, the transaction will never pass through if we didnt enter the correct code.


9 Pages  1 2 3 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.6248sec    1.17    7 queries    GZIP Disabled
Time is now: 18th December 2025 - 08:02 PM