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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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gerrardling
post Oct 18 2011, 01:34 PM

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QUOTE(ronnie @ Oct 18 2011, 01:19 PM)
Moral of the Story: Don't buy F&B coupons from Groupon  cool2.gif
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no choice, OCBC TMC still giving 1% rebate. compare to other credit card, only HLB essential is on par with TMC, others gave less than 1%
gerrardling
post Nov 3 2011, 11:16 AM

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QUOTE(Ah hao @ Nov 3 2011, 11:13 AM)
Please advice me getting which card is better for my scenario...

Considering OCBC Titanium and MBB DUO card. Any other card is welcome too.

1. I spend on CC <1k per month.

2. I spend through out the week, not mostly weekend.

3. I only have bank account in MBB, it mean i need to pay RM2 for paying OCBC bills online,through maybank2u.

4. I won't bring 2 CC out even if i apply MBB Duo, i will bring AMEX only(due to more TP) ,i don't like to bring so many cards out.
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what are the items u spend on ? just apply for both cards. bring OCBC on weekday, AMEX on weekend. you can OCBC credit card payment using their CDM
gerrardling
post Nov 3 2011, 11:24 AM

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QUOTE(Ah hao @ Nov 3 2011, 11:21 AM)
mostly food (3-400) and petrol(200) , movie, tm,utilities bills  smile.gif

i am not considering both, as my spending is not much, cant reach the cap i guess.

No OCBC bank near my house, 45minits drive maybe  sweat.gif
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in this case, MBB 2 cards is more suitable for u. For utilities bills, you can do auto debit to AMEX
gerrardling
post Nov 13 2011, 10:13 PM

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Just want to confirm here, any websites like groupon that are using ipay88 as the payment gateway, if it is dining related, u can get 5% rclxms.gif

This post has been edited by gerrardling: Nov 14 2011, 09:10 AM
gerrardling
post Nov 14 2011, 11:49 AM

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QUOTE(stacko @ Nov 14 2011, 11:27 AM)
5% rebate for Kenny Rogers 1-Utama.
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ALL dining place will get u 5% rebate
gerrardling
post Nov 15 2011, 02:10 PM

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QUOTE(cenkudu @ Nov 15 2011, 01:46 PM)
beside amex, is OCBC 1% cash rebates for other purchases are considered highest compare to other credit cards
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no. SCB just one Titanium offer much higher cash rebate value. But that card no longer accept application already. HLB offer the same 1% uncapped

This post has been edited by gerrardling: Nov 15 2011, 02:11 PM
gerrardling
post Nov 16 2011, 10:03 AM

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QUOTE(Gen-X @ Nov 16 2011, 12:21 AM)
it is stated "Enjoy additional 2% Cash Rebate when you spend overseas with your OCBC Credit Cards".
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i got it too. min amount to spend to get the additional 2% is rm1000. only Rm8000 allocated in one week, max cashback for 1 person is rm100
gerrardling
post Nov 17 2011, 09:06 AM

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QUOTE(ronnie @ Nov 17 2011, 08:59 AM)
You can always call OCBC CS line to enquire the MCC code for each treansaction you make.
They can tell you directly as its shown on their screen. OCBC don't need to call you back after "researching".

If you hit RM50 consistently  thumbup.gif  sweat.gif , it doesn't matter how they calculate.
I keep each record to ensure I hit the target RM50 just right (with few sens added)
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how about auto debit ? can they check which MCC code is it ?
gerrardling
post Dec 20 2011, 12:16 AM

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QUOTE(xjeez @ Dec 19 2011, 06:24 PM)
Now it seems Groupon has changed to a new payment system, it even bypasses the TAC request.
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that is the thing that make me worry. I was waiting for TAC to come and to my surprise, the transaction just go through like that !!! shocking.gif This is really insecure at all
gerrardling
post Dec 20 2011, 10:41 AM

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i think he is trying to say the groupon skip the mastercard 3d Secure part
gerrardling
post Dec 21 2011, 11:48 AM

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QUOTE(jasmineh2y @ Dec 21 2011, 11:35 AM)
all dining having 5% right? how come? did u check with them?
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depend on the MCC code of the terminal they use
gerrardling
post Jan 17 2012, 04:15 PM

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anyone getting 5% rebate for mydeal redbox voucher ?
gerrardling
post Jan 19 2012, 09:34 AM

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QUOTE(Johore @ Jan 18 2012, 11:24 AM)
can get 5% rebate arr???
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If their terminal is using certain MCC code, then you will get it one
gerrardling
post Feb 29 2012, 05:46 PM

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received the SMS also. Time to feast like a king at the curve !
gerrardling
post Mar 2 2012, 01:17 PM

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wow, OCBC is really aggressive nowadays, previously comes out with 20% on dining, now buy 1 free 1 for GSC. not sure whether it is valid for online booking or not
gerrardling
post Mar 2 2012, 11:25 PM

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time to go to watch movie at gold class cinema
gerrardling
post Mar 29 2012, 12:03 PM

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QUOTE(ckweng @ Mar 28 2012, 11:30 PM)
OCBC is becoming more aggressive in their marketing campaign. Now they're giving rm50 rebate for those who apply at The Curve. That's what i saw on the Sun newspaper.
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because of that, citibank has to move their booth to ikano. currently whole "the curve" shopping mall is advertised with their banners. Not sure why they choose the curve instead of mid valley or bigger shopping mall.

This post has been edited by gerrardling: Mar 29 2012, 12:04 PM
gerrardling
post Apr 19 2012, 01:52 PM

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guys, for GSC gold class other than GSC signature, you have to pay at least 55 (RM40 + RM15 stupid surcharge fee). FOr GSC signature, it cost you RM80 including the surcharge
gerrardling
post Apr 19 2012, 03:25 PM

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QUOTE(ronnie @ Apr 19 2012, 03:17 PM)
When did GSC implement this surcharge ?
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not sure when.
gerrardling
post Apr 19 2012, 05:35 PM

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QUOTE(cempedaklife @ Apr 19 2012, 05:25 PM)
not future la..

everyday there's a quota of free ocbc tickets...unless i'm mistaken  blush.gif

Added on April 19, 2012, 5:26 pm
this is exactly why i forfeit my initial plan of trying out the gold class for the 1st time with this ocbc buy one free one opportunity.
the surcharge is outrageous
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but if your share your expenses with gf or bf, it cost you RM27 per person for GOLD CLASS which has better environment and most important is comfortable Sofa chair
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