Done... could it be your mis-calculation previously ?

I never thought that purchases at pharmacy would give 5% cash back. It is not categorised under grocery.

It shouldn't be mistake.
As it was a huge amount, its impact was obvious.

Perhaps OCBC has classify it wrongly previously and now corrected it. Caring Pharmacy (Min RM30) and Guardian accepts AMEX, this could be an alternative.

I frequently Alpha Pharmacy because their price is very competitive.
Frankly say, even with Amex's 7.5% (5%+2.5%) cashback, Caring/watson/Guardian still can't beat Alpha.

Well, at least they are still willing to accept VISA/MasterCard with no extra charge

i'm abit confuse with this mcc thingy: where to see it on the slips?

MCC is not shown on the transaction slips, unfortunately.

The MCC code tagging is maintained by the merchant acquirer and this may not necessarily be OCBC Bank. Unless OCBC Bank is the acquirer, OCBC won't know which merchant is 5% or which isn't.

That being said, MCC is highly regulated by MasterCard Worldwide, and is usually tagged correctly hence OCBC can have the confidence to give 5% on all petrol/dining/bills/groceries. There are still instances where some are incorrectly maintained but this is the acquirer's fault and not always OCBC(issuer).

Hope more people can be better informed about this because I really pity the poor OCBC CS team having to deal with insufferably boorish customers who keep demanding for "the list of merchants entitled for 5% cash back" because there's no way they can have the full listing. It's too long!

This post has been edited by mushu_pork: Jun 1 2011, 11:20 AM

thanks, i was thinkin of the last 4 digits at merch no at slips. but all doesnt tally

Sunshine also??!! I'm so getting this card!

Now payment via TMOnline needs the OTP to process the payment.

Hmm, that is good. I filed a formal complain to OCBC regarding this matter specifically on TMOnline and UOB PayOnline last week.

This post has been edited by Human Nature: Jun 2 2011, 04:12 PM

Just got this card. Yay!

Was wondering any of you know the following places qualify for 5% :-

Village grocer (bangsar village)
Cold storage (bangsar shopping center, 1utama)

Sushi zanmai (1utama, gardens)
Pasta zanmai (1utama, mid valley)
Cravings (1utama)
TGIF (curve, midvalley)
Chillis (1utama)

Try n let us know, we're doing trial and error here as well.

Just got this card today after being rejected twice due to unknown reasons and after couples of emails exchanges between me and OCBC.

Now I want to know if the 5% applicable for Malaysia only or it applies worldwide under the categorized MCC?

Worldwide as long as under the MCC.

currently i got 3 cc.apply for this cc get rejected.1 person allowed have max 2 cc?

If your annual income 36K and below, you can only hold 2 CC. Else you can apply how many you want.

However, OCBC is very infamous of their rejection of applications.

Can we call the hotline/customer service to check MCC codes in our statements, after charging?