Normally they can sign on behalf of you.

Alright, thanks. Yeah, like finally.

But fortunately (or unfortunately) OCBC sent it via snail mail.

On monthly statement, do they send the statement by mail? or by e-statement to the registered email acct?

They send the paper statement to your address. You can also view the statement at the online banking system.
I dont know about e-statement as I did not select that feature.

Spoonfeed me please. I know...
But can I get the online banking system when I do not have any account with OCBC? I know there must be a way for that since Maybank allows.

yes, u can. I dont have an account with OCBC. what i did was i go to the counter and ask how to get the internet account. she gave me a small card with instructions with it.

OK cool! Is that the only way? I don't really have to visit an OCBC bank to ask for this thing.
No worries, I will check out from online also.

May i know autobilling for TM, TNB & Syabas entitle 5% rebate cashbank?

Was it 8k?

I don't have any account too.
But through credit card account, we can create an internet banking using the password that sent separately in another mail.

---

Added on May 8, 2012, 8:34 pmSo, there is no e-statement sent to my email?
that paper statement will sent to my kampung address

This post has been edited by Vcys86: May 8 2012, 08:34 PM

Check this out https://www.ocbc.com.my/personal-banking/ma...ine%20guide.pdf

You will receive your PIN number soon. The letter looks like a payslip, without letterhead, so please do not simply throw away
Once you get your PIN number, you may proceed to OCBC Online and go to First-Time Login.

Yeah, very simple. Can do it ownself, dont have to go to OCBC. very hassle free.

Hey people,

I just started working with no loans or commitment and this is my 3rd month in employment. Additionally, I meet the minimum requirement salary for the titanium card.

Any recommendation on what is the best way to apply for this OCBC titanium card as I am really eyeing for OCBC titanium as my 1st credit card. Should I apply through online, agent or straight from branch? I did read through the previous reply and know that OCBC might reject applicants that fulfill the requirement as they do not have any credit history (1st time credit card applicant). Any help or tip to increase my chances would be much appreciated!!

Thank you.

This post has been edited by jjsia: May 8 2012, 09:06 PM

RM 10k.

Noted with thanks.

Thank you!

Alright, to be honest. Last time I torn and threw it away because it was to withdraw money using CC which I will not use at all.
OK, will keep an eye this time.

If you fulfill OCBC Ti, get the Maybankard2Gold as well.
Don't go for agent, I'm a great classic example.

Actually, I am contemplating between Maybank2gold or OCBC titanium as my 1st credit card but i prefer OCBC titanium. Is there any justification to apply both credit cards as I really do not want to pay for 2 RM 50 services tax as I do not have high expenses (eg: <RM1k)? Thx

I will prefer Maybankard2Gold.
Apply two cards then can enjoy 2xRM 50 rebate (assuming you max out RM 2k per month), with Maybankard2Gold you can earn 5x treat points with Maybankard2Gold AmEx.
I offset my TP twice for the GST, last year's GST and this year's GST. I also exchanged Harvey Norman's vouchers.

OCBC Ti is best to complement with Maybankard2Gold/Platinum. That's my opinion la. Whatever it is, good luck in your application!
Bear in mind OCBC is very strict with their application. I fulfill everything and got rejected once.

Both are great cards. You need to decide for yourself .... you need to be making decisions as an adult. You said so yourself, you don't want to pay service tax all over the place then just choose one.

I know you are lazy to read all the posts thus you ask and want answers - OCBC might be difficult if no credit history. So if you want to try go ahead and you need to find out yourself the outcome because we are not OCBC card application counter thus nobody here can guarantee you will absolutely get an approved OCBC TI card.

Thx for your reply. I just want to know which method is the preferred method when applying for OCBC card (online, agent or branch). Since fruitie told me about her bad experience with agent, I will rule that out.

But well, you might get good agent la. Mine sounded good but somehow I think he failed to help me...