Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??
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 Apr 5 2012, 09:22 PM
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#141
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All Stars
26,532 posts Joined: Jan 2003 
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QUOTE(shawnk @ Apr 5 2012, 09:06 PM) Just use "Transfer" via Maybank2U, usually there'll be a processing fee of RM2 since it's via Interbank MEPS transfer. may refer here for other cheaper options: http://forum.lowyat.net/topic/1985221 |
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Apr 6 2012, 09:42 AM
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#142
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(s@ni @ Apr 6 2012, 09:23 AM) thats for debit card.... for CC, normally will deduct exact amount.. wrong info la. credit card will hold a pre-determined amount (RM200/250/etc) when swipe at the pump.anyway, re-applied this card at 1Utama last week  applied it early last year but failed.. maybe coz he cant see my financial record in the system  now can see oredi...perhaps.. |
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Apr 8 2012, 12:29 PM
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#143
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All Stars
26,532 posts Joined: Jan 2003
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The truth is, there is no right or wrong as everyone will have different cards in their stable and different spending pattern. As long as one can make the most of their card, then everyone is happy. I know I am
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Apr 10 2012, 11:42 AM
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#144
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(andy_lyy @ Apr 10 2012, 11:30 AM) sharing.. check my statement today.. Fee waiver for 12x swipes per calendar year.there are special items~ Annual Fee 68.00 Renewal Fee Waiver 68.00 (cool.. i din call at all.. it auto show in my statement~) Annual Usage Bonus 50.00 (is it this 1 if spent more than RM10 k? I dun think I spent 10 k for last 12 months~ i din request anything yet also~) Usage bonus for above 10k usage. maybe you spent but didnt realise it |
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Apr 10 2012, 11:05 PM
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#145
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(kiwi_cream @ Apr 10 2012, 10:46 PM) is there any way to waive the RM50 government fee? not waived, but you get spending bonus of RM50 when you spent RM10,000 in the statement year. |
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Apr 10 2012, 11:21 PM
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#146
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(David83 @ Apr 10 2012, 11:06 PM) If spend less than RM 10k, will the amount of "bonus" is pro-rated? Nope. This is a tactic employed by OCBC, instead of the usual RM1 = 1pt |
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Apr 13 2012, 11:00 PM
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#147
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(ckweng @ Apr 13 2012, 10:44 PM) Ronnie, does that help to build up profile? Owning a "higher level card" first before applying for Titanium? If that's the case, how about owning an HSBC Amanah Platinum first (me Nothing to do with higher level card la. What Ronnie meant was, you could build up your credit record by getting another card first. In this case, SCB was suggested because they are having promo for new card holders, so you can get some cashback to negate the RM50 GST. However, bear in mind that there is no guarantee your application for OCBC Ti will be approved even after having a first card. )?This post has been edited by Human Nature: Apr 13 2012, 11:05 PM |
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Apr 21 2012, 01:25 PM
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#148
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All Stars
26,532 posts Joined: Jan 2003
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OCBC online system is crappy. Stated maintenance on Sunday, but cant access on Saturday. Then tried to pay bill from celcom onlline system instead but OCBC server failed to respond.
add: the system is up This post has been edited by Human Nature: Apr 21 2012, 03:44 PM |
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Apr 23 2012, 12:07 PM
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#149
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(gorson @ Apr 23 2012, 11:35 AM) Hey guys, did anyone try to reserve seats online and then pay with the OCBC Ti card as buy 1 free 1? I mean it is still paying over the counter just that I dunno if they gonna accept it this way? buy 1 free 1 doesnt work using online payment, gotta do it at the counter |
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Apr 23 2012, 03:26 PM
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#150
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(ck23 @ Apr 23 2012, 02:52 PM) one question regarding CC. Can I ask my friend to swipe my bills at TMPOINT, MAXIS CENTRE by using my credit card? no, it is illegal.Will the different signature reject the payment? |
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Apr 23 2012, 04:43 PM
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#151
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(ck23 @ Apr 23 2012, 04:28 PM) what about he has granted my approval? still illegal Im busy at work, when dismiss TM point closed jor.  why dont you use online payment system? |
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Apr 24 2012, 09:59 PM
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#152
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(David83 @ Apr 24 2012, 09:39 PM) Any kind of ticket in GSC. I just returned from GSC wanting to use AMEX buy-1-free-1 for student/citizen rate but was told cannot use both promo at the same time. Then I asked what if i use OCBC ti, same answer. |
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Apr 25 2012, 01:00 AM
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#153
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(joeduff @ Apr 25 2012, 12:35 AM) DIGI Bill with auto debit can get 5% rebate???? refer to 1st post |
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Apr 25 2012, 09:24 AM
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#154
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(Denis @ Apr 25 2012, 07:02 AM) Hi, You need to submit a request form to change the threshold valueI use auto debit for my utility bills ranging from RM50 - RM 400, why there is no SMS alert, is it necessary to inform the CS to change the SMS alert threshold. Previously, I used HSBC credit cards for auto debit and every transaction had SMS alert. |
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Apr 25 2012, 05:11 PM
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#155
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(hybridkit @ Apr 25 2012, 11:10 AM) I believe you only receive sms alert from physical swipes. i beg to differ. i just made a payment using TMonline and received sms alert.I never receive sms alert for my online bill payments, but only receive for physical swipes. |
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Apr 25 2012, 05:41 PM
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#156
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(gerrardling @ Apr 25 2012, 05:28 PM) is it auto debit ? not auto debit |
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Apr 25 2012, 07:50 PM
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#157
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(hybridkit @ Apr 25 2012, 07:29 PM) My mistake, I was referring to "pay via OCBC online" in that case yes, no sms alert for payment using OCBC online |
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Apr 30 2012, 06:24 PM
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#158
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(stanleysia @ Apr 30 2012, 05:55 PM) Found this when I am trying to check on the CC billing date. Does that mean the RM50 cash rebate is from 12 to 12 or fallowing the month date? For OCBC Ti, the RM50 cashback follows the statement date. |
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Apr 30 2012, 10:29 PM
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#159
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(beyond86 @ Apr 30 2012, 07:10 PM) want to apply OCBC titanium mastercard, but need provide actually most (if not all) banks dont accept card-prompt way for new application already.1. Photocopy of I.C. front and back 2. Latest 3 months pay slip 3. Latest EPF statement 4. Application form 5. Declaration form 6. Product disclosure sheet form No more applying using current credit card from others banks which more than 6k credit limit and more than 1 year. Currently im holding M2card, HLB essential & SCB gold card. Found that OCBC very strict |
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May 5 2012, 11:55 AM
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#160
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(fahrur_07 @ May 5 2012, 09:58 AM) how long the promotion for buy 1 free 1 at GSC? 30 June 2012 |
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