in this case, it's confirm that Prudential will break up portion of the premiums paid for Education and Medical if combine medical coverage and edu saving under one policy.

Also, would like to share this info to you guys. not tend to offend any prudential agent. medical coverage for prudential charges is slightly higher compare to Great Eastern. for the same plan and same age range. eg, the medical plan until age 80, 200 daily room & board for age 31-35 male, prudential charges is RM1,621, while Great Eastern charges RM498.

Therefore, if a person paid RM3,000 yearly for his premium, prudential will use up more premium in medical coverage hence less protection only able to provide. While great eastern could provide more coverage since the medical charges is less. maybe can get the same protection but less premium also.

Again, I am not tend to offend prudential or any others. just like to share this to others only. sorry if I have said anything wrong here. you guys can check the details charges from prudential website. thanks