No, I will not be apply for OCBC again so there will no joke on myself. 1st of all, I didn't not contact cs. 2nd they contacted me and told me that I'm not quanlify and my application been rejected. So, here is my response:
me - may I know what are the reason I been rejected?
(male)cs reply- this is company confidental, therefore please reapply in another 3 months.
me - Why my friend with lower pay and more debt still able to get the cards, I need a explain on this. I don't think I will have issue applying other CC with my quanlification.
(male)cs reply- your friend were getting it or not is not my business, if you not happy please apply other CC.

Close my phone after that.

So, don't you think that sounds like "we OCBC CS are not interested and don't care to have you as our customer at all"? I do admit that I not a very rich guy and don't own million of dollars and OCBC has any right to reject me as they are free to do business with me or not. But still do you think some proper NLP training is needed for that CS?

I don't care they are in 1st, 2nd or 3rd. Any bank also can be on top as long as their investment are going fine. All I care is CS.

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Added on May 6, 2012, 2:55 pm

Yes. I have no credit card history, but how you can explain this? My friend don't have any credit card history too, but he have housing loan. Maybe OCBC will go for anyone with debt history?

So if I have no credit card previously no point I apply for this card?

Just submit the application form today..normally how long they will take to approve it?

Finally after Friday's call, my card's status has changed to "Card is Under Processing". Finally, there is a change...

My journey from 22nd March 2012:
Application > Rejected > Appeal > Card is under processing > Pending for documents > Card is under processing

I hope that's the end, else I can't come out from this loop at all.

Can I know how you appeal after you application has been rejected? Call to CS to appeal or send letter?

Oh I applied via OCBC agent, so he helps me to appeal. After getting the same update from him, I have decided to pursue with CS... Luckily the one attended to my case was helpful, now I finally heard some changes...

Normally I would check my unbilled transactions on OCBC online to make sure that I would stop using the CC once my cash rebate reaches rm50.
However for the current cycle, I notice that the transactions shown online were not promptly updated. So after calling the CS they informed me that they have improved the format as the transactions are split into pages and I need to click the <next> button on the bottom right corner.
So for this cycle I have exceeded using this card and the rebate would have been rm60 if there is no cap. Improved format MY FOOT!!

Finally OCBC people called me and said it is already approved. Phew. Already sent out yesterday.

So, calling to CS makes a difference. My agent is basically useless and asked me to keep waiting. I should have talked to the CS earlier.

Surprisingly, the CL is slightly higher than my Maybank2Gold.

Congrats!!! Now your headache starts on tracking your spending.

Yah, apply directly with the banks, no need agents. Just fax/email in application to the bank the fastest but not all banks allow this e.g. Alliance.

The problem is the card was sent to my house address, I'm sure my parents can't sign on my behalf.
I can't go back this week due to job commitment. Haiz. Another headache. I couldn't stop them as they already sent it out yesterday... I mentioned to the agent to get it sent to my office actually...

Yes, no more agents. I nearly vomit blood due to the waiting time.

If I recall correctly, OCBC TMC by normal mail, not registered mail. Anyway, if you for whatever reason don't or can't get the card after a week. Call CS and ask them to reissue and this time tell them you will collect from the branch nearest to you.

Fruitie.. Actually even if secured mail your parents CAN sign on your behalf.. That's least what happened to me when my M2Cards arrived..

And yes.. OCBC TiMC arrived via normal mail.. How insecure can that be.. LOL

Good for you, the postman didn't allow my parents to sign on my behalf. I had to go back to hometown and went to the post office to collect. They even need to verify with my I.C.

That's really insecure. But can only be used after activation right?