U may refer to http://www.goldbuyers-international.com/malaysia/contact.php. They did have a kiosk around klang valley such tesco ampang n nsk selayang. They buy a white gold but dont expect the price quoted that high but u may give it a try.

Just to share my experience with AR-RAHNU.

Yesterday I went to AR-Rahnu to get some cash from my gold.

Here's the scenario

1) Pay all my existing credit with AR-RAHNU Koperasi Iman and plan to pawn at Ar-Rahnu Bank rakyat since in their website they offer credit up to 70% while Ar-Rahnu Koperasi Iman only offer 65% from "Marhun value".

2) Straight to Bank Rakyat. Not as expected. There is hidden T&C which not listed on their web. 70% margin are for returning customer while for new customer only entitle for 65%..Yeah same with Koperasi Iman.

3) They didn't accept GOLD COIN or GOLD BAR except which produced by BNM " Kijang Emas" and selected brand such as TOMEI etc only. Also need to produced official receipt where it bought. They didn't accept any lose gold such as "torn bracelet etc". Due to a bad time by ETIQA emas what does he said.

4) As my gold are Gold coin which I bought at Arab Saudi 3years back, it's not accepted. But the officer said I can try for AG** Bank and he's correct it accepted there. Only the gold rate not that high as per yesterday;

Koperasi Iman: 916/22K = RM159
Bank Rak***: 916/22K = RM157
AG** Bank: 916/22K = RM151

In conclusion based on my experience if u have a "jewellery" and need to get the highest rate go for Koperasi Iman. If ur gold is not jewellery go for AG** Bank (selected branch hehe).

Is it?? I just pawned 3weeks ago. Normally all didn't accept Jongkong & Coin except which produced by
BNM "Kijang Emas" and established comp such as TOMEI & Poh Kong etc. It's a rules create by BNM
as Ar-Rahnu facing problem caused by Etiqa Emas.

But the trick is u can customised ur Dinar "coin" into "jewellery"..

From my personal view, in case u plan to pawn it for any reason that u'll face in the future, go for jewellery to avoid a lot of constraint in order to pawn it. Yes, u'll lose a bit for it's "upah". Or u can purchase a kijang emas gold coin produced bty BNM. And u need to bring that gold cirt. if u r goin to pawn it at Ar-rahnu.

It depends on officer that u met..

Thanks for sharing.

I guess those "pencen" option are made for govt. servant?? Any idea??

The other option u can search for people in need of urgent money
and willing to sell their gold below market price..