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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??
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Human Nature
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May 1 2011, 03:38 PM
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QUOTE(turion64 @ May 1 2011, 03:25 PM) may i know does the 5% cashback rebate applicable on weekdays and if i purchase watches off the internet ? watches dont fall under the dining/groceries/petrol/utilities catogery that gives you 5% for this card. so most likely only 1%. doesnt matter weekend or weekdays.
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Human Nature
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May 2 2011, 05:10 PM
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QUOTE(turion64 @ May 2 2011, 05:03 PM) i like to signup for OCBC 3D online banking. but it's been1 week+ i still have not receive the OTP. any idea? sms or token? for sms, you get a confirmation sms almost instantly upon registration. This post has been edited by Human Nature: May 2 2011, 05:11 PM
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Human Nature
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May 2 2011, 09:55 PM
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QUOTE(MilesAndMore @ May 2 2011, 08:08 PM) OTP = One Time PasswordYou must have a PIN No first before you can register for OCBC Online. Additional note, the PIN will be mailed to you separately. Use the PIN to register for OCBC online, and from there you can register the 3D secure. If you choose the sms option, you will be asked to enter you handphone number where the OTP will be sms-ed to everytime.
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Human Nature
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May 3 2011, 12:45 AM
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QUOTE(turion64 @ May 3 2011, 12:25 AM) Where can i choose d sms option? Cant find d link When you first register for OCBC online, they will require you to select from 3 options, SMS, mobile and token (not sure what is the difference between SMS and mobile). There is a step-by-step guideline in the leaflet that comes with the card. Also refer here: http://www.ocbccards.com.my/3DSecure/3DSecure_signup.aspx Added on May 3, 2011, 12:46 amQUOTE(lingling @ May 3 2011, 12:21 AM) i tried to use tmonline to pay for streamyx bill using ocbc titanium nothing prompt out for me to enter OTP and the transaction jus went through will go in ocbc online to check whether transaction is successful hi, i faced the same thing when paying using payonline oub. Still waiting feedback from their CS. This post has been edited by Human Nature: May 3 2011, 12:46 AM
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Human Nature
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May 10 2011, 06:01 PM
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thats cool. congrats
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Human Nature
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May 12 2011, 10:22 PM
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QUOTE(mletee @ May 12 2011, 08:14 PM) muz have 36k annual income only can apply? let's say 33k? is it ok? give it a go
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Human Nature
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May 12 2011, 10:39 PM
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QUOTE(mletee @ May 12 2011, 10:33 PM) alrite..apply in branch? or any card center for OCBC? see here: http://www.ocbccards.com.my/titaniumApply.aspxThis post has been edited by Human Nature: May 12 2011, 10:40 PM
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Human Nature
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May 13 2011, 10:51 AM
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1. In the paper statement, can you see the breakdown of the rebate? in the statement at OCBC online, can only view the total rebate and having problem tracking down which transaction didnt get 5%.
2. Can anyone confirm that other transactions which do not get the 5% rebate, will get 1% instead?
This post has been edited by Human Nature: May 13 2011, 11:12 AM
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Human Nature
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May 24 2011, 10:52 PM
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QUOTE(lingling @ May 24 2011, 10:07 PM) no people make any transaction on these 3 website using titanium card !!! I did not receive OTP when using OUBpayonline but the transaction went through. Other users receive their OTP though. Below is the explanation i received from OUBpayonline. QUOTE We wish to inform that after a customer has keyed in the card number, this transaction will be routed to MasterCard Payment gateway. Thereafter, the 3D-Secure authentication process will be handled by the issuing bank (ie OCBC in this case). In the even the transaction did not reach the issuing bank’s authentication server (which could be due to some reasons for example connectivity problem), no authentication window will pop out
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Human Nature
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May 24 2011, 11:14 PM
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QUOTE(lingling @ May 24 2011, 11:12 PM) thanks human nature ... other user --> do u mean other ocbc titanium user or card holder from other bank is ur titanium card tie to any saving account ? other user means ocbc ti card holders. Not tied to any account. I only hold the ocbc ti card.
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Human Nature
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May 29 2011, 05:46 PM
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QUOTE(Human Nature @ May 24 2011, 10:52 PM) I did not receive OTP when using OUBpayonline but the transaction went through. Other users receive their OTP though. Below is the explanation i received from OUBpayonline. Today I made payment using TMonline and did not receive the OTP either. WOW
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Human Nature
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May 31 2011, 06:52 PM
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Perhaps OCBC has classify it wrongly previously and now corrected it. Caring Pharmacy (Min RM30) and Guardian accepts AMEX, this could be an alternative.
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Human Nature
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Jun 2 2011, 04:10 PM
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QUOTE(ronnie @ Jun 2 2011, 04:05 PM) Now payment via TMOnline needs the OTP to process the payment. Hmm, that is good. I filed a formal complain to OCBC regarding this matter specifically on TMOnline and UOB PayOnline last week. This post has been edited by Human Nature: Jun 2 2011, 04:12 PM
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Human Nature
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Jun 12 2011, 10:42 PM
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QUOTE(chocobo_2005 @ Jun 12 2011, 10:33 PM) Do we entitle for 1% rebate if spend online? like book flight ticket, book hotel, book cinema ticket? Thanks Yes, anything not under the petrol, utilities, groceries and dining gets 1%
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Human Nature
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Jun 13 2011, 05:59 PM
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Only get 1% for Aeon Bandaraya Melaka (supermarket).
Expected it to fall under grocery. 99% confirm because other transactions are clear cut petrol/dining/utilities.
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Human Nature
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Jun 13 2011, 08:07 PM
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QUOTE(laowai @ Jun 13 2011, 06:53 PM) Can't call the customer service to check each transaction qualify? Have to guess? I think you can. The amount is not significant, so calling to the CS would probably incur more
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Human Nature
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Jun 13 2011, 11:38 PM
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QUOTE(ks98 @ Jun 13 2011, 11:16 PM) No, in the t&c, OCBC does mention that this will happen if you use the card in the departmental store because the rebate is based on the MCC code. i use it at the supermarket for grocery, not the departmental store
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Human Nature
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Jun 15 2011, 02:01 AM
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QUOTE(ks98 @ Jun 14 2011, 11:23 PM) Then, i think the terminal has incorrect MCC... It does mention in the t&c, this could happen... btw, this is not the fault of OCBC... True..not putting anyone at fault, just for infomation gathering
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Human Nature
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Jun 26 2011, 10:17 PM
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My hardcopy statement is 13 June but yet to arrive. They didnt stop mailing the hardcopy right?
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Human Nature
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Jul 6 2011, 10:44 PM
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OCBC online can pay TNB and astro bill
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