hi i have another question ..
let's take the example from above..

Loan: 100k
Monthly installment: 1k

So let's say... say if i have actually 100 k and put it into the current account. So the balance between my current and loan account is 0. so basically the interest i get is also 0 rite? will they allow this?
is it allowable? i can deposit my money in the current account get the interest..... also removed any additional interested charged into my loan. Besides that, i get to redraw my money incase of emergency by write a check from the current account?

i need advise here from the professionals. Thank you...