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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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Human Nature
post Sep 2 2011, 01:35 PM

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alright, thanks for the info
Human Nature
post Sep 4 2011, 01:05 PM

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wow, big spender you are tongue.gif
Human Nature
post Sep 12 2011, 11:19 PM

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QUOTE(weihong @ Sep 12 2011, 11:07 PM)
http://www.ocbccards.com.my/titaniumPrivileges.aspx
OCBC can free airport lounge! travel insurance ..
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Only when you charge RM3k and above on air tickets and travel packages to your card. better give full details bro because some readers might just dont bother to click the link wink.gif
Human Nature
post Sep 13 2011, 10:48 AM

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QUOTE(Human Nature @ Aug 16 2011, 12:06 PM)
Something interesting. I inquired about this matter and the CS explained and give me this example:

My statement is 12 July to 12 August. If a purchase is made on August (a new month), before the statement date, and its 5% rebate is RM1.23, it will be rounded up to RM1.20. I will get the balance RM0.03 in the next cycle.
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the above is true and confirmed. Just FYI
Human Nature
post Sep 13 2011, 07:50 PM

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The RM10000-for-GST waiver deal is according to calendar year or card anniversary?
Human Nature
post Sep 13 2011, 11:36 PM

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QUOTE(MilesAndMore @ Sep 13 2011, 10:12 PM)
Card anniversary.
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Thanks..come to think of it, 10k is achieveable brows.gif
Human Nature
post Sep 16 2011, 12:19 PM

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QUOTE(fahrur_07 @ Sep 16 2011, 09:25 AM)
does pay astro bill get 5% rebate?
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yes, get
Human Nature
post Oct 5 2011, 09:58 PM

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QUOTE(ken_zie @ Oct 5 2011, 09:47 PM)
What's the minimum salary requirement to apply for this card? Couldn't find the info in here.
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from the website

NOTE: To be eligible for the OCBC Titanium Credit Card, the Principal Cardmember must be a Malaysian and at least 21 years of age, with an income of RM36,000 per annum or higher
Human Nature
post Oct 14 2011, 12:50 PM

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QUOTE(meow @ Oct 14 2011, 11:03 AM)
just a question here,
the rebate of gst can be redeem by 10,000 spending per year. the year meaning is fiscal year or is my acc year.

if following fiscal year, that will be disadv, coz only left 2mths to spend 10k. better wait until jan only apply.
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your acc year icon_rolleyes.gif
Human Nature
post Oct 27 2011, 10:21 AM

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QUOTE(prototype @ Oct 27 2011, 09:48 AM)
guys, how do you pay your monthly statement to ocbc?

all this while i've been using credit cards with banks that i have a savings account with.. and i just do an online transfer between them
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You can do IBG, charges vary according to bank and account type. Refer here for more details:

http://forum.lowyat.net/topic/1985221
Human Nature
post Oct 27 2011, 03:08 PM

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3) It is 5% + RM2
Human Nature
post Oct 27 2011, 03:17 PM

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QUOTE(sam240 @ Oct 27 2011, 03:14 PM)
Thx for your info, May I know which type?
Is the Hotlink Prepaid Reload Card or the instant print out serial number at the cashier?
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It is the serial number print out receipt. Am using for celcom and digi, no problem so far.
Human Nature
post Oct 27 2011, 03:45 PM

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QUOTE(sam240 @ Oct 27 2011, 03:14 PM)
Thx for your info, May I know which type?
Is the Hotlink Prepaid Reload Card or the instant print out serial number at the cashier?
For my current credit card with auto-pay on streamyx bill, every month auto rebate RM4 + 0.5%.
Well, so OCBC only can get RM2 + 5% which is not bad.
Thank for your info.
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The RM2 that I mentioned is not tied to the type of CC.


Added on October 27, 2011, 3:47 pm
QUOTE(sam240 @ Oct 27 2011, 03:26 PM)
oh, because sometime i buy extra Hotlink Reload coupon and keep in wallet for next reload or emergency case.
The serial number type cannot keep too long, right?
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Expiry period for both digi and celcom is 1 year. No idea on hotlink though.

This post has been edited by Human Nature: Oct 27 2011, 03:47 PM
Human Nature
post Oct 27 2011, 06:31 PM

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QUOTE(sam240 @ Oct 27 2011, 05:19 PM)
My fren streamyx bill auto-pay with CC (i'm not sure which bank) got RM6 rebate while for mine is RM4, and now OCBC is RM2. Maybe different bank of CC will get different rebate with TMNet.

So do you keep the serial number like 1 week...or few weeks before reload it? (instant print-out at the cashier)
Is it safe if keep this kind of printed reload serial number? Just curious to know about this.
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OT: yes, i keep it inside a personal folder and only use the number when i wanna reload.
Human Nature
post Oct 27 2011, 06:59 PM

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QUOTE(chemistry @ Oct 27 2011, 06:56 PM)
One to two months IINM.
Confirm not 1 year.
I knew this because I was shocked by the short validity period of the ticket when I topped up my HOTLINK.
I once think of making some pocket money by buying reload tickets from hypermarkets and resell to friends/families.
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Too bad for hotlink users then. Luckily digi and celcom 1 year.
Human Nature
post Oct 28 2011, 10:37 AM

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QUOTE(sam240 @ Oct 28 2011, 09:42 AM)
@chemistry / Human Nature,
Thanks for you guys input and sharing.

Now, I would like to know how do I check online current statement / incoming statement for this OCBC Ti with any saving account in OCBC?
I still do not get my pin number yet.
What should I do?
Need advice on this, thanks.
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You need to setup the online banking system, will get the pin number in a separate mail. Dont have to go to OCBC branch at all. OCBC is very good in sense that they allow you to view the statement at the onlline banking system, and also they will send you the hardcopy.
Human Nature
post Oct 31 2011, 12:52 PM

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QUOTE(sam240 @ Oct 31 2011, 11:26 AM)
which website link should I go to register for online statement viewing?

anyone buy DELL online stuff? will get 1% or 5%?
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It is better yo go to the OCBC homepage, then Personal > Internet banking

Since Dell stuffs do not fall under the 5% catogery, dont think you can get 5%
Human Nature
post Nov 13 2011, 09:09 PM

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From the first post, Carrefour - Tropicana City Mall gives 1% only too..
Human Nature
post Nov 15 2011, 03:15 PM

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QUOTE(gsc @ Nov 15 2011, 03:00 PM)
I applied in Penang, OCBC Bishop Street. I was surprised too to read from the screen....something like
"your application is successful and your credit limit is xxxxx..." The card was delivered to me in less than a week after the OCBC staff called me to confirm address etc
You dont have to furnish any income documents, or you already have saving/current account with them?
Human Nature
post Nov 16 2011, 02:33 PM

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QUOTE(gastacopz @ Nov 16 2011, 02:12 PM)
mine hardly to reach rm40  doh.gif

dunno laa where more to spend...
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haha no spending = save more tongue.gif

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