Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??
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 Jun 7 2011, 09:01 PM
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Junior Member
152 posts Joined: Feb 2009 
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QUOTE(waeguk @ Jun 7 2011, 07:14 PM) Can we call the hotline/customer service to check MCC codes in our statements, after charging? I've called them to check for each txn whether I received the 5% or not and I think many others have done so. |
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Jun 7 2011, 11:12 PM
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Junior Member
321 posts Joined: Mar 2008
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Hi all just wanted to ask. I wanted to get this card. But my annual income did not reach it's requirement. So is it possible for me to register and get approval?
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Jun 8 2011, 01:01 AM
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Senior Member
9,027 posts Joined: Jan 2003 From: Ipoh  
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QUOTE(csk3984 @ Jun 7 2011, 11:12 PM) Hi all just wanted to ask. I wanted to get this card. But my annual income did not reach it's requirement. So is it possible for me to register and get approval? You can give it a try.  They rejected my application twice, sien.......  |
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Jun 8 2011, 06:55 AM
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Senior Member
1,162 posts Joined: Dec 2006
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QUOTE(csk3984 @ Jun 7 2011, 11:12 PM) Hi all just wanted to ask. I wanted to get this card. But my annual income did not reach it's requirement. So is it possible for me to register and get approval? I got rejected even though I qualified for its requirements. I did appeal through an agent before it was successful. I suggest you call their CS, then apply through their agent. If you just email or fax it over, most probably it will be rejected. You can try. |
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Jun 8 2011, 10:50 AM
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(staind @ Jun 8 2011, 06:55 AM) I got rejected even though I qualified for its requirements. I did appeal through an agent before it was successful. I suggest you call their CS, then apply through their agent. If you just email or fax it over, most probably it will be rejected. You can try. I got mine rejected. Appealed thru email with all the supporting documetns and got it eventually  |
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Jun 8 2011, 10:58 AM
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Junior Member
466 posts Joined: Nov 2010 From: Somewhere in this world
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QUOTE(tifosi @ Jun 7 2011, 06:56 PM) If your annual income 36K and below, you can only hold 2 CC. Else you can apply how many you want. but my pl approved by ocbc.i apply at the same timeHowever, OCBC is very infamous of their rejection of applications. |
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Jun 9 2011, 03:17 PM
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Senior Member
5,156 posts Joined: Jan 2003
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QUOTE(nokiaXP @ Jun 8 2011, 10:58 AM) but my pl approved by ocbc.i apply at the same time It could be due to various reasons. It might be also that they think your commitment is too high since you have 3 other CC and also a personal loan to finance. If you pay your PL on time, you can use that as the ground to appeal to them. |
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Jun 10 2011, 02:07 PM
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Junior Member
116 posts Joined: Jun 2008
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Anyone manage to ask OCBC to waive the 1st GST fees upon receiving the card the very 1st time?
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Jun 10 2011, 02:29 PM
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(hybridkit @ Jun 10 2011, 02:07 PM) Anyone manage to ask OCBC to waive the 1st GST fees upon receiving the card the very 1st time? nope, they wont do that. their card is the hottest card, so they dont have to do all these things to attrack cus. |
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Jun 10 2011, 02:42 PM
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Junior Member
116 posts Joined: Jun 2008
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QUOTE(andyfriends @ Jun 10 2011, 02:29 PM) nope, they wont do that. their card is the hottest card, so they dont have to do all these things to attrack cus. Too bad  My 1st month RM50 rebate will be used to pay the GST then. Thanks for the reply. |
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Jun 10 2011, 09:44 PM
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Junior Member
460 posts Joined: Jan 2009
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QUOTE(hybridkit @ Jun 10 2011, 02:42 PM) Too bad However, if you use the card frequent enough, then it should be no problem for you to earn back the RM50 My 1st month RM50 rebate will be used to pay the GST then. Thanks for the reply. |
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Jun 11 2011, 01:57 PM
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(hybridkit @ Jun 10 2011, 02:42 PM) Too bad u stil get RM550 cash back for the year. My 1st month RM50 rebate will be used to pay the GST then. Thanks for the reply. so good tho |
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Jun 11 2011, 09:46 PM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur 
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there's a signup booth for OCBC Titanium over at 1 Utama.
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Jun 12 2011, 10:33 PM
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Junior Member
24 posts Joined: Nov 2005
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Do we entitle for 1% rebate if spend online? like book flight ticket, book hotel, book cinema ticket? Thanks
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Jun 12 2011, 10:42 PM
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All Stars
26,528 posts Joined: Jan 2003
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QUOTE(chocobo_2005 @ Jun 12 2011, 10:33 PM) Do we entitle for 1% rebate if spend online? like book flight ticket, book hotel, book cinema ticket? Thanks Yes, anything not under the petrol, utilities, groceries and dining gets 1% |
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Jun 13 2011, 04:50 PM
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Senior Member
6,618 posts Joined: Jun 2009
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magic moments is back sms up to 100% rebate on daily rebate pools, for u old timers who uses it got it before?
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Jun 13 2011, 05:59 PM
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All Stars
26,528 posts Joined: Jan 2003
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Only get 1% for Aeon Bandaraya Melaka (supermarket).
Expected it to fall under grocery. 99% confirm because other transactions are clear cut petrol/dining/utilities. |
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Jun 13 2011, 06:53 PM
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Junior Member
490 posts Joined: Apr 2006
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Can't call the customer service to check each transaction qualify? Have to guess? QUOTE(Human Nature @ Jun 13 2011, 05:59 PM) Only get 1% for Aeon Bandaraya Melaka (supermarket). Expected it to fall under grocery. 99% confirm because other transactions are clear cut petrol/dining/utilities. |
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Jun 13 2011, 08:07 PM
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All Stars
26,528 posts Joined: Jan 2003
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QUOTE(laowai @ Jun 13 2011, 06:53 PM) Can't call the customer service to check each transaction qualify? I think you can. The amount is not significant, so calling to the CS would probably incur more Have to guess? |
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Jun 13 2011, 11:16 PM
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Junior Member
460 posts Joined: Jan 2009
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QUOTE(Human Nature @ Jun 13 2011, 05:59 PM) Only get 1% for Aeon Bandaraya Melaka (supermarket). No, in the t&c, OCBC does mention that this will happen if you use the card in the departmental store because the rebate is based on the MCC code.Expected it to fall under grocery. 99% confirm because other transactions are clear cut petrol/dining/utilities. |
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