Capital protected is not the same with capital guaranteed.

YES... i finally get the certificate of this product. But other problem come out - No name or I/C or anything say the certificate is my certificate except it attached with one set of A4 copy. The set copy have mention the certificate no and my name, but set copy just have signature no company.

My idea is whether i should ask the CIMB manager sign every pages of the A4 set copy for my safe purpose.

The reason why i want to be careful, is i dont know the person who offer this product to me and certificate no noted my name.

I bought it last year, it took about 3 months to get the certificate. That's CIMB for you. But the profit was calculated from the day I signed up. I was happy with it until today. It seems that my Rm 1.00 value has gone down to 89 sen or so, which means even though they pay 6.7 ( that's my rate), it would be multiplied by the value. Well we'll see how it goes. I am not very finance savvy to dabble in stock, so this is probably next best to unit trusts.

Is your cert with no name and only cert no only? then the cert no link to A4 paper which have your name?
How do you prove that is your cerf? maybe they take other ppl cerf attach with A4 with your name.

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Added on March 12, 2012, 9:10 pmCant believe this product call back just one year

This post has been edited by 500Kmission: Mar 12 2012, 09:10 PM

Yesterday went to HL withdraw FD. Then the sales person push this similiar product as well, something following the Klibor range to pay out 5.18%pa.

Anybody got experience?

Parking...